Put your home to work with a Home Equity Loan

You've been building home equity. Why not use it? Home Equity Loans can give you the financial freedom to start new projects and add value to your home. Our competitive rates and credit lines create the financial opportunities you need to change your world.
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Home Equity Loan | Huntington

Why choose a Home Equity loan?

A Home Equity Loan from Huntington could be your first step toward financial freedom. As a homeowner, you'll quickly see the value in a loan that has no application fees, easy online account management and fixed monthly payments due on the day of your choosing.

Rates that are highly competitive
Savings like discounts and no application fees
Features such as online account management

Home Equity Features & Benefits

Flexible Payment Options Make fixed monthly payments on a day that fits your needs best.
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Online Account Management Online account access lets you save time, view your loan balance, monitor transaction history and make payments with free Bill Pay.
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Lower Your Monthly Bills Use our consolidation calculator to see how you could save.
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Access to 700 Branches No matter where you choose to make your payments, Huntington gives you options.
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The rates below are based on the Columbus, Ohio, 43015 ZIP code and can vary by market (or region).

Home Equity Loan Rates by Term

Your rate is based on the 43215 ZIP code.

Rates effective as of Friday, February 26, 2021.

Rate Table
Payment Amount
Term
Rates as low as
APR as low as
(per $1000 borrowed)
60 months
6.09%
6.22%
$19.33
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120 months
6.84%
6.91%
$11.49
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180 months
7.19%
7.24%
$9.06
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240 months
7.74%
7.78%
$8.17
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SUBJECT TO APPLICATION AND CREDIT APPROVAL. EQUITY LOANS ALSO SUBJECT TO ACCEPTABLE PROPERTY APPRAISAL AND TITLE SEARCH. RATES ABOVE ARE AVAILABLE FOR LOAN AMOUNTS OVER $50,000 AND ARE SUBJECT TO MEETING CERTAIN UNDERWRITING CRITERIA, SUCH AS OWNER OCCUPANCY AND LOAN-TO-VALUE RATIO. YOUR RATE MAY ALSO BE DIFFERENT DEPENDING ON CREDIT HISTORY. ANNUAL PERCENTAGE RATES BASED ON $50,000 LOAN AMOUNT, INCLUDING A $150 PROCESSING FEE. OTHER RATES, TERMS, PAYMENTS AND LOAN AMOUNTS ARE AVAILABLE. THERE IS NO PREPAYMENT CHARGE IF YOU PAY OFF THIS LOAN IN FULL OR IN PART EARLY. PARTIAL PREPAYMENTS WILL NOT AFFECT YOUR OBLIGATION TO PAY THE REGULAR MONTHLY PAYMENT AMOUNT ON THE PAYMENT DUE DATES FOLLOWING PARTIAL PREPAYMENT (AS LONG AS AMOUNTS OWED) UNLESS WE AGREE DIFFERENTLY IN WRITING.

All lending products are subject to application and credit approval. Home equity loans and lines also subject to acceptable appraisal and title search.

We are here to help.

If you can’t find what you’re looking for, let us know. We’re ready to help in person, online or on the phone.

Call Us

To speak to a customer service representative, call (800) 480-2265, daily 7:00 a.m. to 7:00 p.m. ET.