How does Teen Banking work?
Teen Banking: Checking account and debit card for your teens
A little independence for your dependents
Making sure your kids have money has gotten a little more complicated than putting cash in their pockets. Mobile payments offer convenience and security, but young spenders need guidance too. That's where Teen Banking from Huntington fits in. Let's make their first steps in personal finance as sure-footed as possible. Apply with your teen at a neighborhood Huntington branch.
What is Teen Banking?
Teen Banking is a joint checking account with a debit card for teens that has personalized settings for adults to help keep their spending in line and in the know. They get a little financial freedom, you get the comfort of the bank that looks out for you. Finally, something you can both agree on.
Special Debit Card Design
A card that grows with them
Give your teen a debit card that’s as unique as they are. This exclusive design is available to your teen when you open a Teen Banking account.
Open a Huntington Relationship Savings Account
Saving the best for last
We think learning the value of saving is just as important as smart spending, so we'll also waive the monthly maintenance fee on an eligible savings account when you pair it with Teen Banking.
How to open a Teen Banking Account
To open a Teen Banking Account, visit your neighborhood Huntington branch with your teen. Both the teen and adult on the account must be present to open.
Build your financial know-how
How to teach kids about money and budgeting
What is a joint bank account?
Teen Banking FAQs
What are the requirements to open a Teen Banking account?
What is the monthly fee associated with Teen Banking?
Is Teen Banking limited to one teen and one adult?
What types of transactions can a teen complete with Teen Banking?
What controls do adults have with Teen Banking?
How do teens connect a Teen Banking debit card to their digital wallet?
What happens to the Teen Banking account after a teen turns 18?
How do I activate my teen’s debit card?
Who is responsible for managing the card?
Can I create nicknames for our accounts?
Can my teen also open a savings account?
What happens if the adult doesn't want to be a co-owner on the Teen Banking account anymore?
Can Teen Banking checking accounts overdraft?
Will my teen’s transfer limits be the same as mine?
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Disclosures
1 Message and data rates may apply.
2 Avoid the monthly checking maintenance fee of $5 for any statement period on the teen banking checking account when an owner on the account also owns a Huntington Perks Checking®, Huntington Platinum Perks Checking®, SmartInvest Checking®, or Private Client Account through that same statement period.
3 To send or receive money with Zelle®, both parties must have an eligible checking or savings account and be enrolled with Zelle® directly through their financial institution's online or mobile banking experience. Transactions between enrolled users typically occur in minutes. For your protection, you should only send money to those you know and trust, such as family, friends and others such as your personal trainer, babysitter or neighbor. If you don't know the person or aren't sure you will get what you paid for, you should not use Zelle® for these types of transactions.
Mastercard® and Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.