It pays to bank with Huntington

Earn up to $300

with a new checking account.
Apply by June 7, 2022.
Complete the 3 easy steps below.

Asterisk-Free Checking®

  • No monthly maintenance fees

Huntington 5 Checking®

  • Fees waived on 5 non-Huntington ATM withdrawals per statement cycle, plus we reimburse the ATM operator's fee
  • Credit Score monitoring at no added cost§
  • Earns interest
  • $5 monthly maintenance fee waived with $5,000 in relationship balances from checking and savings^

Minimum deposit $1,000 to earn bonus

Open at a Branch
Account Disclosures

Bonus code will only be applied when you click the Apply buttons on this page. Apply buttons on other pages will not generate a bonus code.

Huntington 25 Checking®

  • Unlimited non-Huntington ATM withdrawals
  • Credit Score and identity theft monitoring§
  • Earns interest
  • $25 monthly maintenance fee waived with $25,000 in relationship balances from checking and savings^

Minimum deposit $25,000 to earn bonus

Open at a Branch
Account Disclosures

Bonus code will only be applied when you click the Apply buttons on this page. Apply buttons on other pages will not generate a bonus code.

Receive your Huntington 5 or Huntington 25 Checking bonus in 3 easy steps

Open a new account

Choose and open the checking account that best fits your needs by June 7, 2022.

Meet your requirement

Make cumulative new money deposits within 60 days from account opening and keep your account open for 90 days.

Enjoy your bonus

$200 for H5 or $300 for H25 will be deposited in your new account within 14 days of meeting requirements.

All checking customers can benefit from these innovations

Get access to products and tools built on forgiveness, faster access to cash, and more automatic saving.

Standby Cash®

With Standby Cash you can qualify for a $100 to $1,000 line of credit. Just pay it back over three months, and it's free when you set up automatic payments. Otherwise, a 1% monthly interest charge (12% APR) applies to the outstanding balances††.

Early Pay

If you have a Huntington checking account with direct deposit, you could get paid up to two days early^^.

24-Hour Grace®

Our 24-Hour Grace feature is designed to give you more time to make a deposit in order to avoid a return or overdraft fees##.

$50 Safety Zone

If you accidentally overdraw your account by $50 or less, our $50 Safety Zone helps protect you from overdraft fees##.

Money Scout®

Money Scout analyzes your spending habits, income, and upcoming expenses to find money you're not using in your checking account— from $5 to $50—and moves it to your savings, automatically.

The Hub

The digital tools in The Hub make it easier to track and analyze your spending, find areas for potential savings, and help you create and reach your financial goals.


Checking Account Features

Checking Account Features
Asterisk-Free Checking Account
Asterisk-Free
Apply NowDisclosures
Huntington 5 Checking Account
Huntington 5
Apply NowDisclosures
Huntington 25
Apply NowDisclosures
Your Bonus
$0
$200
$300
Monthly Maintenance Fee
$0
$5 fee waived with $5,000 in total relationship balances^
$25 fee waived with $25,000 in total relationship balances^
Interest Bearing Account -
0.02% Annual Percentage Yield (APY) Applies to all balance tiers
0.03% Annual Percentage Yield (APY) Applies to all balance tiers
Free ATM Withdrawals -
5 (Waive up to 5 per statement cycle)
Unlimited non-Huntington ATM withdrawals
Identity Monitoring§ - -

Credit Score Monitoring§ -


Huntington Heads Up® Alerts for Real Time Account Updates‡‡




To be eligible for this offer, click Apply Online or Open at a Branch from this page, so that the promotion code is claimed at time of account opening. This offer is only available to applicants residing in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia or Wisconsin.

To qualify for the $200 cash bonus, you are required to open a new, qualifying Huntington 5 Checking account by June 7, 2022 and make cumulative new money deposits into the checking account of at least $1,000 or more within 60 days of account opening and keep your account open for 90 days.

To qualify for the $300 cash bonus, you are required to open a new, qualifying Huntington 25 Checking account by June 7, 2022 and make cumulative new money deposits into the checking account of at least $25,000 or more within 60 days of account opening and keep your account open for 90 days.

If you opened a Huntington 5 Checking account, your $200 bonus will be deposited into your new checking account within 14 days of meeting the above requirements. If you opened a Huntington 25 Checking account, your $300 bonus will be deposited into your new checking account within 14 days of meeting the above requirements. Your checking account must remain in open status to receive the bonus.

"New money" is defined as money that is not currently on deposit in any Huntington account (except maturing personal CDs).

This offer is only available to new personal checking customers. All existing Huntington checking customers, including those with any relationship (including fiduciary) to any other Huntington checking account, or those who closed a checking account within the last six months, are not eligible.

Transfers from another Huntington deposit account do not count as a deposit. This offer cannot be used in combination with any other consumer checking offer. For tax purposes, you will receive a Form 1099-INT from us for the cash bonus. Huntington reserves the right to limit an individual to one account-related gift incentive per rolling 12-month period across all deposit account relationships.

Huntington 5 Checking and Huntington 25 Checking are interest-bearing accounts. The annual percentage yield (APY) for Huntington 5 is 0.02% and for Huntington 25 is 0.03%. Earn interest on account balance in all balance tiers. Rates are variable and may change; fees may reduce earnings. Rates are current as of today's date.

With Huntington 25, we'll waive all & with Huntington 5 your first 5 non-Huntington ATM cash withdrawal fees per statement cycle at any ATM worldwide. We'll also reimburse you for withdrawal fees on the same transactions charged by the owner of a non-Huntington ATM. You will be responsible for any additional fees charged by the owner of a non-Huntington ATM as well as any international transaction or other fees charged by the network.

§The Monitoring Services are optional and are not available with all accounts, Enrollment requires agreement to the Services' Terms & Conditions, which include important legal terms that a customer should read carefully before deciding whether to enroll.

^Total Relationship Balance. You can avoid the monthly checking maintenance fee for any statement period for either Huntington 5 or Huntington 25 account when you keep a total relationship balance of at least $25,000 for Huntington 25 or $5,000 for Huntington 5 in eligible deposits held directly with us or investments made through our affiliate, The Huntington Investment Company. Eligible deposits are this account and any other personal checking, money market, savings, certificate of deposit (CD), and individual retirement (IRA) accounts owned by you or jointly with someone else. Eligible investments are those in your name which The Huntington Investment Company reports to our deposit system for inclusion in the total relationship balance, and generally include investments (both IRA and non-IRA) held in brokerage accounts and certain direct investments in mutual funds and annuities, as well as retail life insurance products. We figure the total relationship balance each month by adding the qualifying balances, as we determine them, for all of your eligible accounts to the average daily balance of this checking account for the monthly statement period.

††Standby Cash is subject to terms and conditions and other account agreements. A 1% monthly interest charge (12% Annual Percentage Rate) will be added to outstanding balances if automatic payments are not scheduled. Available through online banking or the Huntington Mobile app to individuals with an active consumer checking account with at least three months of consistent deposit activity of $750 or more, and an average daily balance of $200 or more. Other eligibility requirements apply. An active or recent bankruptcy or other legal process may disqualify you. Line amount and ongoing availability may vary based on changes to your deposit activity, average daily balance, and number and length of overdrafts on any of your Huntington deposit accounts. When any of your Huntington deposit accounts are in an overdraft status for more than one day, your Standby Cash line may be suspended until they are no longer negative. If 90% or more of the approved credit line is drawn three months in a row, Standby Cash will be suspended until it’s paid to a zero balance. Business checking accounts are not eligible for Standby Cash.

##Your account will be closed if it is negative by any amount for 60 days, including if your account is overdrawn within our $50 Safety Zone. Learn more at huntington.com/SafetyZone and huntington.com/Grace.

Money Scout automatically schedules transfers from your selected checking account and credits your selected savings account. A money market account (MMA) cannot be a selected savings account for use with Money Scout. A scheduled transfer may be canceled before midnight ET on the day it is scheduled. Transfer amounts and frequency may vary and will reduce the money available in your account to cover other transactions. You are responsible for ensuring your account has sufficient funds. You may be charged overdraft fees if your account falls below -$50. Subject to eligibility, terms and conditions, and other account agreements.

^^You may receive a direct deposit up to two days early with Early Pay if 1) you have a checking account with us, 2) a recurring qualifying direct deposit, and 3) provide us a valid email address. It is at our discretion to identify which recurring direct deposits are eligible for Early Pay and it may take up to 90 days to identify those deposits that qualify. We cannot guarantee that you will receive the Early Pay service due to unanticipated circumstances. Early Pay is automatic and there is no fee. You can opt out of the Early Pay service at any time, by contacting a branch or calling our service center at (800) 480-2265 and asking to have Early Pay removed. For more information, please see a Consumer Deposit Account agreement, or contact a branch. Learn more at huntington.com/EarlyPay. Receive recurring qualifying direct deposits up to two days early at no charge. Some direct deposit types are not eligible.

‡‡Message and data rates may apply.

Asterisk-Free Checking®, Huntington 5 Checking®, Huntington 25 Checking®, Money Scout®, Standby Cash®, and 24-Hour Grace® are federally registered service marks of Huntington Bancshares Incorporated. Asterisk-Free Checking icon, Huntington 5 Checking icon, Huntington 25 Checking icon, and $50 Safety Zone are service marks of Huntington Bancshares Incorporated. The 24-Hour Grace® system and method is patented. US Pat. No. 8,364,581, 8,781,955, 10,475,118, and others pending. Patents pending for Standby Cash®.

We are here to help.

If you can’t find what you’re looking for, let us know. We’re ready to help in person, online or on the phone.

Call Us

To speak to a customer service representative, call (800) 480-2265.