Business Checking Account Overview

^§A “transaction” is any combination of checks paid, deposit tickets, deposited checks (except those you process through a remote deposit scanner), incoming ACH debits and credits, debit card purchases and bill payment transactions made through Huntington’s Online Bill Pay service.

^¶Payroll processing services provided by Paychex, a third party commercial vendor. The Huntington National Bank is not an affiliate of Paychex, and does not provide, warrant, or guarantee their products or services.

^¥The interest rate on your Business Premier Plus Money Market Account may be better when you also own an Unlimited Plus Business Checking account. Ask a banker to see a rate sheet for details. Your interest rates and APY will be determined based on your zip code. Please note: If you are an existing Huntington business customer with an address outside of our eleven-state footprint, your interest rates and APY will be determined based on a Columbus, Ohio, regional zip code.

^≠Huntington Business Checking 100 provides 100 transactions ($0.50 per transaction over 100) during each monthly statement cycle.

^#The business can avoid the monthly checking maintenance fee ($40.00) for any statement period on this checking account when the business keeps a total deposit relationship balance of at least $50,000 in a combination of deposits held directly by us. Eligible deposits are this checking account and any other checking, money market, savings, or certificate of deposit (CD) account(s) owned by the business, but deposits owned by separate legal entities (even those that share EINs or TINs) are not eligible. We figure the total relationship deposit balance each month by adding the average daily balance for all eligible deposit account balances of the business for the applicable statement period. We calculate the average daily balance by totaling the balances in your account from the end of each day in the applicable statement period and dividing that amount by the number of days in that period. However, for new accounts or closed accounts, we only count the number of days that the account was open during the applicable statement period for purposes of determining the average daily balance. Personal Checking Account Relationship Benefit: The business can also avoid the monthly checking maintenance fee for any statement period on this business checking account when a business owner maintains a personal Huntington Platinum Perks Checking℠ Account, Private Client Checking Account, or a SmartInvest Checking℠ Account through that same statement period. To remove the benefit of a personal relationship, the owner of the personal checking account will need to contact (800) 480-2001.

^‡The business can avoid the monthly checking maintenance fee ($20.00) for any statement period on this checking account when the business keeps a total deposit relationship balance of at least $10,000 in a combination of deposits held directly by us. Eligible deposits are this checking account and any other checking, money market, savings, or certificate of deposit (CD) account(s) owned by the business, but deposits owned by separate legal entities (even those that share EINs or TINs) are not eligible. We figure the total relationship deposit balance each month by adding the average daily balance for all eligible deposit account balances of the business for the applicable statement period. We calculate the average daily balance by totaling the balances in your account from the end of each day in the applicable statement period and dividing that amount by the number of days in that period. However, for new accounts or closed accounts, we only count the number of days that the account was open during the applicable statement period for purposes of determining the average daily balance. Personal Checking Account Relationship Benefit: The business can also avoid the monthly checking maintenance fee for any statement period on this business checking account when a business owner maintains a personal Huntington Perks Checking℠ Account through that same statement period. To remove the benefit of a personal relationship, the owner of the personal checking account will need to contact (800) 480-2001.

⁺Message and data rates may apply.

Huntington Deposit Scan^® and 24-Hour Grace^® are federally registered service marks of Huntington Bancshares Incorporated. $50 Safety Zone℠ is a service mark of Huntington Bancshares Incorporated. The 24-Hour Grace® system and method is patented. U.S. Pat No. 8,364,581, 8,781,955, 10,475,118, and others pending.