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Credit cards that support your goals
At Huntington, we believe your credit card should work for you, not the other way around. Whether you’re earning cash back, maximizing points, or building credit, our credit cards are crafted to enhance your lifestyle.
Choose cash back, rewards, or lower interest rates and apply instantly. | Huntington Cashback Credit Card | Huntington Voice Rewards Credit CardSM | Huntington Voice Credit Card® | Huntington Secured Credit Card |
---|---|---|---|---|
Rewards | 1.5% Unlimited Cashback
| 3x Rewards
1x Rewards
| — | 1% Unlimited Cashback
|
Rewards redemption | Deposit into your checking or savings account
| Deposit into your checking or savings account
| — | Deposit into your checking or savings account
|
Mastercard exclusive5 |
Mastercard World Elite Exclusive Offers: |
Mastercard World Exclusive Offers: |
Mastercard Exclusive Offers: |
Mastercard Exclusive Offers: |
Checking account holder bonuses | — |
25% bonus points on points earned
5% bonus points on points earned
| — | — |
Introductory balance transfer offer |
0% APR for 12 months
|
0% APR for 12 months
|
0% APR for 12 months
| — |
APR for purchases & balance transfers |
16.24% - 28.24%
|
16.24% - 28.24%
|
14.24% - 26.24%
|
27.24%
|
APR for cash advances |
28.24%
|
28.24%
|
28.24%
|
28.24%
|
Minimum interest charge |
$1.00
|
$1.00
|
$1.00
|
$1.00
|
Annual fee | $0 | $0 | $0 | $0 |
Foreign transaction fee | $0 | $0 | $0 | $0 |
Additional Account Features & Fees |

Mobile Payments
Use your card your way
Add your Huntington credit card to Apple Pay®, Google Wallet™, or Samsung Pay for fast, secure, contactless payments. Whether you’re tapping in-store or checking out online, it’s one more way we help you move through your day—your way.

The Ohio State Voice Credit Card®
Show your Buckeye Pride, and choose how you earn or save
The Ohio State Voice Credit Card® gives you the same features as our lower rate credit card or 3X rewards credit card, but with a design that celebrates Scarlet and Gray. Whether you want to earn 3X points up to $2,000 in spend per quarter in a category you choose, or take advantage of a lower APR, this card lets you rep your team while making smart money moves.

Huntington Mobile Banking App
Mobile banking, made thoughtful
Manage your money on the go—check balances, pay bills, and transfer funds, all from your phone.
Build your financial know-how

Understanding types of credit cards

How to check your credit score
Credit Card FAQs
DISCLOSURES
1 Earn 3X rewards in the one category you choose from ten pre-selected categories, up to $2,000 in spend per quarter. You may select your category once within the first 30 days of opening a new account then again prior to the start of each quarter for the next quarter. Earn 1X rewards even after you reach the quarterly limit. Plus earn an unlimited 1X rewards on all other purchases. 10,000 rewards points equals $100.
2 We must receive your required minimum payment by the day after the due date listed on your monthly billing statement in order to avoid a late charge. Regular payment cutoff times apply. Cutoff times vary by payment channel (via mail, in-branch, telephone, internet), but will in no event be before 5p.m. Eastern Time.
3 Voice Credit Card Terms and Conditions, Voice Rewards Terms and Conditions, Cashback Card Terms and Conditions, Cashback Rewards Terms and Conditions, Secured Card Terms and Conditions, Secured Card Rewards Terms and Conditions.
4 Check your FICO credit score online free of charge. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.
5 Transactions are protected by federal law and Mastercard's Zero Liability. Transactions you did not authorize should be reported to us promptly through our dispute process. We ask that you assist us in our investigations as needed. Certain limitations apply. See mastercard.com/zeroliability for complete details. Mastercard ID Theft Protection: Certain terms, conditions and exclusions apply. Cardholders need to register for this serice. This service is provideed by Iris (R) Powered by Generali. Please see your guide to benefits for details or call 1-800-MASTERCARD.
Mastercard and Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.
Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay® is a trademarks of Apple Inc.
Trademarks of The Ohio State University used under license.
The Google logo, Google Wallet and Android are trademarks of Google LLC.
Samsung Pay is a trademark of Samsung Electronics Co., Ltd. Other company and product names mentioned may be trademarks of their respective owners. Screen images are simulated; actual appearance may vary. Samsung Pay is available on select Samsung devices.