Business Checking Account Overview
Business Checking 100
Unlimited Business Checking
Open a Business Checking Account Today
Give your day-to-day business finances a solid foundation with a Huntington business checking account. With choices like unlimited transactions§, online and mobile tools like The Hub for Business, treasury management services, and fraud tool features, our checking accounts help keep your business growing while making banking easy.
Business Checking Account Comparison
|Unlimited Plus Business Checking ApplyDisclosures||Unlimited Business Checking ApplyDisclosures||Business Checking 100 ApplyDisclosures|
|Included Monthly Transactions§ ?||Unlimited||Unlimited||Up to 100|
|Interest Bearing ?||Yes||-||-|
|Unlimited data downloads into business management software ?||No Charge||No Charge||$15/Month|
|Monthly Branch and ATM Cash and Currency Deposits and Excess Fees ?||Up to $25,000; $0.30 fee for each $100 after||Up to $10,000; $0.30 fee for each $100 after||Up to $5,000; $0.30 fee for each $100 after|
|Bonus Services ?||
Choose 2 Bonus Services
Choose 1 Bonus Service
Free 120 day Trial of
Fraud Tool: Reverse
|Additional Services Available (fee may apply) ?||
|Monthly Fee Can Be Offset By ?||$50,000 in relationship balances#||$10,000 in relationship balances#||-|
|Monthly Maintenance Fee ?||
|Paper Statement Fee ?||$3.00 paper statement fee can be waived by choosing online statements.||$3.00 paper statement fee can be waived by choosing online statements.||
$5.00 paper statement fee can be waived by choosing online statements.
Business Analyzed Checking
Designed for larger companies whose business and transactions are growing with more complex banking needs. Business Analyzed Checking offers earnings credit on your account balances that can offset transaction fees.
Business Banking Features & Services
Our 24-Hour Grace feature is designed to give you more time to make a deposit in order to avoid an overdraft or return fee##.
Huntington’s digital tools help make managing revenue and expenses easier than ever. Learn More
Securely monitor your company's accounts from any device through online banking or the Huntington Mobile app. Learn More
Free email and text alerts provide updates on your account so you can keep up with your business’ finances+. Learn More
Flexible solutions for payables and receivables management, payroll services, and electronic and paper-based fraud tools. Learn More
Pay bills easily from huntington.com. Learn More
The Huntington Debit MasterCard® BusinessCard® is a widely accepted payment method for business banking and purchasing. Learn More
Overdraft Protection Account with no annual fee (credit application and approval required), or Deposit-to-Deposit Overdraft Protection with no transfer fee††.
We're here when you need us.
§A “transaction” is any combination of checks paid, deposit tickets, deposited checks (except those you process through a remote deposit scanner), incoming ACH debits and credits, debit card purchases and bill payment transactions made through Huntington’s Online Bill Pay service.
¶Payroll processing services provided by Paychex, a third party commercial vendor. The Huntington National Bank is not an affiliate of Paychex, and does not provide, warrant, or guaranty their products or services.
#The business can avoid the monthly checking maintenance fee for any statement period on this checking account when the business keeps a total deposit relationship balance of at least $10,000 for the Unlimited Business Checking account and $50,000 for the Unlimited Plus Business Checking account in a combination of deposits held directly by us. Eligible deposits are this checking account and any other checking, money market, savings, or certificate of deposit (CD) account(s) owned by the business, but deposits owned by separate legal entities (even those that share EINs or TINs) are not eligible. We figure the total relationship deposit balance each month by adding the average daily balance for all eligible deposit account balances of the business for the applicable statement period. We calculate the average daily balance by totaling the balances in your account from the end of each day in the applicable statement period and dividing that amount by the number of days in that period. However, for new accounts or closed accounts, we only count the number of days that the account was open during the applicable statement period for purposes of determining the average daily balance.
##Your account will be automatically closed if it remains negative in any amount for 60 days, including if your account is overdrawn within our $50 Safety Zone. Learn more at huntington.com/SafetyZone and huntington.com/BusinessGrace.
Huntington Deposit Scan® and 24-Hour Grace® are federally registered service marks of Huntington Bancshares Incorporated. $50 Safety Zone℠ is a service mark of Huntington Bancshares Incorporated. The 24-Hour Grace® system and method is patented. U.S. Pat No. 8,364,581, 8,781,955, 10,475,118, and others pending.