Earn up to $1,000

when you open a business checking account.
Open by January 28, 2025.

New business checking customers qualify for a bonus in three easy steps.
icon_Business Checking Unlimited

Unlimited Business Checking

  • Waive the $20 monthly maintenance fee with $10,000 in total relationship balances or through business owner perks
  • Unlimited transactions§
  • Choice of one bonus service

Minimum deposit $5,000 to earn bonus

icon_Business Checking Unlimited Plus

Unlimited Plus Business Checking

  • Waive the $40 monthly maintenance fee with $50,000 in total relationship balances or through business owner perks#
  • Unlimited transactions§
  • Interest-bearing account
  • Choice of two bonus services
  • Receive a more attractive Business Premier Money Market account interest rate

Minimum deposit $20,000 to earn bonus

Receive your bonus in 3 easy steps

Step 1

Open a new business checking account

Choose the qualifying business checking account that best fits your needs by
January 28, 2025.

Step 2

Meet the requirements

Unlimited Business Checking: Make the required cumulative new money deposit of $5,000 into your new account within 60 days of account opening and keep your account open for a minimum of 90 days.

Unlimited Plus Business Checking: Make the required cumulative new money deposits of $20,000 within 30 days of account opening. Maintain minimum daily balance of $20,000 for 60 days after meeting deposit requirement. Account must be kept open for a minimum of 90 days.

Step 3

Get ready to enjoy your bonus!

Your bonus will be deposited in your new account within 14 days of meeting requirements.


Waive your monthly maintenance fee and manage your personal and business accounts with one login.

When you have either Unlimited Business Checking or Unlimited Plus Business Checking and a qualified personal checking account, you’ll be able to access both on your phone with just one login and easily switch between them††. This feature is automatic, so no enrollment is required. The monthly maintenance fee for your business checking account will also be waived, #.


Features & Services Designed to Help Your Business Succeed

24-Hour Grace® for Business

Our 24-Hour Grace feature is designed to give you more time to make a deposit in order to avoid an overdraft or return feeΩ.

The Hub

Huntington's digital tools help make managing revenue and expenses easier than ever.

Email & Text Alerts

Free email and text alerts provide updates on your account so you can keep up with your business' finances^.

Overdraft Protection

Overdraft Protection Account with no annual fee(credit application and approval required) or Deposit-to-Deposit Overdraft Protection with no transfer fee.

Online Banking & Mobile App

Securely monitor and pay bills from your company's accounts on any device through online banking or the Huntington Mobile app.

Treasury Management & Fraud Tools

Flexible solutions for payables and receivables management, payroll servicesҰ, and electronic and paper-based fraud prevention.

Bonus Services Available

Choose two bonus services with Unlimited Plus Business Checking, or one service with Unlimited Business Checking. You can switch services at any time to match your needs.

Fraud Tool

Reverse Positive Pay

Payroll

10% off PaychexҰ payroll services.

Wires

Two incoming domestic wires per month.

Remote Deposit Capture

Receive a $25/month credit toward your desktop check deposit scanner services.

Returned Deposited Items

Up to 25 per month

To be eligible for this offer, click Apply Online from this page, so that the promotion code is claimed at time of account opening. This offer is only available to applicants residing in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, West Virginia, or Wisconsin.

To be eligible for the $400 cash bonus, business customer must open a new Huntington Unlimited Business Checking account by January 28, 2025, then make a minimum cumulative new money deposit into the new checking account of at least $5,000 within sixty (60) days of account opening. Account must maintain open status for at least 90 days before it is eligible for the bonus payment. The $400 bonus will be deposited into your new business checking account within 14 days of meeting the promotional requirements. Your account must remain in an open status to receive the bonus.

To be eligible for the $1,000 cash bonus, business customer must open a new Huntington Unlimited Plus Business Checking account by January 28, 2025, then make a minimum cumulative new money deposit into the new checking account of at least $20,000 within thirty (30) days of account opening. The $20,000 or more daily balance must be maintained for 60 days after meeting your initial cumulative new money deposit requirement. Account must maintain open status for at least 90 days before it is eligible for the bonus payment. The $1,000 bonus will be deposited into your new business checking account within 14 days of meeting the promotional requirements. Your account must remain in an open status to receive the bonus

The business can avoid the monthly checking maintenance fee ($20.00) for any statement period on this checking account when the business keeps a total deposit relationship balance of at least $10,000 in a combination of deposits held directly by us. Eligible deposits are this checking account and any other checking, money market, savings, or certificate of deposit (CD) account(s) owned by the business, but deposits owned by separate legal entities (even those that share EINs or TINs) are not eligible. We figure the total relationship deposit balance each month by adding the average daily balance for all eligible deposit account balances of the business for the applicable statement period. We calculate the average daily balance by totaling the balances in your account from the end of each day in the applicable statement period and dividing that amount by the number of days in that period. However, for new accounts or closed accounts, we only count the number of days that the account was open during the applicable statement period for purposes of determining the average daily balance. Personal Checking Account Benefit: The business can also avoid the monthly checking maintenance fee for any statement period on this business checking account when a business owner maintains a personal Huntington Perks Checking® Account through that same statement period. Business ownership for the purposes of this benefit is defined as a 25% or greater beneficial ownership interest and is determined by information in Huntington's client records. To remove the benefit of a personal relationship, the owner of the personal checking account will need to contact (800) 480-2001.

§A “transaction” is any combination of checks paid, deposit tickets, deposited checks (except those you process through a remote deposit scanner), incoming ACH debits and credits, debit card purchases, and bill payment transactions made through Huntington’s Online Bill Pay service.

#The business can avoid the monthly checking maintenance fee ($40.00) for any statement period on this checking account when the business keeps a total deposit relationship balance of at least $50,000 in a combination of deposits held directly by us. Eligible deposits are this checking account and any other checking, money market, savings, or certificate of deposit (CD) account(s) owned by the business, but deposits owned by separate legal entities (even those that share EINs or TINs) are not eligible. We figure the total relationship deposit balance each month by adding the average daily balance for all eligible deposit account balances of the business for the applicable statement period. We calculate the average daily balance by totaling the balances in your account from the end of each day in the applicable statement period and dividing that amount by the number of days in that period. However, for new accounts or closed accounts, we only count the number of days that the account was open during the applicable statement period for purposes of determining the average daily balance. Personal Checking Account Relationship Benefit: The business can also avoid the monthly checking maintenance fee for any statement period on this business checking account when a business owner maintains a personal Huntington Platinum Perks Checking® Account, Private Client Checking Account, or a SmartInvest Checking® Account through that same statement period. Business ownership for the purposes of this benefit is defined as a 25% or greater beneficial ownership interest and is determined by information in Huntington's client records. To remove the benefit of a personal relationship, the owner of the personal checking account will need to contact (800) 480-2001.

The interest rate on your Business Premier Plus Money Market Account may be better when you also own an Unlimited Plus Business Checking account. Ask a banker to see a rate sheet for details. Your interest rates and APY will be determined based on your zip code.

††Business accounts on which you hold at least a 25% beneficial ownership interest according to Huntington’s client records and are a signer on will be available to view through your personal login.

ΩYour account will be closed if it is negative by any amount for 60 days, including if your account is overdrawn within our $50 Safety Zone. Learn more at huntington.com/BusinessSafetyZone and huntington.com/BusinessGrace.

^Message and data rates may apply.

¥Payroll processing services provided by Paychex, a third-party commercial vendor. The Huntington National Bank is not an affiliate of Paychex, and does not provide, warrant, or guarantee their products or services.

24-Hour Grace® and $50 Safety Zone® are registered service marks of Huntington Bancshares Incorporated. The 24-Hour Grace® system and method is patented. U.S. Pat No. 8,364,581, 8,781,955, 10,475,118, and others pending.