Business Checking Account Overview
Open a Business Checking Account Today
Give your day-to-day business finances a solid foundation with a Huntington business checking account. With choices like unlimited transactions§, online and mobile tools like The Hub for Business, treasury management services, and fraud tool features, our checking accounts help keep your business growing while making banking easy.
Business Checking Account Comparison
|Unlimited Plus Business Checking||Unlimited Business Checking||Business Checking 100||Business Analyzed Checking|
|Included Monthly Transactions§ ?||Unlimited||Unlimited||Up to 100||Per transaction fees apply, which can be offset by Earnings Credit‡‡|
|Interest Bearing ?||Yes||-||-||-|
|Monthly Branch and ATM Cash and Currency Deposits and Excess Fees ?||Up to $25,000; $0.30 fee for each $100 after||Up to $10,000; $0.30 fee for each $100 after||Up to $5,000; $0.30 fee for each $100 after||Up to $10,000; $0.25 fee for each $100 after|
|Bonus Services ?||
Choose 2 Bonus Services
Choose 1 Bonus Service
Free 120 day Trial of
Fraud Tool: Reverse
|Additional Services Available (fee may apply) ?||
|Monthly Fee Can Be Offset By ?||$50,000 in relationship balances#||$10,000 in relationship balances#||-||Earnings credit, based on collected monthly average balance, can offset monthly service fees‡‡|
|Monthly Maintenance Fee ?||
|Paper Statement Fee ?||-||-||
$5.00 paper statement fee can be waived by choosing online statements.
|Learn More||Learn More||Learn More||Learn More|
Business Banking Features & Services
Huntington’s digital tools help make managing revenue and expenses easier than ever. Coming in 2020 for Sole Proprietors. Learn More
ONLINE BANKING & MOBILE APP
Securely monitor your company's accounts from any device through online banking or the Huntington Mobile app. Learn More
EMAIL & TEXT ALERTS
TREASURY MANAGEMENT & FRAUD TOOLS
Flexible solutions for payables and receivables management, payroll services, and electronic and paper-based fraud tools. Learn More
ONLINE BILL PAY
Pay bills easily from huntington.com. Learn More
HUNTINGTON DEBIT MASTERCARD®
The Huntington Debit MasterCard® BusinessCard® is a widely accepted payment method for business banking and purchasing. Learn More
Overdraft Protection Account with no annual fee (credit application and approval required), or Deposit-to-Deposit Overdraft Protection with no transfer fee††.
BRANCH & ATM LOCATIONS
Bank for your business at nearly 900 branches and more than 1,700 ATMs across the Midwest. Find Locations
‡To be eligible for the $300 cash bonus, business customer must open a new Huntington Unlimited Business Checking, Unlimited Plus Business Checking, Business Analyzed Checking, Non-Profit Analyzed Checking, or Non-Profit Interest Checking account by February, 7, 2020 then make a minimum cumulative new money deposit into the new checking account of at least $5,000 within sixty (60) days of account opening. "New money" is defined as money that is not currently on deposit in any Huntington account (except maturing business CDs). Person to Person payments (such as Zelle®) are not considered a deposit for this offer. Account must maintain an open status for at least 90 days before it is eligible for the bonus payment. Bonus will be reported on IRS Form 1099-INT for the year in which you receive your bonus. Cash bonus does not count toward the deposit requirement. All new accounts subject to account opening approval and account conversions are not eligible. Offer not available in combination with any other offer. An Early Account Closing Fee will apply to accounts closed within 180 days of opening. Public Fund/Government Banking dollars and Brokers are not eligible for this offer. Existing business checking customers, including those with business checking accounts closed within the last six months, are not eligible for the cash bonus offer. Bank reserves the right to limit an individual business owner with multiple businesses to one account-related gift incentive per rolling 12-month period across all deposit account relationships.
§A “transaction” is any combination of checks paid, deposit tickets, deposited checks (except those you process through a remote deposit scanner), incoming ACH debits and credits, debit card purchases and bill payment transactions made through Huntington’s Online Bill Pay service.
¶Payroll processing services provided by Paychex, a third party commercial vendor. The Huntington National Bank is not an affiliate of Paychex, and does not provide, warrant, or guaranty their products or services.
#The business can avoid the monthly checking maintenance fee for any statement period on this checking account when the business keeps a total deposit relationship balance of at least $10,000 for the Unlimited Business Checking account and $50,000 for the Unlimited Plus Business Checking account in a combination of deposits held directly by us. Eligible deposits are this checking account and any other checking, money market, savings, or certificate of deposit (CD) account(s) owned by the business, but deposits owned by separate legal entities (even those that share EINs or TINs) are not eligible. We figure the total relationship deposit balance each month by adding the average daily balance for all eligible deposit account balances of the business for the applicable statement period. We calculate the average daily balance by totaling the balances in your account from the end of each day in the applicable statement period and dividing that amount by the number of days in that period. However, for new accounts or closed accounts, we only count the number of days that the account was open during the applicable statement period for purposes of determining the average daily balance.
Huntington Deposit Scan® is a federally registered service mark of Huntington Bancshares Incorporated.