Huntington

Last time rates were this low, it was a cave equity loan. Now get a variable rate as low as 2.99% APR. Currently prime minus .26% as of August 15, 2013

There's still time to take advantage of historically low rates and save when you do it. Right now, when you qualify for a $75,000 Huntington Home Equity Credit Line, you get a great rate. And, you'll pay no closing costs. To get peace of mind of knowing your money is there when you need it, come to the bank that actually still lends money.

See below for important disclosures

Apply Online

Or call 1.888.841.6458 to learn more.

Your Home Equity Credit Line comes with these great benefits:

No closing costs*
Personal Selection Feature with a
fixed–rate lock option*
Personal Possible tax savings
(consult your tax advisor)






 

Line Amount $10,000-$24,999 $25,000-$49,999 $50,000-$74,999 $75,000-$149,999 $150,000+
Rate 6.49% APR to 10.74% APR 4.49% APR to 8.74% APR 3.24% APR to 7.49% APR 2.99% APR to 7.24% APR 2.74% APR to 6.99% APR

*Advertised APR is available on lines of $75,000 or greater, with a loan-to-value ratio of 80%.The lowest rates in each range reflect 0.25% discount for optional automatic payment from a Huntington checking account. The highest rates in each range do not include this discount. Line amounts greater than $150,000 qualify for an additional .25% discount off of advertised rate of 2.99%. Rates shown assume property will be owner-occupied. Rates up to 11.74% APR are available for non-owner-occupied property. Borrower must meet specific underwriting criteria to obtain advertised rate. There is a $60 annual fee. Credit score and loan-to-value ratio determines placement within the rate range. The APR is variable and can change each month, but will never be higher than 18.0%. Fixed rate option allows you to lock in a fixed rate on amounts of $2500 or greater for a term greater than 12 months. A $75 fee will be charged for each transaction converting an amount from a variable rate to a fixed rate in OH, MI, KY, and PA. Borrower-paid title insurance is required on line amounts greater than $500,000.

The APR is based on Prime plus or minus a margin. The margin is based on your home's loan-to-value ratio, lien position, owner occupancy status, applicant's credit history, and the amount of the credit line. “Prime” means Bank Prime Loan rate published by the Board of Governors of the Federal Reserve System in its statistical release H.15(519) entitled “Selected Interest Rates.” Use of the word "Prime" does not mean that the rate is the best or lowest rate offered by any lender. Insurance must be carried on the real property securing the account, and flood insurance is required on buildings located in a Special Flood Hazard Area. There may be an early cancellation fee of 1% of approved credit limit or $350, if you close your account within 3 years (not applicable in IN and PA.) The amount of savings realized with debt consolidation varies by loan. Since a home equity line may have a longer term than some of the bills being consolidated, there may not be a savings over the entire time of the line if you make only the minimum payments. Federally Guaranteed Student Loans and other loans with special government benefits should not be consolidated because you may lose the benefits. Advertised rates are subject to change at any time. Credit subject to application, credit approval, acceptable appraisal and title search. Consult your tax advisor regarding the deductibility interest.