Open a Huntington 5 Checking®
account, earn $200

Complete the easy steps below

Apply Online
Open at a Branch

Features & Fees

Bonus code will only be applied when you click the "Apply Online” button on this page. Other Apply buttons will not generate a bonus code.

Receive your bonus in 3 easy steps

Open a new account

Open a new Huntington 5 Checking account before
January 7, 2021.

Meet your requirement

Make cumulative new money deposits of at least $1,000 within 60 days of account opening.

Enjoy your bonus

$200 will be deposited in your new account within 14 days of meeting requirements.

Huntington 5 Checking Account Benefits

Free ATM Withdrawals


We'll waive 5 non-Huntington ATM cash withdrawal fees and reimburse you for fees charged by another ATM owner.

Credit Score Monitoring

At No Added Cost

Receive a monthly VantageScore® and quarterly credit snapshots, a credit score simulator and more^.

Savings and Money Market

Competitive Rates

Get better relationship rates on savings and money market accounts when you own a Huntington checking accountҰ.

Credit Card


Get 1.05% cash back on purchases made with your linked Voice Credit Card with Rewards#.

Huntington 5 Account Details

Interest Bearing

Earn 0.02% Annual Percentage Yield on all balance tiers§.

Family Banking

Earn More

Earn more relationship benefits based on balances in all shared consumer accounts, owned by you or jointly with someone else.

Monthly Maintenance Fee

$0 if you have $5,000 in total relationship balances. Otherwise $5 a month.

Minimum to Open

No minimum deposit needed to open a Huntington 5 Account.

24-Hour Grace®

We all make mistakes, but our 24-Hour Grace® feature is designed to give you more time to make a deposit in order to avoid an Overdraft Fee. Learn more.

All Day DepositSM

Our deposit day for ATMs and the Huntington Mobile app is up to midnight, so you don't have to rush to beat an early cut-off time. Learn more.

Email & Text Alerts

Our free Alerts provide real-time updates on your accounts. Message and data rates may apply. Learn more.

Mobile Banking

Check your balance, transfer money, and even deposit checks for free from your phone, tablet or desktop computer. Learn more.

Online Bill Pay

Pay your bills with just a few clicks. Just tell us the payment amount and where to send it, and we'll take care of the rest. For free. Learn more.

Overdraft Protection

With Deposit-to-Deposit Overdraft Protections, if your checking account overdraws, we can transfer funds from a linked account. For free. Some limitations apply‡‡. Learn more.

To be eligible for this offer, click Apply Online or Open at a Branch from this page, so that the promotion code is claimed at time of account opening. This offer is only available to applicants residing in Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania or West Virginia.

To qualify for the $200 cash bonus, you are required to open a new, qualifying Huntington 5 or Huntington 25 Checking account during the promotional period between October 1, 2020 and January 7, 2021, and make cumulative new money deposits into the checking account of at least $1,000 or more within 60 days of account opening. "New money" is defined as money that is not currently on deposit in any Huntington account (except maturing CDs). Person to Person payments (such as Zelle®) are not considered a deposit for this offer.

Your $200 bonus will be deposited into your new personal checking account within 14 days of meeting the above requirements. Your checking account must remain in an open status to receive the bonus.

This offer is only available to new personal checking customers. All existing Huntington checking customers, including those with any relationship (including fiduciary) to any other Huntington checking account, or those who closed a checking account within the last six months, are not eligible.

Transfers from another Huntington deposit account do not count as a deposit. This offer cannot be used in combination with any other checking offer. For tax purposes, you will receive a Form 1099-INT from us for the cash bonus. Huntington reserves the right to limit an individual to one account-related gift incentive per rolling 12-month period across all deposit account relationships.

With Huntington 25 we'll waive all & with Huntington 5 your first 5 non-Huntington ATM cash withdrawal fees per statement cycle at any ATM worldwide. We'll also reimburse you for withdrawal fees on the same transactions charged by the owner of a non-Huntington ATM. You will be responsible for any additional fees charged by the owner of a non-Huntington ATM as well as any international transaction or other fees charged by the network.

#You may qualify for a bonus on points earned for rewards on your Voice Credit Card when you open a new consumer checking account. You must have chosen the Rewards option on your Voice Credit Card and maintain the consumer deposit account to qualify. If you choose the Rewards option and you also open a Huntington 25 Checking account, you will get a 25% bonus. If you open a Huntington 5 Checking account, you will get a 5% bonus. You must maintain your Huntington 25 or 5 Checking account and your Huntington Voice Credit Card to continue to qualify for the Rewards bonus. After your accounts are linked, the bonus is calculated on the single points earned for each transaction and is not calculated on any bonus points, including any bonus points earned in the 3X Rewards category. Please review your Rewards terms and conditions for more information.

ҰThe interest rate on your Relationship Money Market or Relationship Savings Account may be better when you also own a Huntington 5 or Huntington 25 Checking Account. Ask a banker to see a rate sheet for details.

§Rate displayed applies to all balance tiers and is current as of today's date. Rate is variable and may change; fees may reduce earnings.

You can avoid the monthly checking maintenance fee for any statement period for either Huntington 5 or Huntington 25 checking account when you keep a total relationship balance of at least $25,000 for Huntington 25 or $5,000 for Huntington 5 in eligible deposits held directly with us or investments made through our affiliate, The Huntington Investment Company. Eligible deposits are this account and any other checking, money market, savings, certificate of deposit (CD), and individual retirement (IRA) accounts owned by you or jointly with someone else. Eligible investments are those in your name which The Huntington Investment Company reports to our deposit system for inclusion in the total relationship balance, and generally include investments (both IRA and non-IRA) held in brokerage accounts and certain direct investments in mutual funds and annuities, as well as retail life insurance products. We figure the total relationship balance each month by adding the qualifying balances, as we determine them, for all of your eligible accounts to the average daily balance of this checking account for the monthly statement period.

‡‡For overdraft protection, we'll waive our daily transfer fee if you sign up for our deposit-to-deposit overdraft plan. Regulations limit the number of transfers that can be made on savings and money market accounts.

^The Monitoring Services are optional and are not available with all accounts, Enrollment requires agreement to the Services' Terms & Conditions, which include important legal terms that a customer should read carefully before deciding whether to enroll.

Huntington 5 Checking® and 24-Hour Grace® are federally registered service marks of Huntington Bancshares Incorporated. All Day DepositSM is a service mark of Huntington Bancshares Incorporated. 24-Hour Grace® does not apply to return fees. The 24-Hour Grace® system and method is patented. US Pat. No. 8,364,581, 8,781,955, 10,475,118, and others pending.

We are here to help.

If you can’t find what you’re looking for, let us know. We’re ready to help in person, online or on the phone.

Call Us

To speak to a customer service representative, call (800) 480-2265, daily 7:00 a.m. to 7:00 p.m. ET.