Savings and Money Market Accounts
We all make mistakes, but our 24-Hour Grace® feature is designed to give you more time to make a deposit in order to avoid an Overdraft Fee. Learn more.
Our deposit day for ATMs and the Huntington Mobile app is up to midnight, so you don't have to rush to beat an early cut-off time. Learn more.
Our free Alerts provide real-time updates on your accounts. Carrier's message and data charges may apply. Learn more.
Check your balance, transfer money, and even deposit checks for free from your phone, tablet or desktop computer. Learn more.
Pay your bills with just a few clicks. Just tell us the payment amount and where to send it, and we'll take care of the rest. For free. Learn More
With Deposit-to-Deposit Overdraft Protections, if your checking account overdraws, we can transfer funds from a linked account. For free. Some limitations apply‡. Learn more.
What is a savings account?
A savings account is a way to put your money to work. Savings accounts are conservative investments in your own future. Huntington is an FDIC insured bank, which means your money is safe up to applicable limits.
Savings accounts earn money through interest rates. Many people are familiar with interest rates for loans or credit cards where you’re paying money to the banks. Interest rates on savings accounts work the opposite way. For Huntington savings accounts, interest will be compounded and paid on a quarterly basis.
What is compound interest?
When interest is compounded it means that you earn interest on your initial deposit , any additional deposits that you’ve made , and any interest that you have earned, assuming you haven’t withdrawn any money. Our interest rate varies based upon the average daily balance of the account and if you have any other accounts with Huntington.
Now, when you have both a Huntington savings and checking account, you can enroll in Money Scout℠, our latest innovation.
Introducing Money Scout℠
It analyzes your spending habits, income, and upcoming expenses to find money you’re not using in your checking account —from $5 to $50— then moves it to your savings, automatically§.
Money Scout is not eligible with a Huntington Money Market Account
| Huntington Relationship MMA Apply NowSee Rates | Huntington Relationship Savings Apply NowSee Rates | Huntington Premier Savings Apply NowSee Rates | |
|---|---|---|---|
| Interest ? |
Best |
Better |
Basic |
| FREE Checking Overdraft Protection transfers when accounts are linked ? |
Huntington 252 |
Huntington 52 |
Asterisk-Free Checking2 |
| Relationship Rate Benefit when you also own a Huntington 5 or Huntington 25 Checking account |
Huntington 5 & Huntington 253 |
Huntington 5 & Huntington 253 |
- |
| Monthly Maintenance Fee ? | $0 with average daily balance of $25,000 or when you also own either a Huntington 5 or Huntington 25 Checking account; otherwise $25. | $0 with average daily balance of $2,500 or when you also own either a Huntington 5 or Huntington 25 Checking account; otherwise $10. | $0 with average daily balance of $300 or when you also own a Huntington Asterisk Free checking account; otherwise $4. |
| Money Scout | - | Yes, when you also have a Huntington Checking account. | Yes, when you also have a Huntington Checking account. |
Your interest rates and APY will be determined based on your zip code. Please note: If you are an existing Huntington customer with an address outside of our seven-state footprint, your interest rates and APY will be determined based on a Columbus, Ohio, regional zip code.
Open a Savings Account Online
Applying for a savings account online is quick, easy and secure – it takes about 10 minutes. To apply you’ll need your Social Security Number and a U.S. Government issued ID, like a driver’s license or a passport. If you're applying for a joint savings account, you’ll need the same information for the other applicant.
Apply Online in five easy steps- Select the right savings account for you. Not sure what account you want to open? Compare savings accounts
- Enter your profile information
- Complete your account usage details
- Choose your service
- Review your account opening documents
†The interest rate on your Relationship Money Market or Relationship Savings Account will be better when you also own a Huntington 5 or Huntington 25 Checking Account. Ask a banker to see a rate sheet for details.
‡For overdraft protection, we'll waive our daily transfer fee if you sign up for our deposit-to-deposit overdraft plan. Regulations limit the number of transfers that can be made on savings and money market accounts.
§Money Scout automatically schedules transfers from your selected checking account and credits your selected savings account. A money market account (MMA) cannot be a selected savings account for use with Money Scout. A scheduled transfer may be canceled before midnight ET on the day it is scheduled. Transfer amounts and frequency may vary and will reduce the money available in your account to cover other transactions. You are responsible for ensuring your account has sufficient funds. You may be charged overdraft fees if your account falls below $0. Subject to eligibility, terms and conditions, and other account agreements.
Huntington 5 Checking®, Huntington 25 Checking®, 24-Hour Grace® and 
® are federally registered service marks of Huntington Bancshares Incorporated. All Day Deposit℠ and Money Scout℠ are service marks of Huntington Bancshares Incorporated. The 24-Hour Grace® system and method is patented. U.S. Pat. No. 8,364,581.
We are here to help.
If you can’t find what you’re looking for, let us know. We’re ready to help in person, online or on the phone.
Call Us
To speak to a customer service representative, call (800) 480-2265, daily 7:00 a.m. to 7:00 p.m. ET.