Deposit Accounts


In addition to a variety of traditional checking, savings and CD alternatives, we offer the Personal Management Account – designed exclusively for Private Banking clients.

Personal Management Account (PMA)

For more information, to make an appointment or to have a Private Banker call you, contact us at a location near you.

Why the Personal Management Account?

Available exclusively to our Private Banking clients, this account acts as the focal point of your entire Huntington relationship, allowing you to control your day-to-day finances with unprecedented confidence and ease.

Account Benefits

This elite transaction account combines our best checking services with unique privileges and enhanced reporting tools that can summarize every aspect of your Private Banking relationship.

  • Consolidated money management – All of your linked accounts can be summarized and viewed at a glance on your customizable monthly statement.
  • Automated “sweep” to maximize your returns – Earn more on your checking balances with this sweep feature that automatically collects and invests your swept balances in a wide choice of overnight investment vehicles. Your funds become available automatically at the start of the next business day.
  • Enhanced online and mobile capabilities – Online Banking, Mobile Banking, Text Banking and Online Statements
Membership Services

Your Personal Management Account membership fee entitles you to a number of services at no additional charge, including:

  • A dedicated Private Banker
  • Online Banking and electronic statements
  • Check images returned in your monthly statement
  • Unlimited online bill payments
  • Variety of sweep alternatives to enhance the earning potential of your deposit balances
  • Unlimited Huntington Bank ATM withdrawals
  • Mobile and Text Banking
  • Cash withdrawals at non-Huntington ATMs1
  • Private Banking checks
  • Traveler’s Cheques, money orders and notary services
  • Telephone banking transactions
  • Standard-size safe deposit box (subject to availability)
Your Personal Private Banker

In addition to helping you with your everyday money management, your Private Banker can also arrange access to Huntington’s most skilled and experienced financial specialists, who can offer you personalized financial solutions for:

  • Portfolio management
  • Estate planning
  • Education funding
  • Career changes
  • Retirement planning
  • Charitable giving
  • Insurance planning
  • New or second home purchases
  • Residential construction financing
  • Tax planning
  • New business capital
  • Buying or selling a business
  • Employee Benefit services
  • Treasury Management

You will receive discounts of:

  • Up to .50% off loans and lines of credit2
  • $250 off Huntington mortgage closing costs3
Waived Fees

We will waive all monthly and/or annual fees for:

  • Linked savings and money market accounts4
  • Home equity credit lines (annual fee waived for the first year)
  • Overdraft protection5
  • Huntington Funds IRAs6
  • World Debit MasterCard® 7
New to 

Discover the possibilities today

Be sure to make use of all the privileges available to you with Huntington’s best: the Personal Management Account. We invite you to speak with your Private Banker to learn more.

For more information, to make an appointment or to have a Private Banker call you, contact us at a location near you.

1 Huntington will rebate up to the first 5 Non-Huntington ATM transaction surcharges assessed during the statement period by the owner of a non-Huntington ATM or other terminal.  You will be responsible for any surcharge beyond the first five and it may be included as part of the withdrawal amount.
2 1/4% discount from current interest rates on new Huntington Installment Loans and Lines of Credit plus an additional 1/4% discount when you arrange automatic payment from your Huntington Personal Management Account.
3 $250 off new Huntington First Mortgage: Subject to credit application and approval. $250 closing costs discount available on loans originated by Huntington Mortgage Group and excludes Home Equity Loans and Lines of Credit. Cannot be used in conjunction with another Mortgage offer. The checking account must be opened and the account holder must advise Loan Officer of discount eligibility prior to Mortgage closing to receive the offer
4 No fee Money Market or Savings Account when linked with Personal Management Account: Includes waiver of monthly minimum balance fee/monthly maintenance fee, non-Huntington ATM fees and excess debit fees. You will be responsible for any surcharge assessed by the owner of a non-Huntington ATM or other terminal. If a surcharge is imposed, it may be included as part of the withdrawal amount.
5 Choice of Overdraft Protection:
- Checking Reserve with no monthly participation fee, or - No Charge
Subject to credit application and approval.
- Overdraft Protection from Personal Line of Credit  - No Charge
Personal Credit Line Overdraft Protection daily transfer fee does not apply to Overdraft Protection Lines of Credit originated by Sky Bank.
6 A Huntington Funds* IRA with no first year annual fee: The annual fee will be waived when a customer purchases $4,000 in Huntington Funds. The fee will not be waived indefinitely; it will be waived only for the first year the funds were purchased. Huntington money market funds are not included in this offer. The Huntington Funds IRA Fee Waive Coupon is to be completed by a registered investment representative and attached to the Huntington Investment Company** Application or Trade Ticket. Edgewood Services, Inc. is the distributor of the Huntington Funds, and is not affiliated with The Huntington National Bank. Huntington Asset Advisors, Inc. is the Investment Advisor of Huntington Funds.
7Certain terms, conditions, and exclusions apply. Refer to your MasterCard Guide to Benefits for complete coverage terms and conditions or call 1-800-MC-ASSIST (1-800-622-7747) for assistance. MasterCard, Debit MasterCard, World Debit MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.

*The Huntington National Bank, a subsidiary of Huntington Bancshares, Inc. is the Administrator and Financial Administrator of the Huntington Funds and is the custodian of the money market funds. Huntington Asset Advisors, Inc., a subsidiary of The Huntington National Bank, serves as Investment Advisor to the Funds. Federated Services Company and Edgewood Services, Inc., the Sub-Administrator and Distributor of the Huntington Funds, respectively, are not affiliated with The Huntington National Bank. Unified Fund Services, Inc., an affiliate of The Huntington National Bank, provides transfer agency services. Federated Securities Corp. is the distributor of the Federated money market fund.

Mutual funds, including money market funds, are: Not FDIC insured, Not insured by any federal government agency, Not obligations of, deposits of, or guaranteed by The Huntington National Bank or its affiliates, May lose value. Although money market funds seek to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in the Funds. For more complete information about the Huntington Funds, call 1-800-253-0412, see your investment representative or visit for a prospectus. You should consider the fund’s investment objectives, risks, charges and expenses carefully before you invest. Information about these and other important subjects is in the fund’s prospectus, which you should read carefully before investing.

**Investment products are offered through The Huntington Investment Company, Registered Investment Advisor, member FINRA/SIPC and a wholly-owned subsidiary of Huntington Bancshares Incorporated. Fixed and variable annuities are offered by licensed agents of The Huntington Investment Company. Brokerage accounts are maintained through National Financial Services, LLC. All other insurance products are offered by Huntington Insurance, a subsidiary of Huntington Bancshares Incorporated and underwritten by third party insurance carriers not affiliated with Huntington Insurance. Investment and insurance products are: Not FDIC insured, Not insured by any federal government agency, Not obligations of, deposits of, or guaranteed by The Huntington National Bank or its affiliates, May lose value.

Credit products subject to credit application and approval. The loan rate discount excludes loans originated by Huntington Mortgage Group and indirect loans, such as applications made through auto dealerships.

Your Relationship Manager can combine these additional accounts with your Personal Management Account. Your information will appear on your monthly statement and you can review it online:

Investment and Insurance products are: