Make a change for better rates

Refinance your home mortgage to put your family in a better financial position. Our loans can help save you money by reducing total payments or providing cash out. Plus, they have low costs, & no mortgage insurance or application fees.

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Why choose a First Mortgage Equity Loan?

Rates that are highly competitive
Savings low costs and no application fees
Features such as online account management

First Mortgage Features & Benefits

Flexible Payment Options Make low, fixed monthly payments on a day that fits your needs best.
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Relationship Discounts When you set up automatic payments from a Huntington checking account, you can enjoy a discount on your rate.
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Online Account Management Online account access lets you save time, view your loan balance, monitor transaction history and make payments with free Huntington Bill Pay.
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Lower Your Monthly Bills Use our consolidation calculator to see how you could save.
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First Mortgage Home Equity Loans

Your rate is based on the 43215 ZIP code.

Rates effective as of Sunday, August 30, 2015.

Payment Amount
Term Rates as low as APR as low as (per $1000 borrowed)
120 months 4.09% 4.13% $10.14
180 months 4.39% 4.42% $7.57
240 months 4.84% 4.86% $6.49
300 months 6.19% 6.21% $6.53

APR AND PAYMENT WILL VARY DEPENDING ON CUSTOMER'S LOAN CHARACTERISTICS, SUCH AS LOAN AMOUNT, CREDIT SCORE, LTV, LOAN TERM AND OTHER FACTORS. ALL LOANS ARE SUBJECT TO CREDIT APPLICATION AND APPROVAL, TITLE SEARCH AND RECEIPT OF PROPERTY APPRAISAL DEMONSTRATING SUFFICIENT LOAN VALUE. ANNUAL PERCENTAGE RATES SHOWN ARE BASED ON A $150,000.00 LOAN AMOUNT INCLUDING A $389 LOAN FEE , REFLECT A 0.15% FOR OPTIONAL AUTOMATIC PAYMENT FROM A HUNTINGTON CHECKING ACCOUNT, PROPERTY BEING OWNER-OCCUPIED AND LOAN-TO-VALUE (LTV) WITH A MAXIMUM OF 80%. AN ADDITIONAL 0.25% DISCOUNT IS AVAILABLE FOR "NEW MONEY" FIRST MORTGAGE EQUITY LOAN CUSTOMERS. "NEW MONEY" IS DEFINED AS MONEY NOT USED TO REFINANCE ANY CURRENT HUNTINGTON DEBTS. PAYMENT AMOUNTS DO NOT INCLUDE AMOUNT OF PROPERTY TAXES AND HOMEOWNER'S INSURANCE PREMIUMS WHICH WILL MEAN A HIGHER ACTUAL MONTHLY PAYMENT. INSURANCE MUST BE CARRIED ON REAL PROPERTY SECURING THE LOAN, AND FLOOD INSURANCE IS REQUIRED ON BUILDINGS LOCATED IN A SPECIAL FLOOD HAZARD AREA. OTHER CONDITIONS AND RESTRICTIONS MAY APPLY. PROGRAM AND CONDITIONS SUBJECT TO CHANGE AT ANY TIME.

All lending products are subject to application and credit approval. Home equity loans and lines also subject to acceptable appraisal and title search.

Still Have Questions?

If you can’t find what you’re looking for, let us know. We’re ready to help in person, online or on the phone.

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24 hours a day, 7 days a week. 1-800-480-BANK (2265)