Money Market IRA Interest Rates

Rates effective as of Wednesday, September 17, 2025.

Rate Table
Money Market IRA
Balance
Interest Rate
APY*
$0.01 to
$2,499.99
0.50%
0.50%
$2,500.00 to
$2,000,000.99
0.50%
0.50%
$2,000,001.00 to
$99,999,999,999.99
0.50%
0.50%

MINIMUM OPENING DEPOSIT IS $1.00. MINIMUM BALANCE TO EARN INTEREST IS $0.01. *ANNUAL PERCENTAGE YIELD (APY) ACCURATE AS OF EFFECTIVE DATE STATED ABOVE. RATES MAY CHANGE AFTER ACCOUNT IS OPENED. MAXIMUM ANNUAL CONTRIBUTION LIMITS APPLY. WITHDRAWALS BEFORE AGE 59½ MAY BE SUBJECT TO A PENALTY. THE FEDERAL GOVERNMENT REQUIRES MINIMUM DISTRIBUTIONS ANNUALLY FROM TRADITIONAL IRAS AFTER YOU REACH THE REQUIRED MINIMUM DISTRIBUTION AGE. HUNTINGTON(R) IS A FEDERALLY REGISTERED SERVICE MARK OF HUNTINGTON BANCSHARES INCORPORATED. MEMBER FDIC.