Voice Business Credit Card℠

Earn cash back on your business purchases

With the Voice Business Credit Card you choose one of 10 categories where you'll earn 4% cash back—on the first $7,000 you spend per quarter, or $28,000 annually. Every other purchase earns 1% back1. We've eliminated annual fees and foreign transaction fees3 because your money should work for you. Connect with a business banker today to apply.

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Pick the category that pays

You choose which spending category earns you 4% cash back every quarter.

    How Voice 4% cash back works

    Depending on your business needs, you can earn more rewards in the category you choose.

    Here's an example:

    Need to restock your office supplies this quarter?

    Choose 4% cash back on utilities and office supplies, +1% on everything else

    Spend $6,000 on office supplies, $2,000 on other purchases

    Earn 24,000 points, 2,000 points, for 26,000 total points = $260

    Switch categories as your needs change

    Or find your sweet spot and stay there all year. Either way, you're building something bigger with every card purchase.

    Another example:

    Earning 4% cash back in a different category each quarter can add up.

    Quarter 1: Gas stations spend $4,500 and earn 18,000 points ($180).

    Quarter 2: Home improvement stores spend $5,000 and earn 20,000 points ($200).

    Quarter 3: Utilities and office supply stores spend $6,000 and earn 24,000 points ($240).

    Quarter 4: Travel and entertainment spend $4,000 and earn 16,000 points ($160).

    That's $780 back to you and your business. It couldn't be easier.

    Credit card features that help make running your business easier

    Fewer fees, more time to make payments, and tools to help safeguard you from theft and fraud.

    Late Fee Grace®

    Life happens. If you miss a payment, get an extra day to pay your minimum payment without a late fee. It's breathing room to keep your business momentum going2.

    No annual fee

    No annual fee, no catch — just more money staying where it belongs: in your business3.

    No foreign transaction fees

    Do business anywhere without paying extra — no 3% markup on purchases outside the United States3.

    Employee cards and spend controls

    Give your team spending power with built-in guardrails. Employee cards come with customizable spend controls at no additional cost.

    Mastercard Zero Liability Protection

    Shop with confidence anywhere—in store, over the phone, or online—because you're not responsible for unauthorized purchases on your card4.

    Mastercard ID Theft Protection™

    Stay ahead of identity threats — we monitor your credit, alert you to suspicious activity, and connect you with resolution specialists if there's an issue5.

    Contactless payments

    Tap and go — your card works at contactless terminals for faster, seamless transactions.

    Digital wallet access

    Pay with your phone using Google Pay™, Apple Pay®, or Samsung Pay — fast, secure, and always within reach.

    Contact Us

    We're here for you—online, by phone, or in a branch.

    Automated assistance

    Quick answers when you need them.

    Ask Us

    Speak with us

    We're here to help.

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    Find a branch

    Find your nearest Huntington branch.

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    Disclosures

    1 Earn 4% cash back in the one rewards category you choose from ten pre-selected categories, on the first $7,000 you spend per quarter. Earn 1% cash back even after you reach the quarterly limit. Plus earn an unlimited 1% cash back on all other purchases. You may select your category once within the first 30 days of opening a new account, then again prior to the start of each quarter for the next quarter.

    2 We must receive your required minimum payment by the day after the due date listed on your monthly billing statement in order to avoid a late charge. Regular payment cutoff times apply. Cutoff times vary by payment channel (via mail, in-branch, telephone, Internet) but will in no event be before 5 p.m. Eastern Time.

    3 Credit Card Terms and Conditions, Rewards Terms and Conditions

    4 Transactions are protected by federal law and Mastercard's Zero Liability. Transactions you did not authorize should be reported to us promptly through our dispute process. We ask that you assist us in our investigation as needed. Certain limitations apply. See mastercard.com/zeroliability for complete details.

    5 Certain terms, conditions and exclusions apply. Cardholders need to register for this service. This service is provided by Iris® Powered by Generalii. Please see your guide to benefits for details or call 1-800-MASTERCARD.

    Mastercard, World Elite Mastercard for Business and the circles design are registered trademarks and Mastercard ID Theft Protection in a trademark of Mastercard International Incorporated.

    Google Pay™ is a trademark of Google LLC.

    Apple Pay® is a registered trademark of Apple Inc., registered in the U.S. and other countries.

    Third-party product, service and business names are trademarks and/or service marks of their respective owners.