Make a change for better rates
Refinance your home mortgage to put your family in a better financial position. Our loans can help save you money by reducing total payments or providing cash out. Plus, they have low costs, & no mortgage insurance or application fees.Find a Branch
Why choose a First Mortgage Equity Loan?
First Mortgage Features & Benefits
The rates below are based on the Columbus, Ohio, 43015 ZIP code and can vary by market (or region).
Rates effective as of Saturday, May 28, 2016.
|Term||Rates as low as||APR as low as||(per $1000 borrowed)|
APR AND PAYMENT WILL VARY DEPENDING ON CUSTOMER'S LOAN CHARACTERISTICS, SUCH AS LOAN AMOUNT, CREDIT SCORE, LTV, LOAN TERM AND OTHER FACTORS. ALL LOANS ARE SUBJECT TO CREDIT APPLICATION AND APPROVAL, TITLE SEARCH AND RECEIPT OF PROPERTY APPRAISAL DEMONSTRATING SUFFICIENT LOAN VALUE. ANNUAL PERCENTAGE RATES SHOWN ARE BASED ON A $150,000.00 LOAN AMOUNT INCLUDING A $389 LOAN FEE, PROPERTY BEING OWNER-OCCUPIED AND LOAN-TO-VALUE (LTV) WITH A MAXIMUM OF 80%. A 0.25% DISCOUNT IS AVAILABLE FOR "NEW MONEY" FIRST MORTGAGE EQUITY LOAN CUSTOMERS. "NEW MONEY" IS DEFINED AS MONEY NOT USED TO REFINANCE ANY CURRENT HUNTINGTON DEBTS. PAYMENT AMOUNTS DO NOT INCLUDE AMOUNT OF PROPERTY TAXES AND HOMEOWNER'S INSURANCE PREMIUMS WHICH WILL MEAN A HIGHER ACTUAL MONTHLY PAYMENT. INSURANCE MUST BE CARRIED ON REAL PROPERTY SECURING THE LOAN, AND FLOOD INSURANCE IS REQUIRED ON BUILDINGS LOCATED IN A SPECIAL FLOOD HAZARD AREA. OTHER CONDITIONS AND RESTRICTIONS MAY APPLY. PROGRAM AND CONDITIONS SUBJECT TO CHANGE AT ANY TIME. THERE IS NO PREPAYMENT CHARGE IF YOU PAY OFF THIS LOAN IN FULL OR IN PART EARLY. PARTIAL PREPAYMENTS WILL NOT AFFECT YOUR OBLIGATION TO PAY THE REGULAR MONTHLY PAYMENT AMOUNT ON THE PAYMENT DUE DATES FOLLOWING PARTIAL PREPAYMENT (AS LONG AS AMOUNTS OWED) UNLESS WE AGREE DIFFERENTLY IN WRITING.
All lending products are subject to application and credit approval. Home equity loans and lines also subject to acceptable appraisal and title search.
Still Have Questions?
If you can’t find what you’re looking for, let us know. We’re ready to help in person, online or on the phone.
24 hours a day, 7 days a week. 1-800-480-BANK (2265)