Business Checking Account Overview

Huntington has business checking accounts that are right for any size business.
icon_Business Checking Unlimited Plus

Unlimited Plus Business Checking

For larger businesses with high monthly transaction volume and treasury management needs. Unlimited transactions§ and choice of two Bonus Services.
icon_Business Checking Unlimited

Unlimited Business Checking

For businesses with higher checking activity and greater cash flow needs. Unlimited transactions§ and choice of one Bonus Service.
icon_Business Checking 100

Business Checking 100

Ideal for start-ups and small businesses with lower balances and checking activity. Up to 100 monthly transactions§ and a free 120-day trial of a fraud tool: Reverse Positive Pay.

Business Checking Account Comparison

Business Checking Account Comparison
Unlimited Plus Business Checking ApplyDisclosures Unlimited Business Checking ApplyDisclosures Business Checking 100 ApplyDisclosures
Included Monthly Transactions§ ? Unlimited Unlimited Up to 100
Interest Bearing ? Yes - -
Unlimited data downloads into business management software ? Free Free $15/Month
Monthly Branch and ATM Cash and Currency Deposits and Excess Fees ? Up to $25,000 Up to $10,000 Up to $5,000
Bonus Services ? Choose 2 Choose 1 120-days free trial to fraud tool
Monthly Maintenance Fee ? $40 fee waived with $50,000 in total deposit relationship balances. $20 fee waived with $10,000 in total deposit relationship balances.

$0

Paper Statement Fee ? $3.00 paper statement fee can be waived by choosing online statements. $3.00 paper statement fee can be waived by choosing online statements.

$5.00 paper statement fee can be waived by choosing online statements.

Bonus Services Available

FRAUD TOOL

Add reverse positive pay to protect your account at no charge.

HUNTINGTON DEPOSIT SCANSM

Receive a desk top check deposit scanner at no additional cost.

PAYROLL

Receive 10% off Paychex payroll services.

WIRES

No charge on two incoming domestic wires per month.

RETURNED DEPOSITED ITEMS

No return deposit item fees on up to 25 occurrences per month.

Business Analyzed Checking

Designed for larger companies whose business and transactions are growing with more complex banking needs. Business Analyzed Checking offers earnings credit on your account balances that can offset transaction fees.

Learn More

Photo of a check

Business Banking Features & Services

24-Hour Grace® for Business

Our 24-Hour Grace feature is designed to give you more time to make a deposit in order to avoid an overdraft or return fee.

The Hub

Huntington's digital tools help make managing revenue and expenses easier than ever.

Email & Text Alerts

Free email and text alerts provide updates on your account so you can keep up with your business' finances.

Overdraft Protection

Overdraft Protection Account with no annual fee(credit application and approval required) or Deposit-to-Deposit Overdraft Protection with no transfer fee.

Online Banking & Mobile App

Securely monitor and pay bills from your company's accounts on any device through online banking or the Huntington Mobile app.

Treasury Management & Fraud Tools

Securely monitor your company's accounts from any device through online banking or the Huntington Mobile app.

Your account will be automatically closed if it remains negative in any amount for 60 days, including if your account is overdrawn within our $50 Safety Zone. Learn more at huntington.com/BusinessGrace.

Open a Business Checking Account Today

Give your day-to-day business finances a solid foundation with a Huntington business checking account. With choices like unlimited transactions§, online and mobile tools like The Hub for Business, treasury management services, and fraud tool features, our checking accounts help keep your business growing while making banking easy.

Apply Now

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Individual Information
Company / Organization Information
Are you currently a Huntington customer?

Answer “yes” only if you have an account with Huntington.

Is your annual business revenue less than three million US dollars?
Your Needs
What business products or services are you interested in? Check all that apply.

§A “transaction” is any combination of checks paid, deposit tickets, deposited checks (except those you process through a remote deposit scanner), incoming ACH debits and credits, debit card purchases and bill payment transactions made through Huntington’s Online Bill Pay service.

Payroll processing services provided by Paychex, a third party commercial vendor. The Huntington National Bank is not an affiliate of Paychex, and does not provide, warrant, or guaranty their products or services.

#The business can avoid the monthly checking maintenance fee for any statement period on this checking account when the business keeps a total deposit relationship balance of at least $10,000 for the Unlimited Business Checking account and $50,000 for the Unlimited Plus Business Checking account in a combination of deposits held directly by us. Eligible deposits are this checking account and any other checking, money market, savings, or certificate of deposit (CD) account(s) owned by the business, but deposits owned by separate legal entities (even those that share EINs or TINs) are not eligible. We figure the total relationship deposit balance each month by adding the average daily balance for all eligible deposit account balances of the business for the applicable statement period. We calculate the average daily balance by totaling the balances in your account from the end of each day in the applicable statement period and dividing that amount by the number of days in that period. However, for new accounts or closed accounts, we only count the number of days that the account was open during the applicable statement period for purposes of determining the average daily balance.

+Message and data rates may apply.

††Regulation limits the number of transfers that can be made from a Savings or Money Market Account during the statement cycle.

Huntington Deposit Scan® and 24-Hour Grace® are federally registered service marks of Huntington Bancshares Incorporated. $50 Safety Zone℠ is a service mark of Huntington Bancshares Incorporated. The 24-Hour Grace® system and method is patented. U.S. Pat No. 8,364,581, 8,781,955, 10,475,118, and others pending.