Mortgage plus Home Improvement in one Loan

Combine a mortgage to refinance or purchase a home with financing to fix it up, too. Our HomeStyle Renovation loan gives you a single loan for both buying and improving. So you can turn a home that needs a little work into a home that's absolutely perfect.
Home Improvement & Renovation Loans | Huntington

Why choose a HomeStyle Renovation Loan?

Luxury Updates

Any permanently affixed upgrade that adds value is eligible.

Variety of Options

Multi-unit, investment, second-homes and condos are all eligible.

Low Repair Amounts

The minimum renovation amount is $5,000 and the maximum amount is $250,000.

Other HomeStyle Renovation Features

Appraisal Value "Subject To" Renovation Improvements The appraisal value of your home is based on the value after renovations are complete, not before.
1 of 4
Fixed Rate Options Unlike many construction products, HomeStyle Renovation allows for fixed interest rates, making your payments steady and predictable.
2 of 4
Flexible Credit Options Fannie Mae allows borrowers with troubled credit to potentially qualify for the HomeStyle Renovation loan.
3 of 4
Fannie Mae Rates Enjoy the benefits of a construction without construction rates. This product uses the same conventional fixed rates as a traditional 30-year loan.
4 of 4

All lending products are subject to application and credit approval. Home equity loans and lines also subject to acceptable appraisal and title search.


Connect With a Specialist

Local loan officers are waiting to help you. Select your location to connect with lenders in your area.
Find a Loan Officer Near You
24 hour grace logo

Find an NMLS Number

Search Huntington employees to view his or her registration with the Nationwide Mortgage Licensing System.
Find an NMLS Number

Still Have Questions?

If you can’t find what you’re looking for, let us know. We’re ready to help in person, online or on the phone.

Call Us

(800) 562-6871
Mon to Fri: 8:00 a.m. - 7:00 p.m. ET
Saturday: 8:00 a.m. - 2:00 p.m. ET