Unlimited Plus Business Checking

Tailored banking that grows with your business


Your business evolves, and your banking should, too. With Unlimited Plus Business Checking, enjoy unlimited transactions1, earn interest, and $25,000 in monthly cash deposits at no charge2. Customize your account with two bonus services built for your goals. Apply online in minutes and move forward with confidence.

Unlimited Plus Business Checking account features

No monthly maintenance fees

We'll waive the monthly maintenance fee with a business deposit relationship balance of at least $50,000, or when you maintain a Huntington Platinum Perks Checking® account, Huntington SmartInvest Checking® account, or a Private Client Checking account; otherwise $40 per month3.

Bonus account services

Choose two bonus services to help streamline your financial processes and protect your information. Choose from our fraud prevention tool, a discount on payroll services5 or even a desktop check scanner at your business.

Unlimited transactions

Receive unlimited financial transactions each month—including checks paid, incoming ACH debits and credits, and debit card purchases at no cost1.

$25,000 cash deposits

Deposit up to $25,000 in cash or currency at a Huntington branch or ATM per month at no charge; $0.30 fee per $100 deposited over $25,0002.

Interest-earning checking account

Help build your finances by earning interest on the collected balance in your account. Interest compounded monthly.

Banking that seamlessly suits both sides of your life


Managing business and personal banking just got easier. When you have both qualifying business and personal checking accounts with Huntington, you’ll have another way to waive monthly maintenance fees on your business checking account3. Plus, you'll have the ability to switch between your online personal and business profiles with just a click4. Simple, seamless, and built for how you work.

Business checking features

24-Hour Grace® for Business

Our 24-Hour Grace feature is designed to give you more time to make a deposit in order to avoid an overdraft or return fee6.

Email and text alerts

Free email and text7 alerts provide updates on your account so you can keep up with your business's finances.

Overdraft protection

Money can be automatically transferred to your business checking from a linked business savings account, business money market account, business line of credit, or Voice Business Credit Card℠ to cover overdrafts and returns8.

Online banking and mobile app

Securely monitor and pay bills from your company's accounts on any device through online banking or the Huntington Mobile app.

Treasury management and fraud tools

Flexible solutions for payables and receivables management, payroll services5 , and electronic and paper-based fraud prevention.

Find your business banking match


Answer a few quick questions and we’ll recommend which checking and savings account may be right for you.

Bonus business checking account services

The Unlimited Plus Business Checking account allows you to choose two of our great bonus services that align with your business needs. You can also change your bonus services at any time as your business evolves.

Fraud mitigation tool

Our fraud tool, Reverse Positive Pay, provides detection of fraudulent, altered, or counterfeit checks through an online, daily report for you to review. Add Reverse Positive Pay to your account at no charge.

Payroll discount

Get 10% off payroll services like payroll processing, automatic tax filing and payment, and direct deposit for employees through Paychex5.

Wire transfers

Does your business need to send or receive money quickly and securely? With this bonus service, there's no charge on two incoming domestic wires per month.

Remote deposit capture

Receive a $25/month credit toward your desktop check deposit scanner services.

Returned deposited items

We know you can't always prevent returned deposited items. With this bonus service, there's no return deposit item fees on up to 25 occurrences per month.

Huntington Debit Mastercard


The Huntington Debit Mastercard® BusinessCard® is a widely accepted payment method for business banking and purchasing. Automatically receive a business debit card at no cost when opening any Huntington business checking account.

Compare business checking accounts and apply online

Huntington has business checking accounts for businesses of all sizes. Find the account that's right for your business by comparing each of our accounts.

Compare business savings accounts and apply online

Small business savings accounts from Huntington include high interest savings to money market accounts. Learn more about our offerings for small businesses here.

Voice Business Credit Card℠

With the Voice Business Credit Card, you choose one of 10 categories where you'll earn 4% cash back on the first $7,000 you spend per quarter, up to $28,000 annually. You also earn 1% cash back on all other purchases.

Unlimited Plus Business Checking FAQs

Business banking trends and insights

Cyber Risk

How to help prevent company credit card misuse

Don’t wait until you face an incident to act. Follow these best practices to help prevent employee misuse of corporate credit cards.

Cyber Risk

What is a Cash Investment Policy Statement (IPS)?

An IPS can guide your liquidity and investment strategies. Our team created these resources to help you understand what to include in yours.

Contact Us

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Automated assistance

Quick answers when you need them.

Speak with us

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Find a branch

Find your nearest Huntington branch.

Disclosures

1 A transaction includes any combination of checks paid, deposit tickets, deposited checks (except those you process through a remote deposit scanner), incoming ACH debits and credits, debit card purchases, and bill payment transactions made through Huntington's Online Bill Pay service.

2 Huntington Unlimited Plus Business Checking provides up to $25,000 in cash or currency deposits monthly in-branch or at an ATM at no charge for each statement cycle; $0.30 fee for each $100 thereafter.

3 The business can avoid the monthly checking maintenance fee ($40.00) for any statement period on this checking account when the business keeps a total deposit relationship balance of at least $50,000 in a combination of deposits held directly by us. Eligible deposits are this checking account and any other checking, money market, savings, or certificate of deposit (CD) account(s) owned by the business, but deposits owned by separate legal entities (even those that share EINs or TINs) are not eligible. We figure the total relationship deposit balance each month by adding the average daily balance for all eligible deposit account balances of the business for the applicable statement period. We calculate the average daily balance by totaling the balances in your account from the end of each day in the applicable statement period and dividing that amount by the number of days in that period. However, for new accounts or closed accounts, we only count the number of days that the account was open during the applicable statement period for purposes of determining the average daily balance. Personal Checking Account Relationship Benefit: The business can also avoid the monthly checking maintenance fee for any statement period on this business checking account when a business owner maintains a personal Huntington Platinum Perks Checking® Account, Private Client Checking Account, or a SmartInvest Checking® Account through that same statement period. Business ownership for the purposes of this benefit is defined as a 25% or greater beneficial ownership interest and is determined by information in Huntington's client records. To remove the benefit of a personal relationship, the owner of the personal checking account will need to contact (800) 480-2001.

4 Business accounts on which you hold at least a 25% beneficial ownership interest according to Huntington’s client records and are a signer on will be available to view through your personal login.

5 Payroll processing services provided by Paychex, a third party commercial vendor. The Huntington National Bank is not an affiliate of Paychex, and does not provide, warrant, or guarantee their products or services.

6 Your account will be automatically closed if it remains negative in any amount for 60 days, including if your account is overdrawn within our $50 Safety Zone. Learn more at huntington.com/BusinessGrace.

7 Message and data rates may apply.

8 Increments of $100 can be transferred from available funds in a business savings or business money market account, and the transfer fee is $0. See additional information in the Huntington Business Deposit Account Agreement.

Increments of $100 can be transferred from a business line of credit, up to the available credit limit. Remember that the terms and conditions for funding still apply, such as interest and transaction limitations.

Transfers in the exact amount of the overdraft or return can be made automatically from a Voice Business Credit Card®, up to 10% of the available credit limit and subject to the applicable cash advance APR. Terms and conditions for funding account still apply, such as paying interest on the credit lines. Not subject to grace periods.

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