Apply For a Credit Card Online

Our credit card offerings let you choose the benefits that fit your lifestyle. Whether you want to earn cash back on every purchase, get rewards in the category of your choice, or save money with lower interest rates, find the credit card that's right for you. You don’t even need to visit a branch—apply instantly online.

Cashback Credit Card

The Huntington® Cashback Credit Card lets you earn 1.5% unlimited cash back on every purchase in store, online, and everywhere in between.

3x Rewards Credit Card

Our Huntington Voice Rewards Credit Card lets you earn 3X points for the ways you spend most. Pick one of 10 categories and change it every quarter to fit your needs.

Lower Rate Credit Card

Our lower APR Huntington Voice Credit Card® offers a lower interest rate instead of rewards or cashback. That means you can pay less with Voice.

Secured Credit Card

The NEW Huntington® Secured Credit Card is the credit-building, cash back-earning card with resources and education to help jumpstart your credit score.

Digital Wallet Access

Our cards are compatible with most digital wallets.

Use your Huntington credit card with Google Wallet™, Apple Pay®, and Samsung Pay for fast, easy and secure mobile payments.

Huntington Credit Card Benefits

These benefits come standard with Huntington Credit Cards.

Late Fee Grace®

If you miss a payment, you get an extra day to pay your minimum payment without receiving a late fee.

No foreign fees

While other banks may charge up to an additional 3% on purchases made outside the United States, Voice cardholders will not have that extra expense.

No annual fee

There’s no annual fee and no catch either.

Card Lock

Customers can lock and unlock their credit cards through the mobile app and online banking.

Free FICO® Credit Score

Check your credit score every month, free of charge.§

No Penalty Pricing

Your APR will not increase just because you go over your credit line, miss payments, or incur other delinquency.

Contactless Payments

Cards can be used for contactless transactions at enabled terminals.


Authorized Users

Add authorized users to simplify your finances.

Online & Mobile Banking

Access to account information, ability to make payments, and view statements online 24-hours a day.
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Earn 3X rewards in the one category you choose from ten pre-selected categories, up to $2,000 in spend per quarter. You may select your category once within the first 30 days of opening a new account then again prior to the start of each quarter for the next quarter. Earn 1X rewards even after you reach the quarterly limit. Plus earn an unlimited 1X rewards on all other purchases. 10,000 rewards points equals $100.

Voice Credit Card Terms and Conditions, Voice Rewards Terms and Conditions, Cashback Card Terms and Conditions, Cashback Rewards Terms and Conditions, Secured Card Terms and Conditions, Secured Card Rewards Terms and Conditions.

§Check your FICO credit score online free of charge. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.

We must receive your required minimum payment by the day after the due date listed on your monthly billing statement in order to avoid a late charge. Regular payment cutoff times apply. Cutoff times vary by payment channel (via mail, in-branch, telephone, internet), but will in no event be before 5p.m. Eastern Time.

Mastercard and Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.

Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay® is a trademarks of Apple Inc.

The Google logo, Google Wallet and Android are trademarks of Google LLC.

Samsung Pay is a trademark of Samsung Electronics Co., Ltd. Other company and product names mentioned may be trademarks of their respective owners. Screen images are simulated; actual appearance may vary. Samsung Pay is available on select Samsung devices.

Late Fee Grace® and Voice Credit Card® are registered service marks of Huntington Bancshares Incorporated. Voice and Huntington Voice Rewards Credit Card are service marks of Huntington Bancshares Incorporated.