It pays to have options

Earn up to $500

with a new checking account.
Apply by February 7, 2022.
Complete the 3 easy steps below.

Asterisk-Free Checking®

  • No minimum balance
  • No monthly maintenance fees

Minimum deposit $1,000 to earn bonus

Account Disclosures

Bonus code will only be applied when you click the Apply buttons on this page. Apply buttons on other pages will not generate a bonus code.

Huntington 5 Checking®

  • 5 non-Huntington ATM withdrawals per month
  • Credit Score monitoring at no added cost§

Minimum deposit $1,000 to earn bonus

Account Disclosures

Bonus code will only be applied when you click the Apply buttons on this page. Apply buttons on other pages will not generate a bonus code.

Huntington 25 Checking®

  • Unlimited non-Huntington ATM withdrawals
  • Credit Score and identity theft monitoring§

Minimum deposit $15,000 to earn bonus

Account Disclosures

Bonus code will only be applied when you click the Apply buttons on this page. Apply buttons on other pages will not generate a bonus code.

Receive your bonus in 3 easy steps

Open a new account

Choose and open the checking account that best fits your needs by February 7, 2022.

Meet your requirement

Make cumulative new money deposits within 60 days from account opening and keep your account open for 90 days.

Enjoy your bonus

$150 for AFC or $200 for H5 or $500 for H25 will be deposited in your new account within 14 days of meeting requirements.


Checking Account Benefits

Checking Account Benefits
Asterisk-Free Checking Account
Asterisk-Free
Apply NowDisclosures
Huntington 5 Checking Account
Huntington 5
Apply NowDisclosures
Huntington 25 Checking Account
Huntington 25
Apply NowDisclosures
Your Bonus
$150
$200
$500
Monthly Maintenance Fee
$0
$5 fee waived with $5,000 in total relationship balances^
$25 fee waived with $25,000 in total relationship balances^
Interest Bearing Account -
0.02% Annual Percentage Yield (APY) Applies to all balance tiers
0.05% Annual Percentage Yield (APY) Applies to all balance tiers
Free ATM Withdrawals -
5 (Waive up to 5 per statement cycle)
Unlimited non-Huntington ATM withdrawals
Identity Monitoring§ - -

Credit Score Monitoring§ -


Mobile Banking



No Overdraft Fee $50 Safety Zone℠



24-Hour Grace® Overdraft and Return Fee Relief



All Day DepositSM



Overdraft Protection††



Digital Tools to Help Manage Your Finances



Huntington Heads Up® Alerts for Real Time Account Updates‡‡




To be eligible for this offer, click Apply Online from this page, so that the promotion code is claimed at time of account opening. This offer is only available to applicants residing in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia or Wisconsin.

To qualify for the $150 cash bonus, you are required to open a new, qualifying Huntington Asterisk-Free Checking account by February 7, 2022 and make cumulative new money deposits into the checking account of at least $1,000 or more within 60 days of account opening and keep your account open for 90 days.

To qualify for the $200 cash bonus, you are required to open a new, qualifying Huntington 5 Checking account by February 7, 2022 and make cumulative new money deposits into the checking account of at least $1,000 or more within 60 days of account opening and keep your account open for 90 days.

To qualify for the $500 cash bonus, you are required to open a new, qualifying Huntington 25 Checking account by February 7, 2022 and make cumulative new money deposits into the checking account of at least $15,000 or more within 60 days of account opening and keep your account open for 90 days.

If you opened an Asterisk-Free Checking account, your $150 bonus will be deposited into your new checking account within 14 days of meeting the above requirements. If you opened a Huntington 5 Checking account, your $200 bonus will be deposited into your new checking account within 14 days of meeting the above requirements. If you opened a Huntington 25 Checking account, your $500 bonus will be deposited into your new checking account within 14 days of meeting the above requirements. Your checking account must remain in open status to receive the bonus.

"New money" is defined as money that is not currently on deposit in any Huntington account (except maturing personal CDs).

This offer is only available to new personal checking customers. All existing Huntington checking customers, including those with any relationship (including fiduciary) to any other Huntington checking account, or those who closed a checking account within the last six months, are not eligible.

Transfers from another Huntington deposit account do not count as a deposit. This offer cannot be used in combination with any other consumer checking offer. For tax purposes, you will receive a Form 1099-INT from us for the cash bonus. Huntington reserves the right to limit an individual to one account-related gift incentive per rolling 12-month period across all deposit account relationships.

Huntington 5 Checking and Huntington 25 Checking are interest-bearing accounts. The annual percentage yield (APY) for Huntington 5 is 0.02% and for Huntington 25 is 0.05%. Earn interest on account balance in all balance tiers. Rates are variable and may change; fees may reduce earnings. Rates are current as of today's date.

With Huntington 25, we'll waive all & with Huntington 5 your first 5 non-Huntington ATM cash withdrawal fees per statement cycle at any ATM worldwide. We'll also reimburse you for withdrawal fees on the same transactions charged by the owner of a non-Huntington ATM. You will be responsible for any additional fees charged by the owner of a non-Huntington ATM as well as any international transaction or other fees charged by the network.

§The Monitoring Services are optional and are not available with all accounts, Enrollment requires agreement to the Services' Terms & Conditions, which include important legal terms that a customer should read carefully before deciding whether to enroll.

^Total Relationship Balance. You can avoid the monthly checking maintenance fee for any statement period for either Huntington 5 or Huntington 25 account when you keep a total relationship balance of at least $25,000 for Huntington 25 or $5,000 for Huntington 5 in eligible deposits held directly with us or investments made through our affiliate, The Huntington Investment Company. Eligible deposits are this account and any other personal checking, money market, savings, certificate of deposit (CD), and individual retirement (IRA) accounts owned by you or jointly with someone else. Eligible investments are those in your name which The Huntington Investment Company reports to our deposit system for inclusion in the total relationship balance, and generally include investments (both IRA and non-IRA) held in brokerage accounts and certain direct investments in mutual funds and annuities, as well as retail life insurance products. We figure the total relationship balance each month by adding the qualifying balances, as we determine them, for all of your eligible accounts to the average daily balance of this checking account for the monthly statement period.

Your account will be closed if it is negative by any amount for 60 days, including if your account is overdrawn within our $50 Safety Zone. Learn more at huntington.com/SafetyZone and huntington.com/Grace.

Learn more at huntington.com/All-Day

††For overdraft protection, we'll waive our daily transfer fee if you sign up for our deposit-to-deposit overdraft plan. Regulations limit the number of transfers that can be made on savings and money market accounts.

‡‡Message and data rates may apply.

Asterisk-Free Checking®, Huntington 5 Checking®, Huntington 25 Checking®, and 24-Hour Grace® are federally registered service marks of Huntington Bancshares Incorporated. Asterisk-Free Checking icon, Huntington 5 Checking icon, Huntington 25 Checking icon, $50 Safety Zone and All Day Deposit are service marks of Huntington Bancshares Incorporated. 24-Hour Grace® does not apply to return fees. The 24-Hour Grace® system and method is patented. US Pat. No. 8,364,581, 8,781,955, 10,475,118, and others pending. Patents pending for Standby Cash.

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If you can’t find what you’re looking for, let us know. We’re ready to help in person, online or on the phone.

Call Us

To speak to a customer service representative, call (800) 480-2265.