Huntington's Lift Local Business℠ Program
Build Up Your Community
Banking on potential is what Huntington does, because we welcome all challenges, all situations, and all people. Everyone deserves a shot at financial success, that’s why we have an exclusive program designed specifically to create more opportunity for underserved businesses.
Looking Out for Local, Diverse Businesses
Huntington now provides a new loan option with with longer-terms, overdraft fee relief, and waived fees so that all business owners from all walks of life, backgrounds, ethnicities, and experiences can succeed in their industry.
Huntington is well-versed in the unique challenges faced by woman-, veteran-, and racially and ethnically diverse-owned businesses. So, if you're a business owner looking to start or hoping to improve your business, we’re offering a complete business package to help.
Here are the features you can access.
No unnecessary extras—just a streamlined plan aimed at growth
- Qualify for loan amounts from $1,000 – $150,000
- Access to capital at a low cost to your business
- Zero origination fees
- Huntington pays your SBA fees
- Lower credit score requirements
- Free financial education courses ($1,500 value) powered by Operation Hope
- No monthly service fee checking account† with 24–Hour Grace® overdraft and return fee relief††
- Longer repayment terms to help avoid high payments in uncertain times
Who is eligible?
Participants of Huntington's Lift Local Business program include women, veterans, and racially and ethnically diverse business owners.
Ready to get started?
Please reach out to your nearest Huntington Branch, or call (800) 480-2001.
Looking Out for Our Communities
With a focus on under-resourced communities, our 2021 Strategic Community Plan pledges $40 billion to strengthen small businesses and foster economic justice throughout the bank’s footprint over the next five years.
Lending products are subject to credit application and approval.
SBA loans subject to SBA eligibility. Huntington is the #1 SBA 7(a) lender in the region made up of Illinois, Indiana, Kentucky, Ohio, Michigan, West Virginia, and Western Pennsylvania from October 1, 2008 to September 30, 2020. Source: U.S. Small Business Administration (SBA).
Lift Local Business℠ is a service mark of Huntington Bancshares Incorporated. ©2020 Huntington Bancshares Incorporated.
†We will begin waiving the $20 Monthly Account Service Fee on your Unlimited Business Checking Account in the month you close on your loan under our Community Plan. This fee waiver will continue for thirty-six months or as long as you have an outstanding loan balance, whichever comes first. Only the Account Monthly Service Fee is waived and all other account charges apply as outlined on the Business Account Charges Form.
††Your account will be closed if it is negative by any amount for 60 days, including if your account is overdrawn within our $50 Safety Zone. Learn more at huntington.com/BusinessSafetyZone and huntington.com/BusinessGrace. The 24-Hour Grace system and method is patented: U.S. Pat No. 8,364,581, 8,781,955, 10,475,118, and others pending.