Compare SmartInvest Money Market Account Interest Rates

Your rate is based on the 43215 ZIP code.

Rates effective as of Monday, August 25, 2025.

Rate Table
With SmartInvest Checking Tier 1 With SmartInvest Checking Tier 2
Balance
Interest Rate
APY*
Interest Rate
APY*
$0.01 to
$9,999,999.99
3.00%
3.04%
3.90%
3.97%
$10,000,000.00 to
$99,999,999,999.99
0.25%
0.25%
0.25%
0.25%

SMARTINVEST MONEY MARKET HAS TWO TIERS TO WHICH YOUR INTEREST RATE IS TIED. THE INTEREST RATE APPLICABLE TO YOUR SMARTINVEST MONEY MARKET ACCOUNT IS DISPLAYED ABOVE AND BASED ON YOUR SMARTINVEST MONEY MARKET ACCOUNT BALANCE AND THE TIER FOR WHICH YOU QUALIFY. THE TIER QUALIFICATIONS INCLUDE: TIER 1 = $0.01 UP TO $999,999.99 IN SMARTINVEST CHECKING TOTAL RELATIONSHIP BALANCES. TIER 2 = $1,000,000 OR MORE IN SMARTINVEST CHECKING TOTAL RELATIONSHIP BALANCES PLEASE SEE THE SMARTINVEST CHECKING PERSONAL ACCOUNT CHARGES FORM FOR MORE DETAILS ON TOTAL RELATIONSHIP BALANCE. YOU MUST HAVE A SMARTINVEST CHECKING ACCOUNT TO HAVE AND EARN INTEREST ON YOUR SMARTINVEST MONEY MARKET ACCOUNT. MINIMUM OPENING DEPOSIT IS $0.00. MINIMUM BALANCE TO EARN INTEREST IS $.01. *ANNUAL PERCENTAGE YIELD (APY) ACCURATE AS OF EFFECTIVE DATE STATED ABOVE. RATES MAY CHANGE AFTER ACCOUNT IS OPENED AS STATED ABOVE. FEES MAY REDUCE EARNINGS. HUNTINGTON(R) IS A FEDERALLY REGISTERED SERVICE MARK OF HUNTINGTON BANCSHARES INCORPORATED. MEMBER FDIC.

See the SmartInvest Checking Personal Account Charges Form