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Credit cards that support your goals

Cash back. Lower interest rates. 3x rewards. A chance to build or rebuild your credit. At Huntington, our credit cards are crafted to help make the most of your spending.

Apply for a Credit Card Online

Find a credit card that moves you forward

    Choose cash back, rewards, or lower interest rates and apply instantly.

    Huntington Cashback Credit Card

    Apply NowLearn More

    Huntington Voice Rewards Credit CardSM

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    Huntington Voice Credit Card®

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    Huntington Secured Credit Card

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    Rewards

    1.5% Unlimited Cashback
    on every purchase

    3x Rewards
    Up to $2,000 in spend quarterly in category of choice

    1x Rewards
    All other purchases

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    1% Unlimited Cashback
    on every purchase

    Rewards redemption

    Deposit into your checking or savings account
    Receive Automatic or Manual statement credit

    Deposit into your checking or savings account
    Receive a statement credit
    Redeem points for rewards
    Rewards include gift cards, event tickets, travel, and merchandise

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    Deposit into your checking or savings account
    Receive a manual statement credit

    Mastercard exclusive5

    • Zero fraud liability
    • ID Theft Protection™
    • Mastercard Global Services™

    Mastercard World Elite Exclusive Offers:
    View Offers

    • Zero fraud liability
    • ID Theft Protection™
    • Mastercard Global Services™

    Mastercard World Exclusive Offers:
    View Offers

    • Zero fraud liability
    • ID Theft Protection™
    • Mastercard Global Services™

    Mastercard Exclusive Offers:
    View Offers

    • Zero fraud liability
    • ID Theft Protection™
    • Mastercard Global Services™

    Mastercard Exclusive Offers:
    View Offers

    Checking account holder bonuses

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    25% bonus points on points earned
    while your Voice Rewards Consumer Credit Card is linked to your open Huntington Platinum Perks Checking®, Personal Management Account (PMA), Private Client Account (PCA), or SmartInvest® Checking Account

    5% bonus points on points earned
    while your Voice Rewards Consumer Credit Card is linked to your open Huntington Perks Checking® Account

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    Introductory balance transfer offer

    0% APR for 12 months
    On balance transfers made in the first 90 days. After that, you will be charged 15.99% - 27.99% variable APR. Transfer fee is the greater of $10 or 3% of each transfer amount3.

    0% APR for 12 months
    On balance transfers made in the first 90 days. After that, you will be charged 15.99% - 27.99% variable APR. Transfer fee is the greater of $10 or 3% of each transfer amount3.

    0% APR for 12 months
    On balance transfers made in the first 90 days. After that, you will be charged 13.99% - 25.99% variable APR. Transfer fee is the greater of $10 or 3% of each transfer amount3.

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    APR for purchases & balance transfers

    15.99% - 27.99%
    These APRs will vary with the market based the Prime Rate

    15.99% - 27.99%
    These APRs will vary with the market based the Prime Rate

    13.99% - 25.99%
    These APRs will vary with the market based the Prime Rate

    26.99%
    These APRs will vary with the market based the Prime Rate

    APR for cash advances

    27.99%
    This APR will vary with the market based the Prime Rate

    27.99%
    This APR will vary with the market based the Prime Rate

    27.99%
    This APR will vary with the market based the Prime Rate

    27.99%
    This APR will vary with the market based the Prime Rate

    Minimum interest charge

    $1.00
    If interest is charged

    $1.00
    If interest is charged

    $1.00
    If interest is charged

    $1.00
    If interest is charged

    Annual fee

    $0

    $0

    $0

    $0

    Foreign transaction fee

    $0

    $0

    $0

    $0

    Additional Account Features & Fees

    Mobile Payments

    Use your card your way

    Add your Huntington credit card to Apple Pay®, Google Wallet™, or Samsung Pay for fast, secure, contactless payments. Whether you’re tapping in-store or checking out online, it’s one more way we help you move through your day—your way.

    Add Your Card

    Credit card features that keep you in control

      The Ohio State Voice Credit Card®

      Show your Buckeye Pride, and choose how you earn or save

      The Ohio State Voice Credit Card® gives you the same features as our lower rate credit card or 3X rewards credit card, but with a design that celebrates Scarlet and Gray. Whether you want to earn 3X points up to $2,000 in spend per quarter in a category you choose, or take advantage of a lower APR, this card lets you rep your team while making smart money moves.

      Apply for the Ohio State Credit Card

      Huntington Mobile Banking App

      Mobile banking, made thoughtful

      Manage your money on the go—check balances, pay bills, and transfer funds, all from your phone.

      Google Play StoreApple Store

      Build your financial know-how

      Understanding types of credit cards

      Learn about different types of credit cards and their benefits to see which one may be right for you.

      Learn More

      How to check your credit score

      You can check your credit score a number of different ways. Learn more here.

      Learn More

      Credit Card FAQs

      Annual Percentage Rate (APR) determines the cost of credit for a year and is the interest rate you pay on a loan as it relates to credit cards, mortgages, auto loans, etc. APR is commonly used to compare individual products, like a credit card, from various lenders before you make your decision. Learn more about APR, how it’s calculated, and the types of APRs.

      When you open a credit card, you’ll receive a set credit limit—the amount of money your credit card company is allowing you to borrow to make purchases or pay bills. Your available credit is reduced as you charge purchases or bills to your credit card. Each month, you’ll receive a statement outlining your transactions and the payment amount due. To help build your credit score, it’s important to pay at least the minimum payment on your credit card each month.

      To activate your credit card online:

      1. Visit huntington.com and log into your account.
      2. Select the Service Center tab at the top.
      3. Underneath Credit Cards, click Activate Card.
      4. Then enter the three-digit security code on the back of your credit card and click Activate.

      Whether your card was stolen or accidentally misplaced, we’ll help you through it.

      As soon as you notice your credit card is missing, contact us at (800) 480-2265 and we’ll help you close your card and reissue a new one. Then, we’ll work together to address fraudulent charges on your lost or stolen credit card as we conduct an investigation.

      DISCLOSURES

      1 Earn 3X rewards in the one category you choose from ten pre-selected categories, up to $2,000 in spend per quarter. You may select your category once within the first 30 days of opening a new account then again prior to the start of each quarter for the next quarter. Earn 1X rewards even after you reach the quarterly limit. Plus earn an unlimited 1X rewards on all other purchases. 10,000 rewards points equals $100.


      2 We must receive your required minimum payment by the day after the due date listed on your monthly billing statement in order to avoid a late charge. Regular payment cutoff times apply. Cutoff times vary by payment channel (via mail, in-branch, telephone, internet), but will in no event be before 5p.m. Eastern Time.


      3 Voice Credit Card Terms and Conditions, Voice Rewards Terms and Conditions, Cashback Card Terms and Conditions, Cashback Rewards Terms and Conditions, Secured Card Terms and Conditions, Secured Card Rewards Terms and Conditions.


      4 Check your FICO credit score online free of charge. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.


      5 Transactions are protected by federal law and Mastercard's Zero Liability. Transactions you did not authorize should be reported to us promptly through our dispute process. We ask that you assist us in our investigations as needed. Certain limitations apply. See mastercard.com/zeroliability for complete details. Mastercard ID Theft Protection: Certain terms, conditions and exclusions apply. Cardholders need to register for this serice. This service is provideed by Iris (R) Powered by Generali. Please see your guide to benefits for details or call 1-800-MASTERCARD.


      Mastercard and Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.


      Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay® is a trademarks of Apple Inc.


      Trademarks of The Ohio State University used under license.


      The Google logo, Google Wallet and Android are trademarks of Google LLC.


      Samsung Pay is a trademark of Samsung Electronics Co., Ltd. Other company and product names mentioned may be trademarks of their respective owners. Screen images are simulated; actual appearance may vary. Samsung Pay is available on select Samsung devices.