Combine a mortgage to refinance or purchase a home with financing to fix it up, too. Our HomeStyle Renovation loan gives you a single loan for both buying and improving. So you can turn a home that needs a little work into a home that's absolutely perfect.
Any permanently affixed upgrade that adds value is eligible.
Variety of Options
Multi-unit, investment, second-homes and condos are all eligible.
Low Repair Amounts
The minimum renovation amount is $5,000 and the maximum amount is $250,000.
Other HomeStyle Renovation Features
Appraisal Value "Subject To" Renovation Improvements
The appraisal value of your home is based on the value after renovations are complete, not before.
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Fixed Rate Options
Unlike many construction products, HomeStyle Renovation allows for fixed interest rates, making your payments steady and predictable.
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Flexible Credit Options
Fannie Mae allows borrowers with troubled credit to potentially qualify for the HomeStyle Renovation loan.
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Fannie Mae Rates
Enjoy the benefits of a construction without construction rates. This product uses the same conventional fixed rates as a traditional 30-year loan.
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All lending products are subject to application and credit approval. Home equity loans and lines also subject to acceptable appraisal and title search.
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