Unlimited Plus Business Checking

An Unlimited Plus Business Checking account is ideal for larger businesses with high monthly transaction volume and a variety of treasury management needs. Get unlimited transactions§, earn interest on your checking account balance, and pick two Bonus Services that best fit your business's needs.

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Account Features

Monthly Maintenance Fees

Waived monthly maintenance fee with a business deposit relationship balance of at least $50,000, or maintain a qualifying personal checking account; otherwise, $40/month.¥

Unlimited Transactions§

Plus two Bonus Services and up to $25,000 in cash or currency deposits monthly in-branch or at an ATM at no charge; $0.30 fee for each $100 after.

Interest Earning

Earn interest on your Unlimited Plus Business Checking balance.

Bonus Services

With Unlimited Plus Checking, Choose Two:

Fraud Tool

Reverse Positive Pay

Huntington Deposit Scan℠

Includes up to 50 per month


10% off Paychex payroll services


Two incoming domestic wires per month

Returned Deposited Items

Includes up to 25 per month

Business Checking Account Benefits

24-Hour Grace for Business®

Our 24-Hour Grace feature is designed to give you more time to make a deposit in order to avoid an overdraft or return fee.

The Hub

Huntington’s digital tools, like Cash Position and Cash Flow Forecast, help make managing revenue and expenses easier than ever.

Online Banking & Mobile App

Securely monitor your company's accounts from any device through online banking or the Huntington Mobile app.

Email & Text Alerts

Free email and text alerts provide updates on your account so you can keep up with your business’s finances.

Overdraft Protection

Money can be automatically transferred to your business checking from a linked business savings account, business money market account, business line of credit, or Voice Business Credit Card to cover overdrafts and returns#

Treasury Management & Fraud Tools

Flexible solutions for payables and receivables management, payroll services, and electronic and paper-based fraud tools.

Huntington Debit MasterCard

The Huntington Debit MasterCard® BusinessCard® is a widely accepted payment method for business banking and purchasing.

Learn More

Small Business Debit Card

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§A transaction includes any combination of checks paid, deposit tickets, deposited checks (except those you process through a remote deposit scanner), incoming ACH debits and credits, debit card purchases, and bill payment transactions made through Huntington's Online Bill Pay service.

Your account will be automatically closed if it remains negative in any amount for 60 days, including if your account is overdrawn within our $50 Safety Zone. Learn more at huntington.com/BusinessGrace.

Payroll processing services provided by Paychex, a third party commercial vendor. The Huntington National Bank is not an affiliate of Paychex, and does not provide, warrant, or guarantee their products or services.

¥The business can avoid the monthly checking maintenance fee ($40.00) for any statement period on this checking account when the business keeps a total deposit relationship balance of at least $50,000 in a combination of deposits held directly by us. Eligible deposits are this checking account and any other checking, money market, savings, or certificate of deposit (CD) account(s) owned by the business, but deposits owned by separate legal entities (even those that share EINs or TINs) are not eligible. We figure the total relationship deposit balance each month by adding the average daily balance for all eligible deposit account balances of the business for the applicable statement period. We calculate the average daily balance by totaling the balances in your account from the end of each day in the applicable statement period and dividing that amount by the number of days in that period. However, for new accounts or closed accounts, we only count the number of days that the account was open during the applicable statement period for purposes of determining the average daily balance. Personal Checking Account Relationship Benefit: The business can also avoid the monthly checking maintenance fee for any statement period on this business checking account when a business owner maintains a personal Huntington Platinum Perks Checking Account, Private Client Checking Account, or a SmartInvest Checking Account through that same statement period. To remove the benefit of a personal relationship, the owner of the personal checking account will need to contact (800) 480-2001.

#Increments of $100 can be transferred from available funds in a business savings or business money market account, and the transfer fee is $0. See additional information in the Huntington Business Deposit Account Agreement.

Increments of $100 can be transferred from a business line of credit, up to the available credit limit. Remember that the terms and conditions for funding still apply, such as interest and transaction limitations.

Transfers in the exact amount of the overdraft or return can be made automatically from a Voice Business Credit Card®, up to 10% of the available credit limit and subject to the applicable cash advance APR. Terms and conditions for funding account still apply, such as paying interest on the credit lines. Not subject to grace periods.

Mastercard Brand Marks are registered trademarks of Mastercard International Incorporated.