Home Equity Personal Credit Line

A home equity personal credit line is an open-ended line of credit secured by the equity in your home (or acceptable secondary or investment property). You get a reusable source of cash that allows you to go up to the approved credit limit over a ten-year period without having to reapply for a new loan. You can use your credit line to pay for unexpected medical bills, car repairs or credit card debt.

With a Huntington home equity personal credit line you'll receive these benefits:

  • Competitive interest rates and low monthly payments
  • 0.25% rate discount when you set up an automatic payment with an ACH from Huntington.
  • Relationship discounts are available
  • Fixed-rate lock option
  • Possible tax savings (consult your tax advisor)
  • No application fees or real estate closing costs*
  • Easy access with checks, Equity Card and Online Banking

Manage your account online

As a Huntington customer, you can easily view and manage your account online, saving you time. With a simple login, you can:

  • View your current loan balance
  • Monitor transaction history for the life of your credit line
  • Transfer funds from your credit line to a Huntington checking or savings account
  • Order personal credit line checks
  • Make your payments with free Huntington Bill Pay

It's easy to apply

Let one of our friendly loan advisors help find the right home equity personal credit line solution for you. There are several ways to get help or to apply:

  1. Apply Online
  2. Call us at 1-888-841-6458
    7:00 a.m. to 10:00 p.m. ET weekdays
    8:00 a.m. to 5:00 p.m. ET weekends
  3. Visit your local Huntington banking office.

Let Huntington help

If you don't already have an account with us, you can open a checking account online and take advantage of special loan offers and discounts for current customers. Not sure which account is right for you? Find the right checking account for you.

*Borrower-paid title insurance may be required on loan amounts greater than $417,000.

Home Equity Personal Credit Lines are available only to Indiana, Kentucky, Michigan, Ohio, Pennsylvania and West Virginia residents.

Subject to application and credit approval. Home equity loans and lines also subject to acceptable appraisal and title search.