Earn 1.5% Unlimited Cash Back

The Huntington® Cashback Credit Card lets you earn 1.5% unlimited cash back on every purchase. No caps, no categories, and no annual fees. Get cash back for purchases in store, online, and everywhere in between.

Earning cash back is just the start.

No annual or foreign fees

Worry less about fees - just another way we're looking out for you.

Pick how to be rewarded

Choose from automatic monthly statement credits or redeem manually.

Additional perks from Mastercard®

Get World Elite access to 24/7 Concierge Services from Mastercard.

The Huntington Cashback Card comes with benefits like these:

Along with no categories to choose and no caps on how much cash back you can earn.

Late Fee Grace®

If you miss a payment, you get an extra day to pay your minimum payment without receiving a late fee.

Digital Wallet Access

Our cards are compatible with most digital wallets.

No Cap

There is no cap to how much you can earn. Have unlimited cash back on every purchase.

Card Lock

Customers can lock and unlock their credit cards through the mobile app and online banking.

Free FICO® Credit Score

Check your credit score every month, free of charge.§

No Penalty Pricing

Your APR will not increase just because you go over your credit line, miss payments, or incur other delinquency.

Contactless Payments

Cards can be used for contactless transactions at enabled terminals.

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Authorized Users

Add authorized users to simplify your finances and earn rewards on their purchases too.

Frequently Asked Questions

How do I earn cashback rewards?

Answer: You earn cash back for all purchases made on your card. You'll earn 1.5% cashback rewards for every $1.00 in net purchases (purchases less returns) on your Huntington® Cashback Credit Card.

Are there restrictions on earning cashback rewards?

Answer: You earn cash back rewards on all net purchases. Cash advances, balance transfers, and account fees including but not limited to late fees and finance charges do not earn cashback rewards. Additionally, certain transactions such as casino gaming chips, off-track wagers, lottery tickets, etc. will be excluded from earning cashback rewards. Refer to the Huntington® Cashback Credit Card Rewards Terms and Conditions for additional details.

How is my cashback reward calculated?

Answer: Cashback rewards will be calculated by rounding to the nearest cent. We will round up amounts that are half a cent or higher and round down amounts below a half cent.

What is the maximum amount of cashback rewards I can earn?

Answer: There is not a maximum amount of cashback rewards you can earn.

How do I redeem cashback rewards?

Answer: If you are enrolled in the Automatic redemption option, your rewards are automatically redeemed for a statement credit at the end of each billing cycle. It may take us up to one complete billing cycle to implement your authorization or to cancel any prior authorization you have provided to us. Statement credits are not a payment. Please remember to submit your normal monthly payment before your next due date. Cashback redemptions for a deposit into any Huntington or other financial institution checking or savings account are generated as an ACH deposit to the designated account typically within 3 business days of the redemption request.

Can I use my accumulated cashback rewards towards my next credit card payment?

Answer: Redeeming your rewards for a statement credit doesn’t take the place of any minimum payment due. Please remember to submit your normal monthly payment before your next due date.

Do cashback rewards expire?

Answer: As long as your account is open and in good standing, the cashback rewards you earn in this program will not expire. Accounts open and in good standing will be able to earn and redeem cashback rewards. Cashback rewards earned as part of a promotional program may expire. We will disclose the expiration date to you as part of the promotion. Please review the full Huntington® Cashback Credit Card Rewards Terms and Conditions for additional details regarding cashback rewards expiration.

Will I ever lose my cashback rewards?

Answer: Your cashback rewards balance will be forfeited when the account is closed by us or by you. You must redeem your cashback rewards before closing your account.

Is there a minimum amount of cashback rewards required to redeem?

Answer: If you have selected automatic as your redemption option, a statement credit will be issued to your Huntington® Cashback Credit Card each billing cycle. We will transfer all cashback rewards available at the time when your current billing cycle ends, and your statement is generated. A minimum of $25 is required for any one-time manual cashback rewards redemptions.

I'm an Authorized User on the Huntington® Cashback Credit Card account. Can I also redeem cashback rewards?

Answer: No, cashback rewards must be redeemed by the account owner.

Will I be charged any fees to redeem my cashback rewards?

Answer: We do not charge any fees to redeem your cashback rewards.

How can the program change and what are the limitations?

Answer: The Huntington® Cashback Credit Card Rewards Program is provided by The Huntington National Bank. The program and benefits are offered at our sole discretion. The program may change from time to time as we continue to deliver better benefits for our customers. Refer to the Huntington Cashback Credit Card Rewards Terms and Conditions for the most up to date details.

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Cashback Card Terms and Conditions, Cashback Rewards Terms and Conditions

We must receive your required minimum payment by the day after the due date listed on your monthly billing statement in order to avoid a late charge. Regular payment cutoff times apply. Cutoff times vary by payment channel (via mail, in-branch, telephone, and internet), but will in no event be before 5p.m. Eastern Time.

§Check your FICO credit score online free of charge. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.

Mastercard and Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.