Certificates of Deposit

Looking for a variety of secure savings products? Huntington offers a wide variety of other certificates of deposit (CDs) in terms from just 30 days to several years.

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The Benefits of CDs

Earn Competitive Interest Rates On all balances.
FDIC Insured Up to customer's applicable limits.
A minimum opening balance of as little as $1,000

ZIP Code Rates

13-month Linked CD Rates

Rates effective as of Monday, August 31, 2015.

$1,000.00 - $99,999.99
Term (Months) Interest Rate/APY*
13 0.20% / 0.20%

MINIMUM OPENING DEPOSIT IS $1000.00. MINIMUM BALANCE TO EARN INTEREST IS $1.00   *ANNUAL PERCENTAGE YIELD (APY) ACCURATE AS OF EFFECTIVE DATE STATED ABOVE.   INTEREST ONLY PAID TO HUNTINGTON "INTEREST RECEIVABLE ACCOUNT".   MEMBER FDIC. HUNTINGTON(R) IS A FEDERALLY REGISTERED SERVICE MARK OF   HUNTINGTON BANCSHARES INCORPORATED.  

Easy Access CD Rates

Rates effective as of Monday, August 31, 2015.

$15,000.00 - $250,000.00
Term (Months) Interest Rate/APY*
12 0.10% / 0.10%

MINIMUM TO OPEN HUNTINGTON(R) EASY ACCESS CD (SM) IS $15000.   *ANNUAL PERCENTAGE YIELD (APY) ACCURATE AS OF EFFECTIVE DATE STATED ABOVE.   A PENALTY WILL BE IMPOSED FOR EARLY WITHDRAWAL DURING THE ORIGINAL TERM ON THE   AMOUNT OF PRINCIPAL WITHDRAWN WITHIN THE FIRST 6 (SIX) DAYS AFTER THE DAY OF   ACCOUNT OPENING. ANY WITHDRAWAL OF PRINCIPAL DURING THE ORIGINAL TERM OF THIS   ACCOUNT MUST BE A WITHDRAWAL OF THE ENTIRE AMOUNT OF THE PRINCIPAL IN THE   ACCOUNT. SEE ACCOUNT AGREEMENT AND DISCLOSURE OF ACCOUNT TERMS AND RULES AND   REGULATIONS FOR COMPLETE DETAILS. MEMBER FDIC  

24-month Stepped CD Rates

Rates effective as of Monday, August 31, 2015.

24 Month Stepped Rate CD
Period Balance Interest Rate APY*
1st 6 months $1,000.00 to $99,999.99 0.05% 0.13%
2nd 6 months $1,000.00 to $99,999.99 0.10% 0.13%
3rd 6 months $1,000.00 to $99,999.99 0.15% 0.13%
4th 6 months $1,000.00 to $99,999.99 0.20% 0.13%

*ANNUAL PERCENTAGE YIELD (APY) ACCURATE AS OF EFFECTIVE DATE STATED ABOVE.   A PENALTY WILL BE IMPOSED FOR EARLY WITHDRAWAL IN THE FIRST 12 MONTHS OF   THE MATURITY TERM.   MEMBER FDIC.  

37-month Linked Rate CD

Rates effective as of Monday, August 31, 2015.

$1,000.00 - $99,999.99
Term (Months) Interest Rate/APY*
37 0.30% / 0.30%

MINIMUM OPENING DEPOSIT IS $1000.00. MINIMUM BALANCE TO EARN INTEREST IS $1.00   *ANNUAL PERCENTAGE YIELD (APY) ACCURATE AS OF EFFECTIVE DATE STATED ABOVE.   INTEREST ONLY PAID TO HUNTINGTON "INTEREST RECEIVABLE ACCOUNT".   MEMBER FDIC. HUNTINGTON(R) IS A FEDERALLY REGISTERED SERVICE MARK OF   HUNTINGTON BANCSHARES INCORPORATED.  

CD < $100K Term Stated in Months

Rates effective as of Monday, August 31, 2015.

$1,000.00 - $9,999.99 $10,000.00 - $49,999.99 $50,000.00 - $99,999.99
Term (Months) Interest Rate/APY* Interest Rate/APY* Interest Rate/APY*
1 0.01% / 0.01% 0.01% / 0.01% 0.01% / 0.01%
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3 0.01% / 0.01% 0.01% / 0.01% 0.01% / 0.01%
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6 0.10% / 0.10% 0.10% / 0.10% 0.10% / 0.10%
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9 0.10% / 0.10% 0.10% / 0.10% 0.10% / 0.10%
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12 0.10% / 0.10% 0.10% / 0.10% 0.10% / 0.10%
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18 0.10% / 0.10% 0.10% / 0.10% 0.10% / 0.10%
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24 0.15% / 0.15% 0.15% / 0.15% 0.15% / 0.15%
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36 0.20% / 0.20% 0.20% / 0.20% 0.20% / 0.20%
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48 0.35% / 0.35% 0.35% / 0.35% 0.35% / 0.35%
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60 0.55% / 0.55% 0.55% / 0.55% 0.55% / 0.55%
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72 0.55% / 0.55% 0.55% / 0.55% 0.55% / 0.55%
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MINIMUM TO OPEN A STANDARD RATE CD IS $1000.   *ANNUAL PERCENTAGE YIELD (APY) ACCURATE AS OF EFFECTIVE DATE STATED ABOVE.   ON VARIABLE RATE ACCOUNTS, THE RATES MAY CHANGE AFTER THE ACCOUNT IS OPEN.   A PENALTY WILL BE IMPOSED FOR EARLY WITHDRAWAL. MEMBER FDIC.  

CD < $100K Term Stated in Days

Rates effective as of Monday, August 31, 2015.

$1,000.00 - $9,999.99 $10,000.00 - $49,999.99 $50,000.00 - $99,999.99
Term (Days) Interest Rate/APY* Interest Rate/APY* Interest Rate/APY*
14 0.01% / 0.01% 0.01% / 0.01% 0.01% / 0.01%
30 0.01% / 0.01% 0.01% / 0.01% 0.01% / 0.01%
91 0.01% / 0.01% 0.01% / 0.01% 0.01% / 0.01%
182 0.10% / 0.10% 0.10% / 0.10% 0.10% / 0.10%

MINIMUM TO OPEN A STANDARD RATE CD IS $1000.   *ANNUAL PERCENTAGE YIELD (APY) ACCURATE AS OF EFFECTIVE DATE STATED ABOVE.   ON VARIABLE RATE ACCOUNTS. THE RATES MAY CHANGE AFTER THE ACCOUNT IS OPEN.   A PENALTY WILL BE IMPOSED FOR EARLY WITHDRAWAL. MEMBER FDIC.  

Jumbo CD > $100K Term Stated in Days

Rates effective as of Monday, August 31, 2015.

$100,000.00 - $249,999.99 $250,000.00 - $99,999,999.99
Term (Days) Interest Rate/APY* Interest Rate/APY*
7 0.01% / 0.01% 0.01% / 0.01%
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14 0.01% / 0.01% 0.01% / 0.01%
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30 0.01% / 0.01% 0.01% / 0.01%
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60 0.01% / 0.01% 0.01% / 0.01%
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90 0.01% / 0.01% 0.01% / 0.01%
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180 0.10% / 0.10% 0.10% / 0.10%
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270 0.10% / 0.10% 0.10% / 0.10%
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365 0.10% / 0.10% 0.10% / 0.10%
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547 0.10% / 0.10% 0.10% / 0.10%
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730 0.15% / 0.15% 0.15% / 0.15%
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912 0.15% / 0.15% 0.15% / 0.15%
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1095 0.20% / 0.20% 0.20% / 0.20%
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1460 0.35% / 0.35% 0.35% / 0.35%
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1825 0.55% / 0.55% 0.55% / 0.55%
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MINIMUM BALANCE TO OPEN AND OBTAIN ANNUAL PERCENTAGE YIELD (APY) FOR HUNTINGTON   JUMBO CERTIFICATE OF DEPOSIT IS $100,000. RATES AND APY'S ARE ACCURATE AS OF   THE DATE REFERENCED AT THE TOP OF THIS DOCUMENT AND ARE SUBJECT TO CHANGE   WITHOUT NOTICE. A PENALTY WILL BE IMPOSED FOR EARLY WITHDRAWAL. WE RESERVE THE   RIGHT TO LIMIT THE NUMBER OF ACCOUNTS PER CUSTOMER ABOVE $2 MILLION. NO RATE   EXCEPTIONS. NOT AVAILABLE FOR BROKERS/AGENTS/PUBLIC FUNDS/FINANCIAL   INSTITUTIONS. MEMBER FDIC.  


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