Auto Loan Refinancing Rates
We offer competitive rates based on your zip code. Find auto loan rates for Ohio, Illinois, Indiana, Kentucky, Michigan, Pennsylvania, West Virginia, Wisconsin, Minnesota, South Dakota, and Colorado residents. Your rate is based on the 43215 zip code.
Rates effective as of Thursday, August 21, 2025.
| Payment Amount | |||||
|---|---|---|---|---|---|
|
Model Year
|
Term
|
Rates as low as
|
APR as low as
|
(per $1000 borrowed)
|
|
|
2025
|
72 months
|
8.99%
|
9.62%
|
$18.19
|
|
|
2024
|
72 months
|
8.99%
|
9.62%
|
$18.19
|
|
|
2023
|
72 months
|
9.19%
|
9.82%
|
$18.28
|
|
|
2022
|
72 months
|
9.44%
|
10.08%
|
$18.41
|
|
|
2021
|
72 months
|
9.59%
|
10.23%
|
$18.48
|
|
|
2020
|
72 months
|
9.89%
|
10.53%
|
$18.63
|
|
|
2019
|
60 months
|
10.14%
|
10.90%
|
$21.49
|
|
|
2018
|
60 months
|
10.29%
|
11.05%
|
$21.56
|
|
|
2017
|
60 months
|
12.14%
|
12.91%
|
$22.46
|
Lending products subject to credit application and approval. Annual Percentage Rates displayed assume a $10,000 loan amount with a $170 loan processing fee and for our highest qualified applicants. Your actual annual percentage rates, term, and payment amount may be different depending on your credit history and the amount financed.