Business Checking Account Overview

Huntington has business checking accounts that are right for any size business.

Open a Business Checking Account Today

Give your day-to-day business finances a solid foundation with a Huntington business checking account. With choices like unlimited transactions§, online and mobile tools like The Hub for Business, treasury management services, and fraud tool features, our checking accounts help keep your business growing while making banking easy.

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icon_Business Checking Unlimited Plus

Unlimited Plus Business Checking

For larger businesses with high monthly transaction volume and treasury management needs. Unlimited transactions§ and choice of two Bonus Services.

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icon_Business Checking Unlimited

Unlimited Business Checking

For businesses with higher checking activity and greater cash flow needs. Unlimited transactions§ and choice of one Bonus Service.

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icon_Business Checking 100

Business Checking 100

Ideal for start-ups and small businesses with lower balances and checking activity. Up to 100 monthly transactions§ and a free 120-day trial of a fraud tool: Reverse Positive Pay.

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Plus for a limited time, open or upgrade to an Unlimited or Unlimited Plus Business Checking Account and we are waiving the maintenance fee for the rest of 2020#.

Business Checking Account Comparison

Business Checking Account Comparison
Unlimited Plus Business Checking Unlimited Business Checking Business Checking 100 Business Analyzed Checking
Included Monthly Transactions§ ? Unlimited Unlimited Up to 100 Per transaction fees apply, which can be offset by Earnings Credit‡‡
Interest Bearing ? Yes - - -
Monthly Branch and ATM Cash and Currency Deposits and Excess Fees ? Up to $25,000; $0.30 fee for each $100 after Up to $10,000; $0.30 fee for each $100 after Up to $5,000; $0.30 fee for each $100 after Up to $10,000; $0.25 fee for each $100 after
Bonus Services ? Choose 2 Bonus Services
Fraud Tool: Reverse Positive Pay.
Huntington Deposit Scan®: Includes up to 50 per month.
Payroll: 10% off Paychex payroll services
Wires: Two incoming domestic wires per month
Returned Deposit Items: Up to 25 free per month
Choose 1 Bonus Service
Fraud Tool: Reverse Positive Pay.
Huntington Deposit Scan®: Includes up to 50 per month.
Payroll: 10% off Paychex payroll services
Wires: Two incoming domestic wires per month
Returned Deposit Items: Up to 25 free per month
Free 120 day Trial of
Fraud Tool: Reverse
Positive Pay.
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Additional Services Available (fee may apply) ? Account Includes
• Huntington Deposit Scan®
• Electronic ACH Transfers
• Sweep Services
• Merchant Services
• Payroll Services
• Fraud Tools
• Business Online
• Online Bill Pay
Account Includes
• Huntington Deposit Scan®
• Electronic ACH Transfers
• Sweep Services
• Merchant Services
• Payroll Services
• Fraud Tools
• Business Online
• Online Bill Pay
Account Includes
• Huntington Deposit Scan®
• Electronic ACH Transfers
• Sweep Services
• Merchant Services
• Payroll Services
• Fraud Tools
• Business Online
• Online Bill Pay
Account Includes
• Huntington Deposit Scan®
• Electronic ACH Transfers
• Sweep Services
• Merchant Services
• Payroll Services
• Fraud Tools
• Business Online
• Online Bill Pay
Monthly Fee Can Be Offset By ? $50,000 in relationship balances# $10,000 in relationship balances# - Earnings credit, based on collected monthly average balance, can offset monthly service fees‡‡
Monthly Maintenance Fee ?

$40

We are waiving this fee for the rest of 2020#.

$20

We are waiving this fee for the rest of 2020#.

$0

$20

Paper Statement Fee ? - -

$5.00 paper statement fee can be waived by choosing online statements.

-

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Business Banking Features & Services

THE HUB

Huntington’s digital tools help make managing revenue and expenses easier than ever. Learn More

ONLINE BANKING & MOBILE APP

Securely monitor your company's accounts from any device through online banking or the Huntington Mobile app. Learn More

EMAIL & TEXT ALERTS

Free email and text alerts provide updates on your account so you can keep up with your business’ finances+. Learn More

TREASURY MANAGEMENT & FRAUD TOOLS

Flexible solutions for payables and receivables management, payroll services, and electronic and paper-based fraud tools. Learn More

 

ONLINE BILL PAY

Pay bills easily from huntington.com. Learn More

HUNTINGTON DEBIT MASTERCARD®

The Huntington Debit MasterCard® BusinessCard® is a widely accepted payment method for business banking and purchasing. Learn More

OVERDRAFT PROTECTION

Overdraft Protection Account with no annual fee (credit application and approval required), or Deposit-to-Deposit Overdraft Protection with no transfer fee††

BRANCH & ATM LOCATIONS

Bank for your business at nearly 900 branches and more than 1,700 ATMs across the Midwest. Find Locations

Contact a Relationship Manager

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Individual Information
Company / Organization Information
Are you currently a Huntington customer?

Answer “yes” only if you have an account with Huntington.

Is your annual business revenue less than three million US dollars?
Your Needs
What business products or services are you interested in? Check all that apply.
or

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§A “transaction” is any combination of checks paid, deposit tickets, deposited checks (except those you process through a remote deposit scanner), incoming ACH debits and credits, debit card purchases and bill payment transactions made through Huntington’s Online Bill Pay service.

‡‡Earnings credit, based on your collected monthly average balance, can offset the monthly maintenance fee and additional service fees.

Payroll processing services provided by Paychex, a third party commercial vendor. The Huntington National Bank is not an affiliate of Paychex, and does not provide, warrant, or guaranty their products or services.

#In order to provide financial relief to business customers due to the COVID-19 pandemic, the monthly maintenance fee for the Unlimited Business Checking ($20.00) and Unlimited Plus Business Checking ($40.00) accounts will be waived for account activity through December 31, 2020. After that timeframe, the business can avoid the monthly checking maintenance fee for any statement period on this checking account when the business keeps a total deposit relationship balance of at least $10,000 for the Unlimited Business Checking account and $50,000 for the Unlimited Plus Business Checking account in a combination of deposits held directly by us. Eligible deposits are this checking account and any other checking, money market, savings, or certificate of deposit (CD) account(s) owned by the business, but deposits owned by separate legal entities (even those that share EINs or TINs) are not eligible. We figure the total relationship deposit balance each month by adding the average daily balance for all eligible deposit account balances of the business for the applicable statement period. We calculate the average daily balance by totaling the balances in your account from the end of each day in the applicable statement period and dividing that amount by the number of days in that period. However, for new accounts or closed accounts, we only count the number of days that the account was open during the applicable statement period for purposes of determining the average daily balance.

+Message and data rates may apply.

††Regulation limits the number of transfers that can be made from a Savings or Money Market Account during the statement cycle.

Huntington Deposit Scan® is a federally registered service mark of Huntington Bancshares Incorporated.