Operating Accounts

Count on your cash to be where you need it, when you need it. We can help you find the right accounts for your business, whether you run a large corporation, not-for-profit organization or public agency.

Analyzed Checking
Are you a fast-growing business with consistently high monthly transaction volume, or an organization with extensive monthly transaction needs? Take a look at our Analyzed Checking account, designed for businesses with over 500 transactions per month. It offers a variety of features to improve your company's cash flow and increase your operating efficiency.

Pay for the services your company needs
Service charges are based on your account activity. Use your earnings credit, based on monthly average balance, to offset fees for services. Online Account Analysis Statement details your account service charges.
Add services that meets your unique requirements

Purchase a range of add-on products and services à la carte. Options include automated sweep accounts¹, ACH services, wire transfers, Bill Pay, Visual Archive and more.

 1 The automated sweep account options are a money market account, FDIC insured up to applicable amounts, or an offshore Eurodollar account. The offshore Eurodollar account is not FDIC insured.

Manage your account more efficiently

Get unlimited access to your account information 24 hours a day, seven days a week through:

  • Business Online
  • Business Service Center
Zero Balanced Account
No idle balances. No forgotten transfers. No problem. Huntington’s Zero Balance Account (ZBA) service eliminates the need to transfer funds between Huntington accounts.

Streamline your banking with ZBA.

The ZBA is set up with a concentration/parent account, which manages the funding of accounts in the overall relationship and performs account transfers to and from the sub-accounts. The concentration/parent account sweeps excess cash out of sub-accounts with a positive balance and automatically funds sub-accounts with a negative balance.

Huntington’s ZBA is efficient and cost-effective. It’s an easy and convenient way to help you manage multiple accounts, track activity and balances and move funds.

  • Excess cash in your company’s concentration/parent account can be invested through a Huntington AFI sweep or used to pay down a line of credit through Huntington’s ACS service
  • Quickly monitor your accounts with daily balance and transfer activity reports in Business Online