Question 1

How do I earn cashback rewards?

Accepted Answer

You earn cash back for all purchases made on your card. You'll earn 1.5% cashback rewards for every $1.00 in net purchases (purchases less returns) on your Huntington® Cashback Credit Card.

Question 2

Are there restrictions on earning cashback rewards?

Accepted Answer

You earn cash back rewards on all net purchases. Cash advances, balance transfers, and account fees including but not limited to late fees and finance charges do not earn cashback rewards. Additionally, certain transactions such as casino gaming chips, off-track wagers, lottery tickets, etc. will be excluded from earning cashback rewards. Refer to the Huntington® Cashback Credit Card Rewards Terms and Conditions for additional details.

Question 3

How is my cashback reward calculated?

Accepted Answer

Cashback rewards will be calculated by rounding to the nearest cent. We will round up amounts that are half a cent or higher and round down amounts below a half cent.

Question 4

What is the maximum amount of cashback rewards I can earn?

Accepted Answer

There is not a maximum amount of cashback rewards you can earn.

Question 5

How do I redeem cashback rewards?

Accepted Answer

If you are enrolled in the Automatic redemption option, your rewards are automatically redeemed for a statement credit at the end of each billing cycle. It may take us up to one complete billing cycle to implement your authorization or to cancel any prior authorization you have provided to us. Statement credits are not a payment. Please remember to submit your normal monthly payment before your next due date. Cashback redemptions for a deposit into any Huntington or other financial institution checking or savings account are generated as an ACH deposit to the designated account typically within 3 business days of the redemption request.

Question 6

Can I use my accumulated cashback rewards towards my next credit card payment?

Accepted Answer

Redeeming your rewards for a statement credit doesn’t take the place of any minimum payment due. Please remember to submit your normal monthly payment before your next due date.

Question 7

Do cashback rewards expire?

Accepted Answer

As long as your account is open and in good standing, the cashback rewards you earn in this program will not expire. Accounts open and in good standing will be able to earn and redeem cashback rewards. Cashback rewards earned as part of a promotional program may expire. We will disclose the expiration date to you as part of the promotion. Please review the full Huntington® Cashback Credit Card Rewards Terms and Conditions for additional details regarding cashback rewards expiration.

Question 8

Will I ever lose my cashback rewards?

Accepted Answer

Your cashback rewards balance will be forfeited when the account is closed by us or by you. You must redeem your cashback rewards before closing your account.

Question 9

Is there a minimum amount of cashback rewards required to redeem?

Accepted Answer

If you have selected automatic as your redemption option, a statement credit will be issued to your Huntington® Cashback Credit Card each billing cycle. We will transfer all cashback rewards available at the time when your current billing cycle ends, and your statement is generated. A minimum of $25 is required for any one-time manual cashback rewards redemptions.

Question 10

Will I be charged any fees to redeem my cashback rewards?

Accepted Answer

We do not charge any fees to redeem your cashback rewards.

Question 11

How can the program change and what are the limitations?

Accepted Answer

The Huntington® Cashback Credit Card Rewards Program is provided by The Huntington National Bank. The program and benefits are offered at our sole discretion. The program may change from time to time as we continue to deliver better benefits for our customers. Refer to the Huntington Cashback Credit Card Rewards Terms and Conditions for the most up to date details.

Cash Back Credit Card

Earn 1.5% unlimited cash back on everything you buy

What you get with the Huntington Cashback Credit Card

Mobile Payments

Use your card your way

Credit card features that keep you in control

Huntington Mobile Banking App

Mobile banking, made thoughtful

Build your financial know-how

What does annual percentage rate mean?

What affects your credit score?

Cash Back Credit Card FAQs

DISCLOSURES

Quick Links

Support & Help

Organization