Huntington

In an effort to make home mortgage refinancing easier for eligible homeowners, the Federal Housing Finance Agency recently made changes to the Home Affordable Refinance Program (HARP). HARP is designed to help homeowners who may not have been able to refinance in the past. You may qualify for HARP, even if your home loan balance is higher than the present value of your home. And with today's rates at historical lows, HARP could mean significant savings for you.

How Do You Qualify for HARP?

  • Your loan was sold to Fannie Mae or Freddie Mac on or before May 31, 2009. You can see if your loan is owned by Fannie Mae or Freddie Mac through their website.
  • You must be current on your mortgage with no late payments within the past 6 months (and no more than 1 late payment within the past year).
  • Your loan-to-value ratio is greater than 80%

Still have questions? See the Frequently Asked Questions

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