Higher Interest Savings Account

If you're looking for a higher interest rate on your savings account, then look no further. Open a Huntington 5® or Huntington 25 Checking® Account along with a Huntington Relationship Savings Account to earn even more interest.

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When you apply online, the interest rate and APY you receive will be based on a Columbus, Ohio-area ZIP code such as 43215 (instead of the ZIP code where you live).

The Benefits of a Relationship Savings Account

Our interest–bearing, benefit-packed savings account.

Relationship rate benefit

When you also have a Huntington 5® or Huntington 25 Checking® account1.

Free checking overdraft protection

When your Huntington checking and savings accounts are linked2.


No monthly maintenance fee

With average daily balance of $2,500 or when you also have a Huntington 5 or Huntington 25 Checking account; otherwise $10.

These benefits come standard
24-Hour Grace®

We all make mistakes, but our 24-Hour Grace® feature is designed to give you more time to make a deposit in order to avoid an Overdraft Fee. Learn more.

All Day DepositSM

Our deposit day for ATMs and the Huntington Mobile app is up to midnight, so you don't have to rush to beat an early cut-off time. Learn more.

Email & Text Alerts

Our free Alerts provide real-time updates on your accounts. Carrier's message and data charges may apply. Learn more.

Mobile Banking

Check your balance, transfer money, and even deposit checks for free from your phone, tablet or desktop computer. Learn more.

Online Bill Pay

Pay your bills with just a few clicks. Just tell us the payment amount and where to send it, and we'll take care of the rest. For free. Learn More

Overdraft Protection

With Deposit-to-Deposit Overdraft Protections, if your checking account overdraws, we can transfer funds from a linked account. For free. Some limitations apply3. Learn more.

Savings Calculators

Rate Calculator

Does the interest rate impact my savings?

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Reduced spending

How much can I save by reducing my spending?

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Savings Calculator

How much will my savings be worth?

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Compare Relationship Savings Interest Rates

Your rate is based on the 43215 ZIP code.

Rates effective as of Monday, August 19, 2019.

Rate Table
Non-Relationship Rate With Huntington 5 Checking** With Huntington 25 Checking*** With Private Client Account****
Balance
Interest Rate
APY*
Interest Rate
APY*
Interest Rate
APY*
Interest Rate
APY*
$0.01 to
$2,499.99
0.05%
0.05%
0.15%
0.15%
0.20%
0.20%
0.25%
0.25%
$2,500.00 to
$9,999.99
0.05%
0.05%
0.15%
0.15%
0.20%
0.20%
0.25%
0.25%
$10,000.00 to
$24,999.99
0.05%
0.05%
0.15%
0.15%
0.20%
0.20%
0.25%
0.25%
$25,000.00 to
$99,999,999,999.99
0.05%
0.05%
0.15%
0.15%
0.20%
0.20%
0.25%
0.25%

MINIMUM BALANCE TO AVOID MONTHLY MAINTENANCE FEE WITHOUT A QUALIFYING CHECKING ACCOUNT IS $2,500.00. MINIMUM BALANCE TO EARN INTEREST IS $0.01. *ANNUAL PERCENTAGE YIELD (APY) ACCURATE AS OF EFFECTIVE DATE STATED ABOVE. RATES MAY CHANGE AFTER ACCOUNT IS OPENED. FEES MAY REDUCE EARNINGS ON THE ACCOUNT. **YOU ARE ELIGIBLE FOR THESE INTEREST RATES AND APYS WITH A QUALIFYING, OPEN HUNTINGTON 5 INTEREST CHECKING ACCOUNT. ***YOU ARE ELIGIBLE FOR THESE INTEREST RATES AND APYS WITH A QUALIFYING, OPEN HUNTINGTON 25 INTEREST CHECKING ACCOUNT. ****YOU ARE ELIGIBLE FOR THESE INTEREST RATES AND APYS WITH A QUALIFYING, OPEN PRIVATE CLIENT ACCOUNT. HUNTINGTON(R) IS A FEDERALLY REGISTERED SERVICE MARK OF HUNTINGTON BANCSHARES INCORPORATED. MEMBER FDIC.


When you apply online, the interest rate and APY you receive will be based on a Columbus, Ohio-area ZIP code such as 43215 (instead of the ZIP code where you live).

1The interest rate on your Relationship Money Market or Relationship Savings Account will be better when you also own a Huntington 5 or Huntington 25 Checking Account. Ask a banker to see a rate sheet for details.

2Regulations limit the number of transfers that can be made on savings and on money market accounts during the calendar month or statement cycle. See additional information in the Account Documents.

3For overdraft protection, we'll waive our daily transfer fee if you sign up for our deposit-to-deposit overdraft plan. Regulations limit the number of transfers that can be made on savings and money market accounts.

Huntington 5 Checking®, Huntington 25 Checking®, 24-Hour Grace® and ® are federally registered service marks of Huntington Bancshares Incorporated. All Day DepositSM and Savings Goal GetterSM are service marks of Huntington Bancshares Incorporated. The 24-Hour Grace® system and method is patented. U.S. Pat. No. 8,364,581.

Still Have Questions?

If you can’t find what you’re looking for, let us know. We’re ready to help in person, online or on the phone.

Call Us

To speak to a customer service representative, call (800) 480-2265, daily 6:00 a.m. to midnight ET.