Open a Huntington 25 Checking® account, earn $300‡‡

Complete the easy steps below

Bonus code will only be applied when you click the "Apply Online” button on this page. Other Apply buttons will not generate a bonus code.

Huntington 25 Checking®

  • Unlimited non-Huntington ATM withdrawals
  • Credit Score and identity theft monitoring^

Minimum deposit $25,000 to earn bonus

Open at a Branch

Receive your bonus in 3 easy steps

Open a new account

Open a new Huntington 25 Checking account before February 7, 2022.

Meet your requirement

Make cumulative new money deposits of at least $25,000 within 60 days of account opening and keep your account open for 90 days.

Enjoy your bonus

$300 will be deposited in your new account within 14 days of meeting requirements.


Huntington 25 Checking Account Benefits

Our Most Rewarding Checking Account

Savings and Money Market Competitive Rates

Get better relationship rates on savings and money market accounts when you own a Huntington checking accountҰ.

Credit Score Monitoring At No Added Cost

Receive a monthly VantageScore® and quarterly credit snapshots, a credit score simulator and more^.

Identity Monitoring At No Added Cost

Access to tools that can alert you to suspicious activity with your personal information and financial accounts^.

Voice Credit Card®

Get 1.25% cash back on purchases made with your linked Voice Credit Card with Rewards#.


Huntington 25 Account Details

Rewarding benefits

Interest Bearing APY

Earn 0.05% Annual Percentage Yield on all account balance tiers§.

Unlimited Free ATM Withdrawals

We'll waive all non-Huntington ATM cash withdrawal fees at any ATM and reimburse you for withdrawal fees charged by another ATM owner.

Free Checks

Receive free check orders with your Huntington 25 Checking account.

No Monthly Maintenance Fees

$0 if you have $25,000 in total relationship balances. Otherwise $25 a month .

Innovations designed to help take care of your money.

All of our checking customers get access to products and tools built on forgiveness, faster access to cash, and more automatic saving.

Standby Cash

With Standby Cash you can qualify for a $100 to $1,000 line of credit. Just set up automatic payments and pay it back over three months, and it's free. Otherwise, a 1% monthly interest charge (12% APR) applies to the outstanding balances.

24-Hour Grace®

Our 24-Hour Grace® feature is designed to give you more time to make a deposit in order to avoid an overdraft or return fee##.

$50 Safety Zone

If you accidentally overdraw your account by $50 or less, our $50 Safety Zone protects you from overdraft fees##.

Money Scout®

Money Scout analyzes your spending habits, income, and upcoming expenses to find money you're not using in your checking account — from $5 to $50 — and once you enroll, moves it to your savings, automatically.

The Hub

The digital tools in The Hub makes it easier to track and analyze your spending, find areas for potential savings, and help you create and reach your financial goals.

Early Pay

If you have a Huntington checking account with direct deposit, you could get paid up to two days early.

Subject to terms and conditions and other account agreements. Available through online banking or the Huntington Mobile app to individuals with an active consumer checking account open at least three months with consistent monthly deposit activity of $750 or more. Other eligibility requirements apply. Amount available through Standby Cash is subject to change based on changes to customer eligibility, including checking and deposit activity, overdrafts, and daily balances. A 1% monthly interest charge (12% APR) will be added to outstanding balances if automatic payments are not scheduled. If 100% of the approved credit line is drawn three months in a row, Standby Cash will be suspended until it’s paid to a zero balance. When any of your Huntington deposit accounts are in an overdraft status for more than one day, your Standby Cash line will be suspended until they are no longer negative. Business checking accounts are not eligible for Standby Cash.

##Your account will be automatically closed if it remains negative in any amount for 60 days, including if your account is overdrawn within our $50 Safety Zone. For more information, please visit huntington.com/safetyzone and huntington.com/grace.

Money Scout automatically schedules transfers from your selected checking account and credits your selected savings account. A money market account (MMA) cannot be a selected savings account for use with Money Scout. A scheduled transfer may be canceled before midnight ET on the day it is scheduled. Transfer amounts and frequency may vary and will reduce the money available in your account to cover other transactions. You are responsible for ensuring your account has sufficient funds. You may be charged overdraft fees if your account falls below $0. Subject to eligibility, terms and conditions, and other account agreements.

You may receive a direct deposit up to two days early with Early Pay if 1) you have a checking account with us, 2) a recurring qualifying direct deposit, and 3) provide us a valid email address. It is at our discretion to identify which recurring direct deposits are eligible for Early Pay and it may take up to 90 days to identify those deposits that qualify. We cannot guarantee that you will receive the Early Pay service due to unanticipated circumstances. Early Pay is automatic and there is no fee. You can opt out of the Early Pay service at any time, by contacting a branch or calling our service center at (800) 480-2265 and asking to have Early Pay removed. For more information, please see a Consumer Deposit Account agreement, or contact a branch. Learn more at huntington.com/earlypay. Receive recurring qualifying direct deposits up to two days early at no charge. Some direct deposit types are not eligible.

To be eligible for this offer, click Apply Online or Open at a Branch from this page, so that the promotion code is claimed at time of account opening. This offer is only available to applicants residing in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia or Wisconsin.

‡‡To qualify for the $300 cash bonus, you are required to open a new, qualifying Huntington 25 Checking account by February 7, 2022 and make cumulative new money deposits into the checking account of at least $25,000 or more within 60 days of account opening. "New money" is defined as money that is not currently on deposit in any Huntington account (except maturing CDs). Account must maintain an open status for at least 90 days before it is eligible to receive the bonus payment.

Your $300 bonus will be deposited into your new personal checking account within 14 days of meeting the above requirements. Your checking account must remain in an open status to receive the bonus.

This offer is only available to new checking customers. All existing Huntington checking customers, including those with any relationship (including fiduciary) to any other Huntington checking account, or those who closed a checking account within the last six months, are not eligible.

This offer cannot be used in combination with any other checking offer. For tax purposes, you will receive a Form 1099-INT from us for the cash bonus. Huntington reserves the right to limit an individual to one account-related gift incentive per rolling 12-month period across all deposit account relationships.

ҰThe interest rate on your Relationship Money Market or Relationship Savings Account may be better when you also own a Huntington 5 or Huntington 25 Checking Account. Ask a banker to see a rate sheet for details. Your interest rates and APY will be determined based on your zip code. Please note: If you are an existing Huntington customer with an address outside of our seven-state footprint, your interest rates and APY will be determined based on a Columbus, Ohio, regional zip code.

^The Monitoring Services are optional and are not available with all accounts, Enrollment requires agreement to the Services' Terms & Conditions, which include important legal terms that a customer should read carefully before deciding whether to enroll.

#You may qualify for a Bonus on points earned on your Voice Credit Card when you have a linked consumer Huntington 25 or Huntington 5 Checking account. You must have chosen the Rewards option on your Voice Credit Card and maintain the consumer deposit account to qualify. If you choose the Rewards option and you also open a Huntington 25 Checking account, you will get a 25% bonus. If you open a Huntington 5 Checking account, you will get a 5% bonus. You must maintain your Huntington 25 or 5 Checking account and your Huntington Voice Credit Card to continue to qualify for the Rewards bonus. After your accounts are linked, the bonus is calculated on the single points earned for each transaction and is not calculated on any bonus points, including any bonus points earned in the 3X Rewards category. Please review your Rewards terms and conditions for more information.

§Rate displayed applies to all balance tiers and is current as of today's date. Rate is variable and may change; fees may reduce earnings.

With Huntington 25 we'll waive all & with Huntington 5 your first 5 non-Huntington ATM cash withdrawal fees per statement cycle at any ATM worldwide. We'll also reimburse you for withdrawal fees on the same transactions charged by the owner of a non-Huntington ATM. You will be responsible for any additional fees charged by the owner of a non-Huntington ATM as well as any international transaction or other fees charged by the network.

You can avoid the monthly checking maintenance fee for any statement period for either Huntington 5 or Huntington 25 checking account when you keep a total relationship balance of at least $25,000 for Huntington 25 or $5,000 for Huntington 5 in eligible deposits held directly with us or investments made through our affiliate, The Huntington Investment Company. Eligible deposits are this account and any other checking, money market, savings, certificate of deposit (CD), and individual retirement accounts (IRA) owned by you or jointly with someone else. Eligible investments are those in your name which The Huntington Investment Company reports to our deposit system for inclusion in the total relationship balance, and generally include investments (both IRA and non-IRA) held in brokerage accounts and certain direct investments in mutual funds and annuities, as well as retail life insurance products. We figure the total relationship balance each month by adding the qualifying balances, as we determine them, for all of your eligible accounts to the average daily balance of this checking account for the monthly statement period.

Huntington 25 Checking®, Voice Credit Card®, Money Scout® and 24-Hour Grace® are federally registered service marks of Huntington Bancshares Incorporated. Standby CashSM and $50 Safety ZoneSM are service marks of Huntington Bancshares Incorporated. The 24-Hour Grace® system and method is patented. U.S. Pat No. 8,364,581, 8,781,955, 10,475,118, and others pending. Patents pending for Standby CashSM.

We are here to help.

If you can’t find what you’re looking for, let us know. We’re ready to help in person, online or on the phone.

Call Us

To speak to a customer service representative, call (800) 480-2265.