It pays to have options
Earn up to $200¶
Reply by April 7, 2021.
Complete the 3 easy steps below.
- No minimum balance
- No monthly maintenance fees
Open a new account
Choose and open the checking account that best fits your needs by April 7, 2021.
Meet your requirement
Make cumulative new money deposits of at least $1,000 within 60 days from account opening and keep your account open for 90 days.
Checking Account Benefits
|Asterisk-Free Checking Apply NowDisclosures||Huntington 5 Checking Apply NowDisclosures|
|Monthly Maintenance Fee||
$5 fee waived with $5,000 in total relationship balances^
|Credit Score Monitoring§||-||
|Free ATM Withdrawals||-||
5 (Waive up to 5 per statement cycleΩ)
|Interest Bearing Account||-||
0.02% Annual Percentage Yield (APY) Applies to all balance tiers†
|No Overdraft Fee $50 Safety Zone℠||
|24-Hour Grace® Overdraft Fee Relief||
|All Day DepositSM||
|Digital Tools to Help Manage Your Finances||
|Huntington Heads Up® Alerts for Real Time Account Updates‡‡||
To be eligible for this offer, click Apply Online from this page, so that the promotion code is claimed at time of account opening. This offer is only available to applicants residing in Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania or West Virginia.
¶To qualify for the $150 cash bonus, you are required to open a new, qualifying Huntington Asterisk-Free Checking account during the promotional period between January 1, 2021 and April 7, 2021 and make cumulative new money deposits into the checking account of at least $1,000 or more within 60 days of account opening. Account must maintain an open status for at least 90 days before it is eligible to receive the bonus payment.
To qualify for the $200 cash bonus, you are required to open a new, qualifying Huntington 5 Checking account during the promotional period between January 1, 2021 and April 7, 2021 and make cumulative new money deposits into the checking account of at least $1,000 or more within 60 days of account opening. Account must maintain an open status for at least 90 days before it is eligible to receive the bonus payment.
If you opened an Asterisk-Free Checking account, your $150 bonus will be deposited into your new checking account within 14 days of meeting the above requirements. If you opened a Huntington 5 Checking account, your $200 bonus will be deposited into your new checking account within 14 days of meeting the above requirements. Your checking account must remain in open status to receive the bonus.
"New money" is defined as money that is not currently on deposit in any Huntington account (except maturing personal CDs). Person to Person payments (such as Zelle®) are not considered a deposit for this offer.
This offer is only available to new personal checking customers. All existing Huntington checking customers, including those with any relationship (including ﬁduciary) to any other Huntington checking account, or those who closed a checking account within the last six months, are not eligible.
Transfers from another Huntington deposit account do not count as a deposit. This offer cannot be used in combination with any other consumer checking offer. For tax purposes, you will receive a Form 1099-INT from us for the cash bonus. Huntington reserves the right to limit an individual to one account-related gift incentive per rolling 12-month period across all deposit account relationships.
†Huntington 5 Checking is an interest-bearing account. The annual percentage yield (APY) for Huntington 5 is 0.02%. Earn interest on account balance in all balance tiers. Rates are variable and may change; fees may reduce earnings. Rates are current as of today's date.
ΩWith Huntington 5 we'll waive your first 5 non-Huntington ATM cash withdrawal fees per statement cycle at any ATM worldwide. We'll also reimburse you for withdrawal fees on the same transactions charged by the owner of a non-Huntington ATM. You will be responsible for any additional fees charged by the owner of a non-Huntington ATM as well as any international transaction or other fees charged by the network.
§The Monitoring Services are optional and are not available with all accounts, Enrollment requires agreement to the Services' Terms & Conditions, which include important legal terms that a customer should read carefully before deciding whether to enroll.
^Total Relationship Balance. You can avoid the monthly checking maintenance fee for any statement period for Huntington 5 when you keep a total relationship balance of at least $5,000 in eligible deposits held directly with us or investments made through our afﬁliate, The Huntington Investment Company. Eligible deposits are this account and any other personal checking, money market, savings, certiﬁcate of deposit (CD), and individual retirement (IRA) accounts owned by you or jointly with someone else. Eligible investments are those in your name which The Huntington Investment Company reports to our deposit system for inclusion in the total relationship balance, and generally include investments (both IRA and non-IRA) held in brokerage accounts and certain direct investments in mutual funds and annuities, as well as retail life insurance products. We ﬁgure the total relationship balance each month by adding the qualifying balances, as we determine them, for all of your eligible accounts to the average daily balance of this checking account for the monthly statement period.
$50 Safety Zone and 24-Hour Grace do not apply to returned items and their associated fees. Your account will be automatically closed if it remains negative for 60 days. Learn more at huntington.com/SafetyZone and huntington.com/Grace.
Learn more at huntington.com/All-Day
††For overdraft protection, we'll waive our daily transfer fee if you sign up for our deposit-to-deposit overdraft plan. Regulations limit the number of transfers that can be made on savings and money market accounts.
Asterisk-Free Checking®, Huntington 5 Checking®, and 24-Hour Grace® are federally registered service marks of Huntington Bancshares Incorporated. No Overdraft Fee $50 Safety Zone℠ and All Day Deposit℠ are service marks of Huntington Bancshares Incorporated. The 24-Hour Grace® system and method is patented. US Pat. No. 8,364,581, 8,781,955, 10,475,118, and others pending.
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