Introducing Early Pay

When we saw people playing the payday waiting game, we found a way to make payday come early.

If you have a Huntington checking account with direct deposit, you could get your pay up to two days early. No cost. No catch.

If we receive your direct deposit information from your employer prior to payday, we will make your money available to you when we receive it, up to two days early. It’s that simple. No need to sign up. If you qualify, you will automatically receive your pay early.

Direct Deposit Form

Frequently Asked Questions

It’s not a loan, just your pay, up to two days early.

No enrolling or activating.

We do the work for you. If you’re a Huntington checking customer with direct deposit, you’ll get access to your pay as soon as we receive your direct deposit information from your employer, up to two days early.

No cost. No catch.

It’s free for Huntington checking customers. It’s just our way of looking out for you. Because some things in life won’t wait.

Keep tabs on payday

You'll get an alert when you are enrolled, and you can set up alerts, so you get a heads up each time your pay is deposited. Message and data rates may apply.

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Direct deposit is your ticket to Early Pay.

Set up direct deposit for your Huntington Checking account, and you could start receiving your pay early. When we receive your direct deposit information from your employer, we make your pay available to you, up to two days early.

Learn More

A perk, just for being you.

You get Early Pay, just for being a Huntington checking customer. You can check your Early Pay status in the Perks section of the Hub.

Sign into the Hub


Early Pay FAQ

General
What is Early Pay?

Answer: Early Pay is a free service that Huntington provides its checking customers; giving customers access to their pay up to two days early. There’s no enrolling or activating. All you need to do is set up a direct deposit into your Huntington Checking account. If we receive your direct deposit information from your employer early, we will deposit your pay into your account—up to two days early.

Enrollment
How do I enroll in Early Pay?

Answer: That’s the great part–we’ll do the work for you! Once we receive your direct deposit information from your employer, we will deposit the funds into your account, and you will be automatically enrolled! You will receive an alert once you are enrolled and you can sign up for alerts that will let you know each time your pay is deposited early.

How do I know if I’m enrolled in Early Pay?

Answer: We will send you an alert once you are enrolled in Early Pay. You can sign up for additional alerts that will let you know each time your pay is deposited early.

In addition, you will see Early Pay listed as a Perk within online and mobile banking. You can click the link to find out more about the service and see what direct deposits have been paid early.

How do I set up Direct Deposit?

Answer: Setting up direct deposit is easy! Just fill out a Direct Deposit Form along with a voided check and bring it to your HR department. You’ll be able to receive your paycheck quickly, safely, and conveniently! For more information on direct deposits, click here.

What if I change jobs?

Answer: If you change jobs, you will need to set up direct deposit through your new employer. It will take up to 90 days to become automatically enrolled.

What if I don’t want to be enrolled in Early Pay?

Answer: If you don’t want to be enrolled in Early Pay, you can visit your local branch or call Huntington Customer Service (800) 480-2265.

Payments
How long after I set up a direct deposit will it take to start receiving my payment early?

Answer: Depending on your employer, it could take up to 90 to be enrolled in Early Pay after you set up a direct deposit. However, in some cases, it may happen sooner.

Why did I receive my direct deposit early last payday but not this payday?

Answer: Employers don’t always submit their direct deposit information at the same time each pay period. For example, one pay period, they may submit it one day early, and the next they may submit it two days early. Unfortunately, we don’t have control over the timing. However, you can enroll in text alerts so you are notified when you receive your direct deposits early.

I have a recurring direct deposit with Huntington, why am I not receiving my pay early?

Answer: If you have a recurring direct deposit set up for at least 90 days but aren’t seeing your payment early, that could mean that your employer is not submitting your direct deposit information in advance of your payday. This service is completely dependent on direct deposit information being submitted early.

What kind of direct deposits can I get early?

Answer: The direct deposit must be recurring. Salary, social security, pension, military payments, and VA benefits are all included.

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You may receive a direct deposit up to two days early with Early Pay if 1) you have a checking account with us, 2) a recurring qualifying direct deposit, and 3) provide us a valid email address. It is at our discretion to identify which recurring direct deposits are eligible for Early Pay and it may take up to 90 days to identify those deposits that qualify. We cannot guarantee that you will receive the Early Pay service due to unanticipated circumstances. Early Pay is automatic and there is no fee. You can opt out of the Early Pay service at any time, by contacting a branch or calling our service center at (800) 480-2265 and asking to have Early Pay removed. For more information, please see a Consumer Deposit Account agreement, or contact a branch. Learn more at huntington.com/EarlyPay. Receive recurring qualifying direct deposits up to two days early at no charge. Some direct deposit types are not eligible.