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Refinance your home mortgage to put your family in a better financial position. Our loans can help save you money by reducing total payments or providing cash out. Plus, they have low costs, & no mortgage insurance or application fees.Find a Branch
Why choose a First Mortgage Equity Loan?
First Mortgage Features & Benefits
First Mortgage Home Equity Loans
Your rate is based on the 43215 ZIP code.
Rates effective as of Wednesday, November 25, 2015.
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APR AND PAYMENT WILL VARY DEPENDING ON CUSTOMER'S LOAN CHARACTERISTICS, SUCH AS LOAN AMOUNT, CREDIT SCORE, LTV, LOAN TERM AND OTHER FACTORS. ALL LOANS ARE SUBJECT TO CREDIT APPLICATION AND APPROVAL, TITLE SEARCH AND RECEIPT OF PROPERTY APPRAISAL DEMONSTRATING SUFFICIENT LOAN VALUE. ANNUAL PERCENTAGE RATES SHOWN ARE BASED ON A $150,000.00 LOAN AMOUNT INCLUDING A $389 LOAN FEE , REFLECT A 0.15% FOR OPTIONAL AUTOMATIC PAYMENT FROM A HUNTINGTON CHECKING ACCOUNT, PROPERTY BEING OWNER-OCCUPIED AND LOAN-TO-VALUE (LTV) WITH A MAXIMUM OF 80%. AN ADDITIONAL 0.25% DISCOUNT IS AVAILABLE FOR "NEW MONEY" FIRST MORTGAGE EQUITY LOAN CUSTOMERS. "NEW MONEY" IS DEFINED AS MONEY NOT USED TO REFINANCE ANY CURRENT HUNTINGTON DEBTS. PAYMENT AMOUNTS DO NOT INCLUDE AMOUNT OF PROPERTY TAXES AND HOMEOWNER'S INSURANCE PREMIUMS WHICH WILL MEAN A HIGHER ACTUAL MONTHLY PAYMENT. INSURANCE MUST BE CARRIED ON REAL PROPERTY SECURING THE LOAN, AND FLOOD INSURANCE IS REQUIRED ON BUILDINGS LOCATED IN A SPECIAL FLOOD HAZARD AREA. OTHER CONDITIONS AND RESTRICTIONS MAY APPLY. PROGRAM AND CONDITIONS SUBJECT TO CHANGE AT ANY TIME.
All lending products are subject to application and credit approval. Home equity loans and lines also subject to acceptable appraisal and title search.
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