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Use our online educational and planning tools to help you determine the loan option that's best for you. 

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Home Improvement Loans

 

A Home Improvement Loan from Huntington is an affordable and flexible way to make improvements to your home. Whether it's a new coat of paint, major remodeling or even a new addition, our fixed-rate, fixed-term home improvement loan can help make your dreams come true.

 

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You will also enjoy these additional benefits:

  • Reduced rates
    Receive a 1/4% rate discount if payments are automatically deducted from a Huntington checking or savings account.
  • Fixed monthly payments
    Know ahead of time what your payment will be each month.
  • Optional product selection
    Huntington Home Improvement Loans can be secured or unsecured. Secured loans use your home as collateral and offer lower interest rates than loans that are unsecured.
  • Extended borrowing terms available up to 20 years*
    Allows for a larger home improvement loan with lower monthly payments.
  • Weekly, monthly and bi-monthly payment options
    Helps keep your payments as low as possible. If you'd like, we can set up automatic payments from any Huntington checking or savings account. Early or extra payment options reduce the amount of interest you pay by reducing the loan balance faster.
  • Tax Savings
    Unlike many other types of credit, the interest paid on a Secured Home Improvement Loan is often 100% tax-deductible. Check with your tax advisor regarding the deductibility of interest.
  • Extended first payment
    • First payment may be extended up to 60 days from loan closing


Home Improvement Loans are available only to residents of the following states: Indiana, Kentucky, Michigan, Ohio, Pennsylvania, and West Virginia.

Call a Loan Specialist today at 1-888-841-6458 weekdays, 8:00 a.m. to 7:00 p.m. ET, and Saturdays, 8:00 a.m. to 5:00 p.m. ET.

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*Subject to application and credit approval.  Equity loans also subject to title search and appraisal.  Insurance must be carried on the real property securing the loan.