$50 Safety Zone

We see you adapting to new challenges and still finding ways to look out for each other. And we want to do the same for you.

As a Huntington customer, if you accidentally overdraw your account by $50 or less, you won’t be charged an overdraft fee thanks to our $50 Safety Zone.

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How it works.

Let's say your utility bills get auto-paid two days before a customer pays their outstanding invoice. Then, wham—an overdraft just because of bad timing.

Now, you have a $50 Safety Zone, so you won’t be charged an overdraft fee if you accidentally overdraw your account by $50 or less.

And, if you overdraw by more than $50, 24-Hour Grace® gives you more time to fix it and avoid a fee.

You deserve a bank that's doing things differently.

Extended Overdraft Fees

With $50 Safety Zone, if your balance is negative up to $50 for five consecutive days or longer, you won't get an extended overdraft fee.

Grace Is Still our Standard

Overdraw by more than $50 or have possible returned transactions? With 24-Hour Grace®, you have more time to fix it, avoid overdraft and return fees, and have your return transactions paid.

No Hidden Cost to Use

As a loyal customer, $50 Safety Zone overdraft fee relief feature comes at no extra cost with all Huntington business checking, savings, and money market deposit accounts.

Your account will be automatically closed if it remains negative in any amount for 60 days, including if your account is overdrawn within our $50 Safety Zone.

We want to help you understand how overdrafts and returns happen, which will help you ditch the fees.

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Your account will be automatically closed if it remains negative in any amount for 60 days, including if your account is overdrawn within our $50 Safety Zone.

24-Hour Grace® is a federally registered service mark of Huntington Bancshares Incorporated. $50 Safety Zone℠ is a service mark of Huntington Bancshares Incorporated. The 24-Hour Grace system and method is patented. U.S. Pat no. 8,364,581, 8,781,955, 10,475,118, and others pending.