Personal Financial Relief Programs for COVID-19

Eligibility is different for everyone and is outlined by the IRS. Please visit the IRS website to see if you are eligible to receive a payment. Please note: the IRS site will be updated as new information becomes available; please check back periodically.

If you’re eligible to receive a payment, it will either be received as a direct deposit right into the account you used when you filed your taxes, or you will receive a paper check or prepaid card by mail.

Direct deposits to eligible Huntington customers will begin March 17, even though ACH files started to be received by financial institutions from the federal government on March 12. It may take a few weeks for all of these stimulus payments to be sent by the IRS to financial institutions for deposit to the accounts for eligible recipients.

For those eligible recipients receiving payment by check or prepaid card, those are also expected to be delivered over several weeks beginning in mid-March. Remember you can make a safe and secure deposit through Mobile Banking by using the Huntington Mobile app.

When you’re looking at transactions in Online Banking or The Hub, the payment will appear as “IRS TREAS” followed by 3 numbers, and then “_TAXEIP3”. These payments will look like the same transaction listing as a tax refund.

No. Be on the lookout for tax fraud and scams during this time. You will not be directly contacted by the IRS, or Huntington, asking for your Social Security number, or any financial information like your bank account number or passwords, or credit card number. Also be vigilant and watch out for text messages, phone calls, websites and social media attempts that request money or personal information.

Seniors should be especially careful during this period. The IRS also reminds retirees who don't normally have a requirement to file a tax return that no action on their part is needed to receive their stimulus payment.

To check on the status of your payment, go to irs.gov/coronavirus/get-my-payment. Please note: the IRS site will be updated as new information becomes available; please check back periodically.

For security reasons, the IRS will mail a letter about the payment to each recipient’s last known address within 15 days after the payment is made. The letter will provide information on how the payment was made and how to report any failure to receive the payment.

For questions on Economic Impact Payments, the most recent information can be found at irs.gov. Please note: the IRS site will be updated as new information becomes available; please check back periodically.

If an account is closed or no longer active when the direct deposit is received, the direct deposit will not go through, and instead, you will be issued a check that will be mailed to the address the IRS has on file for you. This is generally the address on your most recent tax return or as updated through the United States Postal Service (USPS).

For security reasons, the IRS will mail a letter about the payment to each recipient’s last known address within 15 days after the payment is made. The letter will provide information on how the payment was made and how to report any failure to receive the payment.

A stimulus payment direct deposit will not go through if the person the IRS intends to pay is not an owner of the account or if the first and last names of the intended recipient provided by the IRS do not match the first and last names of an account owner.

Even if your tax refund went into your account successfully, a stimulus payment to the same account may not go through. Your tax refund may have been successfully processed because you consented to a direct deposit to a specific account in your tax filings (known in the banking business as “proactive consent”). No such documentation exists for stimulus payments, so we are required to be more rigorous in matching the names of account owners to the IRS’s intended payment recipient.

Next steps: If your stimulus payment direct deposit is rejected, the IRS will issue you a check that will be mailed to the address it has on file for you. This is generally the address on your most recent tax return or as updated through the United States Postal Service (USPS).

For security reasons, the IRS will mail a letter about the payment to each recipient’s last known address within 15 days after the payment is made. The letter will provide information on how the payment was made and how to report any failure to receive the payment.

For questions on stimulus payment, the most recent information can be found at irs.gov. Please note: the IRS site will be updated as new information becomes available; please check back periodically.