How to Open a Business Checking
or Savings Account

Huntington offers a variety of business checking and savings accounts, each designed to help your business where it is now, and where you want it to go. Which account you open depends on many factors: business type, complexity of transactions and banking needs, payables and receivables tools needed, and more. We offer multiple solutions that give you choices to best fit your business.

To open a business checking account or business savings account, please visit any Huntington branch.

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Below are some of the documents you’ll need to bring with you, depending your type of business. Please note: additional documents may be required before a business account can be opened. This list may change as applicable state and federal regulations change.

My business is a:

  • Two forms of personal identification such as valid driver's license, state identification card, or passport.
  • Social Security Number (SSN).
  • Employer Identification Number (EIN) (if applicable). This is a unique nine-digit number (formatted as XX-XXXXXXX) assigned to each business entity by the Internal Revenue Service. It’s also known as a Federal Tax Identification Number.
  • The EIN Assignment Letter or business identification must provide verification of the business address or the business will need to provide an additional document to confirm the address such as a utility bill or vehicle registration.
  • Assumed Name Certificate or Fictitious Name Certificate (if applicable). This is a legal document showing the operating name of a business (also known as “Doing Business As” or “DBA”), rather than legal name of the business.

Additional documents may be required before your business deposit account can be opened. The list provided above may change as applicable state and federal regulations change.

  • One form of personal identification for each General Partner such as valid driver's license, state identification card, or passport.
  • Employer Identification Number (EIN) (if applicable). This is a unique nine-digit number (formatted as XX-XXXXXXX) is assigned to each business entity by the Internal Revenue Service. It’s also known as a Federal Tax Identification Number.
  • The EIN Assignment Letter or business identification must provide verification of the business address or the business will need to provide an additional document to confirm the address such as a utility bill or vehicle registration.
  • At least one form of business identification:
    • Partnership Agreement. This is a legal agreement that explicitly details the relationship between the business partners and their individual obligations and contributions to the partnership.
    • Government Issued Business License.
  • Assumed Name Certificate or Fictitious Name Certificate (if applicable). This is a legal document showing the operating name of a business (also known as “Doing Business As” or “DBA”), rather than legal name of the business.
  • The Controlling Party, along with any Beneficial Owner who owns 25% or more of the business, will be required to provide additional information.
  • Note: at least two General Partners must be present at account opening.

Additional documents may be required before your business deposit account can be opened. The list provided above may change as applicable state and federal regulations change.

  • One form of personal identification for each General Partner such as valid driver's license, state identification card, or passport.
  • Employer Identification Number (EIN) (if applicable). This is a unique nine-digit number (formatted as XX-XXXXXXX) is assigned to each business entity by the Internal Revenue Service. It’s also known as a Federal Tax Identification Number.
  • The EIN Assignment Letter or business identification must provide verification of the business address or the business will need to provide an additional document to confirm the address such as a utility bill or vehicle registration.
  • Registered Certificate of Limited Partnership. This is a document filed with your state or regulatory agency to register the Limited Partnership.
  • Partnership Agreement. This is a legal agreement that explicitly details the relationship between the business partners and their individual obligations and contributions to the partnership.
  • Assumed Name Certificate or Fictitious Name Certificate (if applicable). This is a legal document showing the operating name of a business (also known as “Doing Business As” or “DBA”), rather than legal name of the business.
  • The Controlling Party, along with any Beneficial Owner who owns 25% or more of the business, will be required to provide additional information.
  • Note: at least two General Partners must be present at account opening.

Additional documents may be required before your business deposit account can be opened. The list provided above may change as applicable state and federal regulations change.

  • Two forms of personal identification such as valid driver's license, state identification card, or passport.
  • Social security number (SSN), if the entity is a Sole Member LLC.
  • Employer Identification Number (EIN) (if applicable). This is a unique nine-digit number (formatted as XX-XXXXXXX) is assigned to each business entity by the Internal Revenue Service. It’s also known as a Federal Tax Identification Number.
  • The EIN Assignment Letter or business identification must provide verification of the business address or the business will need to provide an additional document to confirm the address such as a utility bill or vehicle registration.
  • Assumed Name Certificate or Fictitious Name Certificate (if applicable). This is a legal document showing the operating name of a business (also known as “Doing Business As” or “DBA”), rather than legal name of the business.
  • Registered Articles of Organization. This is a registered Articles of Organization document filed with your state or regulatory agency to register the LLC.
  • Operating Agreement listing the names of Member(s) and the Manager (if applicable). This is a formal document structuring the LLC’s financial and managerial functions and duties.
  • The Controlling Party, along with any Beneficial Owner who owns 25% or more of the business, will be required to provide additional information.
  • Note: at least two LLC Members (or Manager, if applicable) must be present at account opening, unless the entity is a Sole Member LLC.

Additional documents may be required before your business deposit account can be opened. The list provided above may change as applicable state and federal regulations change.

  • One form of personal identification for each authorized signer such as valid driver's license, state identification card, or passport.
  • Employer Identification Number (EIN) (if applicable). This is a unique nine-digit number (formatted as XX-XXXXXXX) is assigned to each business entity by the Internal Revenue Service. It’s also known as a Federal Tax Identification Number.
  • The EIN Assignment Letter or business identification must provide verification of the business address or the business will need to provide an additional document to confirm the address such as a utility bill or vehicle registration.
  • Registration of Limited Liability Partnership (LLP). This is a document filed with your state or regulatory agency to register the LLP.
  • Limited Liability Partnership Agreement, including the names of the Partners. This is a formal document that sets forth the provisions and conditions of the relationship between the partners.
  • The Controlling Party, along with any Beneficial Owner who owns 25% or more of the business, will be required to provide additional information.
  • Note: all LLP Partners must be present at account opening.

Additional documents may be required before your business deposit account can be opened. The list provided above may change as applicable state and federal regulations change.

  • One form of personal identification for each authorized signer such as valid driver's license, state identification card, or passport.
  • Employer Identification Number (EIN) (if applicable). This is a unique nine-digit number (formatted as XX-XXXXXXX) is assigned to each business entity by the Internal Revenue Service. It’s also known as a Federal Tax Identification Number.
  • The EIN Assignment Letter or business identification must provide verification of the business address or the business will need to provide an additional document to confirm the address such as a utility bill or vehicle registration.
  • Registered Articles of Incorporation. This is what was filed with your state or regulatory body to legally document the creation of the Corporation.
  • Assumed Name Certificate or Fictitious Name Certificate (if applicable). This is a legal document showing the operating name of a business (also known as “Doing Business As” or “DBA”), rather than legal name of the business.
  • The Controlling Party, along with any Beneficial Owner who owns 25% or more of the business, will be required to provide additional information
  • Note: at least two Officers of the Corporation must be present at account opening.

Additional documents may be required before your business deposit account can be opened. The list provided above may change as applicable state and federal regulations change.

  • By-laws, Charter, Constitution, or other governing document. This is a document defining the rules, regulations, and day-to-day operating procedures of the Association/Organization.
  • Employer Identification Number (EIN) (if applicable). This is a unique nine-digit number (formatted as XX-XXXXXXX) is assigned to each business entity by the Internal Revenue Service. It’s also known as a Federal Tax Identification Number.
  • The EIN Assignment Letter or business identification must provide verification of the business address or the business will need to provide an additional document to confirm the address such as a utility bill or vehicle registration.
  • Assumed Name Certificate or Fictitious Name Certificate (if applicable). This is a legal document showing the operating name of a business (also known as “Doing Business As” or “DBA”), rather than legal name of the business.
  • Note: at least two representatives of the Association or Organization as identified in the governing document must be present at account opening.

Additional documents may be required before your business deposit account can be opened. The list provided above may change as applicable state and federal regulations change.

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Click on a type of account to learn more – from a business checking account to a business money market account.
Business Checking Accounts
Unlimited Plus Business Checking – for high monthly transaction volume and treasury management needs with unlimited transactions and two bonus services
Unlimited Business Checking - unlimited transactions for higher checking activity with unlimited transactions and one bonus service

Business Checking 100 – a basic business checking account with no monthly maintenance fee plus a 120-day trial of Reverse Positive Pay

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Business Savings Accounts
Business Premier Plus Money Market Account - earn interest on cash reserves you don’t need access to every day
Business Premier Savings – maintain liquidity while earning interest

Sent when a check clears
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Visit a branch to get started

If you have further questions or are ready to open your account, please visit your local branch or contact your business banker. When visiting the branch or your business banker, please make sure to bring the above documents and information with you.

Still Have Questions?

If you can’t find what you’re looking for, let us know. We’re ready to help in person, online or on the phone.

Call Us

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(800) 480-2001