4% Cash Back in the Category You Choose1.

How Voice℠ 4% Cash Back Works
Depending on your business needs, you can gain more points in the reward category of your choice.
Here's an Example:
Need to restock your office supplies this quarter?
Choose
4% cash back on Utilities and Office Supplies
+1% on everything else
Spend
$6,000 on Office Supplies
$2,000 on other purchases
Earn
24,000 points
2,000 points
26,000 total points = $260
The ability to switch your 4% cash back category every quarter allows you to maximize rewards. Keep the same category throughout the year or switch to one of ten categories every quarter.1 It's your choice.
For the year, you might select the following 4% cash back categories each quarter:

Quarter 1:
Spend $4,500 and earn 18,000 points.

Quarter 2:
Spend $5,000 and earn 20,000 points.

Quarter 3:
Spend $6,000 and earn 24,000 points.

Quarter 4:
Spend $4,000 and earn 16,000 points.
10 Categories
When the choice is yours, you can change your 4% cash back category every quarter.
Additional Benefits
There's no annual fee and no catch either.
Use your card globally with no foreign transaction fees.
Obtain an unlimited number of employee cards and set spend controls online.
Credit Card Terms and Conditions, Rewards Terms and Conditions
1Earn 4% cash back in the one rewards category you choose from ten pre-selected categories, on the first $7,000 you spend per quarter. Earn 1% cash back even after you reach the quarterly limit. Plus earn an unlimited 1% cash back on all other purchases. You may select your category once within the first 30 days of opening a new account, then again prior to the start of each quarter for the next quarter.
2We must receive your required minimum payment by the day after the due date listed on your monthly billing statement in order to avoid a late charge. Regular payment cutoff times apply. Cutoff times vary by payment channel (via mail, in-branch, telephone, Internet).
Mastercard Brand Marks are registered trademarks of Mastercard International Incorporated.
Voice Credit Card® is a federally registered service mark of Huntington Bancshares Incorporated. Voice℠ and Voice Business Credit Card℠ are service marks of Huntington Bancshares Incorporated.