How to Get a Mortgage Pre-Approval
Today's housing market can be highly competitive. A mortgage pre-approval shows sellers you’re serious and helps you stand out from the competition. You’ll be confident in knowing how much you can afford. It may even mean your offer gets chosen over a higher offer from a buyer who isn’t pre-approved. That’s how important this first step in your home-buying journey is, and we want to help you take it.
Current Mortgage Rates
Fill out Huntington’s short pre-approval form.
Talk to one of our mortgage specialists. They’ll walk you through the process, and review rate options and product comparisons.
If you're pre-approved, share your letter from Huntington with your realtor.
Ask us about our loan products and discounts, by talking with a banker or calling (866) 917-4351.
If you qualify, your pre-approval will be based on an underwriting review of the preliminary information you provide to us and does not constitute a mortgage commitment, approval or guarantee by Huntington to extend you credit, nor does it lock in a rate. Additional documentation will be required for a final loan decision. Loans are also subject to other terms and conditions including but not limited to: full review of credit-worthiness and approval, verification and source of income; and acceptable property appraisal demonstrating sufficient value. Private Mortgage Insurance may be required for loans that are more than 80% of the home value.
All loans are subject to application and credit approval, satisfactory appraisal and title insurance. Terms, conditions and loan programs are subject to change without notice. Other terms, conditions and restrictions may apply.
Still Have Questions?
If you can’t find what you’re looking for, let us know. We’re ready to help in person, online or on the phone.