Business Checking Account Overview
Open a Business Checking Account Today
Give your day-to-day business finances a solid foundation with a Huntington business checking account. With choices like unlimited transactions§, online and mobile tools like The Hub for Business, treasury management services, and fraud tool features, our checking accounts help keep your business growing while making banking easy.
Business Checking Account Comparison
|Unlimited Plus Business Checking Learn MoreGet Started||Unlimited Business Checking Learn MoreGet Started||Business Checking 100 Learn MoreGet Started||Business Analyzed Checking Learn MoreGet Started|
|Included Monthly Transactions§ ?||Unlimited||Unlimited||Up to 100||Per transaction fees apply, which can be offset by Earnings Credit‡‡|
|Interest Bearing ?||Yes||-||-||-|
|Monthly Branch and ATM Cash and Currency Deposits and Excess Fees ?||Up to $25,000; $0.30 fee for each $100 after||Up to $10,000; $0.30 fee for each $100 after||Up to $5,000; $0.30 fee for each $100 after||Up to $10,000; $0.25 fee for each $100 after|
|Bonus Services ?||
Choose 2 Bonus Services
Choose 1 Bonus Service
Free 120 day Trial of
Fraud Tool: Reverse
|Additional Services Available (fee may apply) ?||
|Monthly Fee Can Be Offset By ?||$50,000 in relationship balances#||$10,000 in relationship balances#||-||Earnings credit, based on collected monthly average balance, can offset monthly service fees‡‡|
|Monthly Maintenance Fee ?||
We are waiving this fee for the rest of 2020#.
We are waiving this fee for the rest of 2020#.
|Paper Statement Fee ?||-||-||
$5.00 paper statement fee can be waived by choosing online statements.
Business Banking Features & Services
24-Hour Grace® for Business
Businesses have until the next day to correct an overdraft and avoid fees. It’s just another way we’re looking out for you. Learn more ›
Huntington’s digital tools help make managing revenue and expenses easier than ever. Learn More
ONLINE BANKING & MOBILE APP
Securely monitor your company's accounts from any device through online banking or the Huntington Mobile app. Learn More
EMAIL & TEXT ALERTS
TREASURY MANAGEMENT & FRAUD TOOLS
Flexible solutions for payables and receivables management, payroll services, and electronic and paper-based fraud tools. Learn More
ONLINE BILL PAY
Pay bills easily from huntington.com. Learn More
HUNTINGTON DEBIT MASTERCARD®
The Huntington Debit MasterCard® BusinessCard® is a widely accepted payment method for business banking and purchasing. Learn More
Overdraft Protection Account with no annual fee (credit application and approval required), or Deposit-to-Deposit Overdraft Protection with no transfer fee††.
§A “transaction” is any combination of checks paid, deposit tickets, deposited checks (except those you process through a remote deposit scanner), incoming ACH debits and credits, debit card purchases and bill payment transactions made through Huntington’s Online Bill Pay service.
¶Payroll processing services provided by Paychex, a third party commercial vendor. The Huntington National Bank is not an affiliate of Paychex, and does not provide, warrant, or guaranty their products or services.
#In order to provide financial relief to business customers due to the COVID-19 pandemic, the monthly maintenance fee for the Unlimited Business Checking ($20.00) and Unlimited Plus Business Checking ($40.00) accounts will be waived for account activity through December 31, 2020. After that timeframe, the business can avoid the monthly checking maintenance fee for any statement period on this checking account when the business keeps a total deposit relationship balance of at least $10,000 for the Unlimited Business Checking account and $50,000 for the Unlimited Plus Business Checking account in a combination of deposits held directly by us. Eligible deposits are this checking account and any other checking, money market, savings, or certificate of deposit (CD) account(s) owned by the business, but deposits owned by separate legal entities (even those that share EINs or TINs) are not eligible. We figure the total relationship deposit balance each month by adding the average daily balance for all eligible deposit account balances of the business for the applicable statement period. We calculate the average daily balance by totaling the balances in your account from the end of each day in the applicable statement period and dividing that amount by the number of days in that period. However, for new accounts or closed accounts, we only count the number of days that the account was open during the applicable statement period for purposes of determining the average daily balance.
Huntington Deposit Scan® is a federally registered service mark of Huntington Bancshares Incorporated.