The business credit card with 4% cash back is here.

Introducing the Voice Business Credit Card℠ with no annual fee. Voice offers you 4% cash back in a spending category of your choice (up to $7,000 per quarter, which is $28,000 per year) from 10 categories.1 Plus earn 1% cash back on all other purchases. Speak with a banker today to apply.

How Voice℠ 4% Cash Back Works

Depending on your business needs, you can gain more points in the reward category of your choice.

Here's an Example:

Need to restock your office supplies this quarter?


4% cash back on Utilities and Office Supplies
+1% on everything else


$6,000 on Office Supplies
$2,000 on other purchases


24,000 points
2,000 points
26,000 total points = $260

The ability to switch your 4% cash back category every quarter allows you to maximize rewards. Keep the same category throughout the year or switch to one of ten categories every quarter.1 It's your choice.

For the year, you might select the following 4% cash back categories each quarter:

Gas Pump

Quarter 1:

Spend $4,500 and earn 18,000 points.

Home improvement stores

Quarter 2:

Spend $5,000 and earn 20,000 points.

office supplies

Quarter 3:

Spend $6,000 and earn 24,000 points.


Quarter 4:

Spend $4,000 and earn 16,000 points.

10 Categories

When the choice is yours, you can change your 4% cash back category every quarter.

Gas Stations
1 of 10
HB_Icon_Travel Travel & Entertainment
2 of 10
hb_icon_restaurants Restaurants
3 of 10
HB_Icon_Discount_Warehouse_Stores Discount & Warehouse Stores
4 of 10
HB_Icon_Groceries Grocery Stores
5 of 10
hb_icon_utilities_officesupplies Utilities & Office Supply Stores
6 of 10
hb_icon_electronics Electronics, Computer & Camera Stores
7 of 10
HB_Icon_Apparel_Sports Department, Apparel & Sporting Goods Stores
8 of 10
Home Improvement Stores
9 of 10
HB_Icon_AutoParts_Services Auto Parts & Service Stores
10 of 10

Additional Benefits

No Annual Fee

There's no annual fee and no catch either. 

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No Foreign Transaction Fee

Use your card globally with no foreign transaction fees. 

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Employee Cards and Spend Controls

Obtain an unlimited number of employee cards and set spend controls online. 

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Overdraft Protection Link a Voice Credit Card® and money can be automatically transferred to cover overdrafts up to 10% of your available credit limit. The transfer fee is $0. Transfers are subject to the applicable cash advance APR and are not subject to a grace period2.
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Credit Card Terms and Conditions, Rewards Terms and Conditions

1Earn 4% cash back in the one category you choose from ten pre-selected categories, up to $7,000 per quarter. You may change the category within the first 30 days of opening a new account and again prior to the start of each quarter for the next quarter.

2Remember that the terms and conditions for funding account still apply, such as interest and transaction limitations.

Mastercard Brand Marks are registered trademarks of Mastercard International Incorporated.

Voice Credit Card® is a federally registered service mark of Huntington Bancshares Incorporated. Voice℠ and Voice Business Credit Card℠ are service marks of Huntington Bancshares Incorporated.