Overdraft fee relief with $50 Safety Zone®

We see your business adapting to new challenges and still finding ways to look out for your customers. And we want to do the same for you.

As a Huntington Bank customer, if you accidentally overdraw your account by $50 or less, you won’t be charged an overdraft fee thanks to our $50 Safety Zone1.

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How $50 Safety Zone works

Let's say your utility bills get auto-paid two days before a customer pays their outstanding invoice. Then, you receive an overdraft just because of bad timing.

Now, you have a $50 Safety Zone, so you won’t be charged an overdraft fee if you accidentally overdraw your account by $50 or less.

And, if you overdraw by more than $50, 24-Hour Grace® gives you more time to fix it and avoid a fee1.

You deserve a bank that’s doing things differently

Grace is still our standard

Overdraw by more than $50 or have possible returned transactions? With 24-Hour Grace®, you have more time to fix it, avoid overdraft and return fees and have your return transactions paid1.

No hidden cost to use $50 Safety Zone

As a loyal customer, $50 Safety Zone overdraft fee relief feature comes at no extra cost with all Huntington business checking, savings and money market deposit accounts.

Business overdraft and return fees explained

We want to help you understand how overdrafts and returns happen, which can help you avoid the fees.

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    Disclosures

    1Overdraft Fee Relief. Your account will be automatically closed if it remains negative in any amount for 60 days, including if your account is overdrawn within our $50 Safety Zone. Learn more at huntington.com/BusinessGrace.

    2Alerts. Message and data rates may apply.

    3Transfers. Increments of $100 can be transferred from available funds in a business savings or business money market account, and the transfer fee is $0. See additional information in the Huntington Business Deposit Account Agreement.

    Increments of $100 can be transferred from a business line of credit, up to the available credit limit. Remember that the terms and conditions for funding still apply, such as interest and transaction limitations.

    Transfers in the exact amount of the overdraft or return can be made automatically from a Voice Business Credit Card®, up to 10% of the available credit limit and subject to the applicable cash advance APR. Terms and conditions for funding account still apply, such as paying interest on the credit lines. Not subject to grace periods.

    4Paychex. Payroll processing services provided by Paychex, a third party commercial vendor. The Huntington National Bank is not an affiliate of Paychex, and does not provide, warrant, or guarantee their products or services. Paychex® is a registered trademark of Paychex, Inc. All rights reserved.

    24-Hour Grace® and $50 Safety Zone® are federally registered service marks of Huntington Bancshares Incorporated. The 24-Hour Grace system and method is patented. U.S. Pat no. 8,364,581, 8,781,955, 10,475,118, and others pending.