Savings and Money Market Accounts

Savings accounts are great for setting aside cash for big purchases or rainy days. And you can reach your savings goals even faster by setting up scheduled transfers to savings from your Huntington checking account. All with interest that keeps your money working 24 hours a day.

Huntington Premier Savings

No monthly maintenance fee when you also have a Huntington checking account.

Huntington Relationship Savings

Our higher interest-bearing savings account.

Huntington Relationship Money Market Account

Be rewarded with our highest interest bearing money market account.

Compare Savings Accounts

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Huntington Premier Savings Apply NowSee Rates Huntington Relationship Savings Apply NowSee Rates Huntington Relationship MMA Apply NowSee Rates
Interest ?

Basic
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Better
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Best
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FREE Checking Overdraft Protection transfers when accounts are linked ?

Yes

Yes

Yes

Relationship Rate Benefit when you also own a Perks Checking or Platinum Perks Checking account -

Yes

Yes

Recurring Transfers ?

Yes

Yes

Yes

Monthly Maintenance Fee ? $0 with average daily balance of $300 or when you also own a Huntington Asterisk-Free Checking® or any other personal checking account; otherwise $4. $0 with average daily balance of $2,500 or when you also own either a Huntington Perks Checking℠ or Huntington Platinum Perks Checking℠ account; otherwise $10. $0 with average daily balance of $25,000 or when you also own either a Huntington Perks Checking℠ or Huntington Platinum Perks Checking℠ account; otherwise $25.

Your interest rates and APY will be determined based on your zip code. Please note: If you are an existing Huntington customer with an address outside of our eleven-state footprint, your interest rates and APY will be determined based on a Columbus, OH, regional zip code.

Innovations designed to help take care of your money.

All of our savings customers get access to products and tools built on automatic saving, forgiveness, and simple financial management.

piggy bank

Savings Goal GetterSM

Set financials goals, big or small—we'll show you how much you can save to get there and track your progress along the way.

24-Hour Grace®

We all make mistakes, but our 24-Hour Grace® feature is designed to give you more time to make a deposit in order to help avoid an Overdraft Fee.

Overdraft Protection

With Deposit-to-Deposit Overdraft Protection, if your checking account overdraws, we can transfer funds from a linked account. For free. Some limitations apply.

Money Scout®

When you enroll, Money Scout analyzes your spending habits, income, and upcoming expenses to find money you’re not using in your checking account—from $5 to $50—and moves it to your savings, automatically§Money Scout is not currently available for use with money market accounts.

The Hub

The digital tools in The Hub make it easier to track and analyze your spending, view scheduled deposits and payments, find areas for potential savings, and help you create and reach your financial goals.

Mobile Banking

Check your balance, transfer money, and even deposit checks for free from your phone, tablet or desktop computer.

What is a savings account?

A savings account is a deposit account at a bank that helps keep your money secure. A savings account is also a way to put your money to work. Huntington is an FDIC insured bank, which means your money is safe up to applicable limits. 

Savings accounts earn money through interest rates. Many people are familiar with interest rates for loans or credit cards where you’re paying money to the banks. Interest rates on savings accounts work the opposite way. For Huntington savings accounts, interest will be compounded and paid on a quarterly basis. 

What is compound interest?

When interest is compounded, it means that you earn interest on your initial deposit, any additional deposits that you’ve made, and any interest that you have earned, assuming you haven’t withdrawn any money. Our interest rate varies based upon the average daily balance of the account, and whether you have any other accounts with Huntington.


Choose the checking account that's right for you.

Three accounts that are uniquely different. Just like you.

Compare Checking Accounts


Open a Savings Account Online

Applying for a savings account online is quick, easy and secure–it takes about 10 minutes. To apply, you'll need your social security number and a U.S. government or state-issued ID, like a passport or a driver's license. If you're applying for a joint savings account, you’ll need the same information for the other applicant.

Apply online in five easy steps
  1. Select the right savings account for you. Not sure which account you want to open? Compare savings accounts
  2. Enter your profile information
  3. Complete your account usage details
  4. Choose your service
  5. Review your account opening documents

Contact Us

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Find a Branch

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The interest rate on your Relationship Money Market or Relationship Savings Account will be better when you also own a Huntington Perks CheckingSM Account or Huntington Platinum Perks CheckingSM Account. Ask a banker to see a rate sheet for details.

For overdraft protection, we'll waive our daily transfer fee if you sign up for our deposit-to-deposit overdraft plan. Regulations limit the number of transfers that can be made on savings and money market accounts.

§Money Scout automatically schedules transfers from your selected checking account and credits your selected savings account. A money market account (MMA) cannot be a selected savings account for use with Money Scout. A scheduled transfer may be canceled before midnight ET on the day it is scheduled. Transfer amounts and frequency may vary and will reduce the money available in your account to cover other transactions. You are responsible for ensuring your account has sufficient funds. You may be charged overdraft fees if your account falls below -$50. Subject to eligibility, terms and conditions, and other account agreements.

Your account will be automatically closed if it remains negative in any amount for 60 days, including if your account is overdrawn within our $50 Safety ZoneSM. Learn more at huntington.com/SafetyZone and huntington.com/Grace.

Asterisk-Free Checking®, 24-Hour Grace® and Money Scout® are federally registered service marks of Huntington Bancshares Incorporated. Huntington Perks Checking℠, Huntington Platinum Perks Checking℠, $50 Safety Zone℠, and Savings Goal Getter℠ are service marks of Huntington Bancshares Incorporated. The 24-Hour Grace® system and method is patented. U.S. Pat No. 8,364,581, 8,781,955, 10,475,118, and others pending.