HomeStyle Renovation Loan

Mortgage plus home improvement in one loan

Combine a mortgage to refinance or purchase a home with financing to fix it up, too. A Fannie Mae HomeStyle Renovation loan gives you a single loan for both buying and improving, so you can turn a house that needs a little work into a home that's just right for you.

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Why choose a HomeStyle Renovation loan?

Luxury updates

Any permanently affixed upgrade that adds value is eligible.

Variety of options

Multi-unit, investment, second-homes and condos are all eligible.

Low repair amounts

The minimum renovation amount is $5,000 and the maximum amount is $250,000.

Other HomeStyle Renovation loan features

Renovations impact appraisal value

The appraisal value of your home is based on the value after renovations are complete, not before.

Fixed-rate options

Unlike many construction products, HomeStyle Renovation allows for fixed interest rates, making your payments steady and predictable.

Flexible credit options

Fannie Mae allows borrowers with troubled credit to potentially qualify for the HomeStyle Renovation loan.

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Disclosures

All loans subject to application and credit approval, satisfactory appraisal and title insurance. Terms, conditions, and loan programs are subject to change without notice. Other terms, conditions and restrictions may apply.