Having more control of your money just got easier.
Forget budget planning spreadsheets. With Spend Setter, you can set budgets for categories where you'd like to tighten-up your spending. We'll do the rest, letting you know how you're doing along the way.
Open a Huntington Checking account
and we'll help you start tracking your budgets today.
How it works:
Create budgets based on your spending history. You can edit, delete, or create new budgets that work best for you at any time.
When you make a purchase with your Huntington credit or debit card, we'll track it against the limit you set for that category.
Quickly see how you're doing when you log in to The Hub. Green means you're on track, yellow means you're close to the limit, and red means you've gone over.
Create Your Budgets
Set monthly spending limits for categories like groceries, restaurants, or entertainment. To see all your budgets, click, "View Budgets". From here you can view, edits or delete a specific budget.
Track Your Spending
Every time you use your Huntington credit
or debit card
, the transaction is tracked against the limit you set for that category.
Stay on Track
If we do see you're getting close to your limit in any category, we'll send you a Heads Up alert. Just make sure you're enrolled in Alerts.
Learn more about Huntington Heads Up®
Message and data rates may apply.
Already a Huntington customer?
Enroll in online banking to start using The Hub digital tools today.
Enroll in Online Banking
Money management – made simple.
The Hub makes it simple to track and analyze your spending, find areas for potential savings, and create financial goals and show you how to reach them.
Explore Hub Tools
Habits to help you take control of your finances.
Good savings and spending habits are key to helping you stay out of financial trouble and on top of regular or even unexpected expenses.
Frequently Asked Questions
What is Spend SetterSM?
What is Spend Setter?
Spend Setter helps you control the amount of money you spend within any given month. Many of us don’t have any real idea how much we’re spending on, say, groceries, but with Spend Setter, you can set limits for spending within that category. Then, Huntington will help you stay on track.
How are budgets set up? Can I change them?
If you don’t use the Spend SetterSM tool within the first 60 days of having access, budgets will be created for your highest three spending categories based on your monthly averages. To edit these budgets, click View Budgets.
How do I create or edit a budget?
On The Hub, click View Budgets.
- To create a new budget, click Create a Budget at the bottom of the budgets list. First, select a Category and click Continue. On the next screen, enter a budget amount and click Save. You can create up to 10 budgets total.
- To edit a budget amount, roll over a budget to highlight, select Edit. In the budget window, click Edit next to the Monthly Budget Amount. Enter the new budget amount, then Save.
If you need to delete a budget, select Delete (with trashcan icon), Yes to delete, No to cancel.
How do I know if I’m close to or over budget?
The color of the budget bar will indicate if you are on track (green), off track (yellow) or already over budget (red). In the future, an alert will be available to tell you when your nearing or over your budget. You can also sign up to receive a Huntington Heads Up® by email, text, or push notification to let you know when you're nearing or over your budget. If you are already enrolled in Heads Up alerts, you can also set up to receive Heads Up for your budget activity. Go to Alerts and choose Manage Alerts. Under the Manage Alerts section, choose Tips & Tools. Then select Edit Alerts and scroll down to Budget Activity, where you can choose your preferences for Spend SetterSM alerts. Message and data rates may apply. If you are not yet enrolled, visit the Alerts tab in the top navigation and choose Enroll in Alerts. Follow the prompts to enroll. Once enrollment is complete, complete the Manage Alerts steps above to set up your Spend Setter alerts.
How long is a budget tracked?
Your budgets reset each calendar month. To view the bar graph that shows your average monthly spending for
the last 12 months for a particular budget, click on that budget to view.
Spend Setter℠ is a service mark of Huntington Bancshares Incorporated.