$50 Safety Zone

We see you adapting to new challenges and still finding ways to look out for each other. And we want to do the same for you.

As a Huntington customer, if you accidentally overdraw your account by $50 or less, you won’t be charged an overdraft fee thanks to our $50 Safety Zone.

Explore Checking Accounts

How it works.

Let's say your utility bills get auto-paid two days before a customer pays their outstanding invoice. Then, wham—an overdraft just because of bad timing.

Now, you have a $50 Safety Zone, so you won’t be charged an overdraft fee if you accidentally overdraw your account by $50 or less.

And, if you overdraw by more than $50, 24-Hour Grace® gives you more time to fix it and avoid a fee.

You deserve a bank that's doing things differently.

Extended Overdraft Fees

With $50 Safety Zone, if your balance is negative up to $50 for five consecutive days or longer, you won't get an extended overdraft fee.

Grace Is Still our Standard

Overdraw by more than $50 or have possible returned transactions? With 24-Hour Grace®, you have more time to fix it, avoid overdraft and return fees, and have your return transactions paid.

No Hidden Cost to Use

As a loyal customer, $50 Safety Zone overdraft fee relief feature comes at no extra cost with all Huntington business checking, savings, and money market deposit accounts.

Your account will be automatically closed if it remains negative in any amount for 60 days, including if your account is overdrawn within our $50 Safety Zone.

We want to help you understand how overdrafts and returns happen, which will help you ditch the fees.

Business Banking Features & Services

24-Hour Grace® for Business

Our 24-Hour Grace feature is designed to give you more time to make a deposit in order to avoid an overdraft or return fee.

The Hub

Huntington's digital tools help make managing revenue and expenses easier than ever.

Email & Text Alerts

Free email and text alerts provide updates on your account so you can keep up with your business' finances.

Overdraft Protection

Overdraft Protection Account with no annual fee (credit application and approval required) or Deposit-to-Deposit Overdraft Protection with no transfer fee.

Online Banking & Mobile App

Securely monitor and pay bills from your company's accounts on any device through online banking or the Huntington Mobile app.

Treasury Management & Fraud Tools

Securely monitor your company's accounts from any device through online banking or the Huntington Mobile app.

Your account will be automatically closed if it remains negative in any amount for 60 days, including if your account is overdrawn within our $50 Safety Zone. Learn more at huntington.com/BusinessGrace.

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Your account will be automatically closed if it remains negative in any amount for 60 days, including if your account is overdrawn within our $50 Safety Zone.

24-Hour Grace® is a federally registered service mark of Huntington Bancshares Incorporated. $50 Safety Zone℠ is a service mark of Huntington Bancshares Incorporated. The 24-Hour Grace system and method is patented. U.S. Pat no. 8,364,581, 8,781,955, 10,475,118, and others pending.