Open a business checking account online
Set your business up for success with no monthly maintenance fees1, interest-earning accounts, or treasury management tools. Huntington makes managing your business simple. Find the right fit online in minutes.

Find your business banking match
Answer a few quick questions and we’ll recommend which checking and savings account may be right for you.

Business banking that keeps it simple
Enjoy new perks when you have both business and personal checking accounts with Huntington. When you have both qualifying business and personal checking accounts with Huntington, you’ll have another way to waive monthly maintenance fees on your business checking account1. Plus, you'll have the ability to switch between your online personal and business profiles with just a click4.
Business checking features
24-Hour Grace® for Business
Email and text alerts
Overdraft protection
Online banking and mobile app
Treasury management and fraud tools
Bonus business checking account services
Choose two bonus services with Unlimited Plus Business Checking, or one service with Unlimited Business Checking. You can switch services at any time to match your needs.
Fraud mitigation tool
Payroll discount
Wire transfers
Remote deposit capture
Returned deposited items
Unlimited Plus Business Checking | Unlimited Business Checking | Business Checking 100 | |
---|---|---|---|
Disclosures | |||
Included Monthly Transactions2 | Unlimited | Unlimited | Up to 100; $0.50 per transaction over 100 |
Interest Bearing | Yes | — | — |
Business Premier Plus Money Market Relationship Benefit3 | Yes | — | — |
Single Login for Consumer and Business Online Banking | Yes | Yes | Yes |
Unlimited data downloads into business management software (Direct Connect) | Yes | Yes | $15/Month |
Monthly Branch and ATM Cash and Currency Deposits and Excess Fees | Up to $25,000; $0.30 per $100 after | Up to $10,000; $0.30 per $100 after | Up to $2,500; $0.30 per $100 after |
Bonus Services | Choose 2 | Choose 1 | 120-days free trial to fraud tool |
Monthly Maintenance Fee1 | $40 or $0 with $50,000 in total deposit relationship balances or with qualifying personal checking account. | $20 fee or $0 with $10,000 in total deposit relationship balances or with qualifying personal checking account. | $0 |
Paper Statement Waiver | Sign up for paperless statements, otherwise $5.00. | Sign up for paperless statements, otherwise $5.00. | Sign up for paperless statements, otherwise $5.00. |

Business Analyzed Checking
Designed for larger companies with high-volume activity and complex banking needs. Earn credits based on account balances to offset transaction fees, receive access to our site of treasury management tools, and securely monitor your account through online banking or the Huntington Mobile Banking App. Visit a Huntington branch to apply today.

Huntington Debit Mastercard
The Huntington Debit Mastercard® BusinessCard® is a widely accepted payment method for business banking and purchasing. Automatically receive a business debit card at no cost when opening any Huntington business checking account.
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Disclosures
1 Unlimited Plus Business Checking Maintenance Fee Waiver. The business can avoid the monthly checking maintenance fee ($40.00) for any statement period on the Unlimited Plus Business Checking account when the business keeps a total deposit relationship balance of at least $50,000 in a combination of deposits held directly by us. Eligible deposits are this checking account and any other checking, money market, savings, or certificate of deposit (CD) account(s) owned by the business, but deposits owned by separate legal entities (even those that share EINs or TINs) are not eligible. We figure the total relationship deposit balance each month by adding the average daily balance for all eligible deposit account balances of the business for the applicable statement period. We calculate the average daily balance by totaling the balances in your account from the end of each day in the applicable statement period and dividing that amount by the number of days in that period. However, for new accounts or closed accounts, we only count the number of days that the account was open during the applicable statement period for purposes of determining the average daily balance. Personal Checking Account Relationship Benefit: The business can also avoid the monthly checking maintenance fee for any statement period on this business checking account when a business owner maintains a personal Huntington Platinum Perks Checking® Account, Private Client Checking Account, or a Huntington SmartInvest Checking®Account through that same statement period. Business ownership for the purposes of this benefit is defined as a 25% or greater beneficial ownership interest and is determined by information in Huntington's client records. To remove the benefit of a personal relationship, the owner of the personal checking account will need to contact (800) 480-2001.
Unlimited Business Checking Maintenance Fee Waiver. The business can avoid the monthly checking maintenance fee ($20.00) for any statement period on the Unlimited Business Checking account when the business keeps a total deposit relationship balance of at least $10,000 in a combination of deposits held directly by us. Eligible deposits are this checking account and any other checking, money market, savings, or certificate of deposit (CD) account(s) owned by the business, but deposits owned by separate legal entities (even those that share EINs or TINs) are not eligible. We figure the total relationship deposit balance each month by adding the average daily balance for all eligible deposit account balances of the business for the applicable statement period. We calculate the average daily balance by totaling the balances in your account from the end of each day in the applicable statement period and dividing that amount by the number of days in that period. However, for new accounts or closed accounts, we only count the number of days that the account was open during the applicable statement period for purposes of determining the average daily balance. Personal Checking Account Relationship Benefit: The business can also avoid the monthly checking maintenance fee for any statement period on this business checking account when a business owner maintains a personal Huntington Perks Checking® Account through that same statement period. Business ownership for the purposes of this benefit is defined as a 25% or greater beneficial ownership interest and is determined by information in Huntington's client records. To remove the benefit of a personal relationship, the owner of the personal checking account will need to contact (800) 480-2001.
2 A "transaction" is any combination of checks paid, deposit tickets, deposited checks (except those you process through a remote deposit scanner), incoming ACH debits and credits, debit card purchases and bill payment transactions made through Huntington’s Online Bill Pay service.
3 The interest rate on your Business Premier Plus Money Market Account may be better when you also own an Unlimited Plus Business Checking account. Ask a banker to see a rate sheet for details. Your interest rates and APY will be determined based on your zip code.
4 Business accounts on which you hold at least a 25% beneficial ownership interest according to Huntington’s client records and are a signer on will be available to view through your personal login.
5 Your account will be automatically closed if it remains negative in any amount for 60 days, including if your account is overdrawn within our $50 Safety Zone. Learn more at huntington.com/BusinessGrace.
6 Message and data rates may apply.
7 Increments of $100 can be transferred from available funds in a business savings or business money market account, and the transfer fee is $0. See additional information in the Huntington Business Deposit Account Agreement.
Increments of $100 can be transferred from a business line of credit, up to the available credit limit. Remember that the terms and conditions for funding still apply, such as interest and transaction limitations.
Transfers in the exact amount of the overdraft or return can be made automatically from a Voice Business Credit Card®, up to 10% of the available credit limit and subject to the applicable cash advance APR. Terms and conditions for funding account still apply, such as paying interest on the credit lines. Not subject to grace periods.
8 Payroll processing services provided by Paychex, a third party commercial vendor. The Huntington National Bank is not an affiliate of Paychex, and does not provide, warrant, or guarantee their products or services.
Mastercard and Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.