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^Õ For as long as you qualify for, and maintain, a SmartInvest Checking account.

^§An Investment Advisory account is an account where a financial advisor provides and implements investment advice tailored to your unique goals and preferences in exchange for an ongoing fee. Qualifying investment advisory accounts include an investment management account offered through the Huntington Private Bank^® or an investment advisory account offered through the Bank's affiliated registered investment adviser, Huntington Financial Advisors^®. Accounts titled as corporate, business, and/or trust are not eligible.

^¶You must maintain a Total Relationship Deposit Balance of at least $100,000. Your Total Relationship Balance includes eligible deposits held directly with The Huntington National Bank^® (Huntington) or eligible investments made through our affiliate, Huntington Financial Advisors^® (HFA). Eligible deposits include this account and any other consumer checking, money market, savings, certificate of deposit (CD), and individual retirement accounts (IRA) on which you are an owner. Eligible investments are those in your name made through Huntington or which HFA reports to our deposit system for inclusion in the Total Relationship Balance, and generally include investments (both IRA and non-IRA) held in brokerage accounts, certain direct investments in mutual funds and annuities, as well as advisory account balances. Investments held in IRAs and agency accounts with Huntington Private Bank^® are eligible as well as personal agency accounts within the Trust Group that utilize your social security number, are also eligible. We figure the Total Relationship Balance each day by adding the qualifying balances (as we determine them) for all of your eligible accounts.

^†Earn 3X rewards in the one category you choose from ten pre-selected categories, up to $2,000 in spend per quarter. You may select your category once within the first 30 days of opening a new account then again prior to the start of each quarter for the next quarter. Earn 1X reward for all other purchases.

^‡Regulation limits the number of transfers that can be made from a Savings or Money Market Account during the statement cycle.

Huntington Financial Advisors^® is a federally registered service mark and a trade name under which The Huntington Investment Company offers securities and insurance products and services. The Huntington Investment Company is a registered broker-dealer, member FINRA and SIPC, and a registered investment adviser with the U.S. Securities and Exchange Commission (SEC).

Huntington Private Bank^® is a team of professionals dedicated to delivering a full range of wealth and financial services. The team is comprised of Private Bankers, who offer premium banking solutions, Wealth and Investments Management professionals, who provide, among other services, trust and estate administration and portfolio management from The Huntington National Bank, and licensed investment representatives of The Huntington Investment Company, who offers securities and investment advisory services. Huntington Private Bank^® is a service mark of Huntington Bancshares Incorporated. The Huntington Investment Company is a wholly-owned subsidiary of Huntington Bancshares Incorporated. Certain insurance products are offered by Huntington Insurance, Inc., a wholly-owned subsidiary of Huntington Bancshares Incorporated, and underwritten by third-party insurance carriers not affiliated with Huntington Insurance, Inc.

Asterisk-Free Checking^® and Voice Credit Card^® are federally registered service marks of Huntington Bancshares Incorporated. Huntington SmartInvest Checking^℠, Huntington Platinum Perks Checking^℠, Huntington Perks Checking^℠, Voice^℠ and Huntington Voice Rewards Credit Card^℠ are service marks of Huntington Bancshares Incorporated.