Put your home's equity to work today
You’ve been building home equity. Why not use it? Home Equity Loans are a perfect one-time borrowing solution, whether you're paying medical bills or buying a boat. Our competitive rates help give you the freedom to change your world.Find a Branch
Why choose a Home Equity loan?
Home Equity Features & Benefits
Home Equity Loans
Your rate is based on the 43215 ZIP code.
Rates effective as of Sunday, August 30, 2015.
|Term||Rates as low as||APR as low as||(per $1000 borrowed)|
SUBJECT TO APPLICATION AND CREDIT APPROVAL. EQUITY LOANS ALSO SUBJECT TO ACCEPTABLE PROPERTY APPRAISAL AND TITLE SEARCH. RATES ABOVE ARE AVAILABLE FOR LOAN AMOUNTS OVER $50,000 AND ARE SUBJECT TO MEETING CERTAIN UNDERWRITING CRITERIA, SUCH AS OWNER OCCUPANCY AND LOAN-TO-VALUE RATIO. YOUR RATE MAY ALSO BE DIFFERENT DEPENDING ON CREDIT HISTORY. RATES REFLECT A 0.15% DISCOUNT FOR OPTIONAL AUTOMATIC PAYMENT FROM A HUNTINGTON DEPOSIT ACCOUNT. ANNUAL PERCENTAGE RATES BASED ON $50,000 LOAN AMOUNT, INCLUDING A $150 PROCESSING FEE. OTHER RATES, TERMS, PAYMENTS AND LOAN AMOUNTS ARE AVAILABLE. THE APR IS BASED ON PRIME PLUS OR MINUS A MARGIN. THE MARGIN IS BASED ON YOUR HOME'S LOAN-TO-VALUE RATIO, LIEN POSITION, OWNER OCCUPANCY STATUS, APPLICANT'S CREDIT HISTORY, AND THE AMOUNT OF THE CREDIT LINE. "PRIME" MEANS BANK PRIME LOAN RATE PUBLISHED BY THE BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM IN ITS STATISTICAL RELEASE H.15(519) ENTITLED "SELECTED INTEREST RATES." USE OF THE WORD "PRIME" DOES NOT MEAN THAT THE RATE IS THE BEST OR LOWEST RATE OFFERED BY ANY LENDER. INSURANCE MUST BE CARRIED ON THE REAL PROPERTY SECURING THE ACCOUNT, AND FLOOD INSURANCE IS REQUIRED ON BUILDINGS LOCATED IN A SPECIAL FLOOD HAZARD AREA. THERE MAY BE AN EARLY CANCELLATION FEE OF 1% OF APPROVED CREDIT LIMIT OR $350, IF YOU CLOSE YOUR ACCOUNT WITHIN 3 YEARS (NOT APPLICABLE IN IN AND PA.) THE AMOUNT OF SAVINGS REALIZED WITH DEBT CONSOLIDATION VARIES BY LOAN. SINCE A HOME EQUITY LINE MAY HAVE A LONGER TERM THAN SOME OF THE BILLS BEING CONSOLIDATED, THERE MAY NOT BE A SAVINGS OVER THE ENTIRE TIME OF THE LINE IF YOU MAKE ONLY THE MINIMUM PAYMENTS. MINIMUM PAYMENT REQUIREMENT IS INTEREST ONLY FOR THE FIRST 10 YEARS, FOLLOWED BY A 20-YEAR PAYMENT PERIOD. MAKING ONLY THE MINIMUM PAYMENT DURING THE FIRST 10 YEARS WILL NOT REDUCE THE PRINCIPAL BALANCE ON THE ACCOUNT. INSURANCE MUST BE CARRIED ON THE REAL PROPERTY. FEDERALLY GUARANTEED STUDENT LOANS AND OTHER LOANS WITH SPECIAL GOVERNMENT BENEFITS SHOULD NOT BE CONSOLIDATED BECAUSE YOU MAY LOSE THE BENEFITS. ADVERTISED RATES ARE SUBJECT TO CHANGE AT ANY TIME AND DOES NOT APPLY TO REFINANCING OF EXISTING HUNTINGTON ACCOUNTS. CREDIT SUBJECT TO APPLICATION, CREDIT APPROVAL, ACCEPTABLE APPRAISAL AND TITLE SEARCH. CONSULT YOUR TAX ADVISOR REGARDING THE DEDUCTIBILITY INTEREST.
All lending products are subject to application and credit approval. Home equity loans and lines also subject to acceptable appraisal and title search.
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