Looking out for local, diverse businesses


Huntington is proud to provide a loan option with longer-terms, overdraft fee relief, and waived monthly account service fees2 to help business owners succeed in their industry.

We are well-versed in the unique challenges faced by woman, veteran, and racially and ethnically diverse-owned businesses. So, if you're a business owner looking to start or grow your business, we’re offering a complete business package to help.

Local Business Loan Features

Our Lift Local Business loan program offers a streamlined plan aimed to help your business grow.

With our loan program, features include:

  • Qualify for loan amounts from $1,000 to $150,000
  • Access to capital at a low cost to your business
  • Zero origination fees
  • Huntington pays your SBA fees
  • Lower credit score requirements
  • Free financial entrepreneurial courses ($1,500 value) powered by Operation Hope
  • No monthly service fee business checking account2 with 24-Hour-Grace®  overdraft and return fee relief3
  • Longer repayment terms to help avoid high payments in uncertain times

Who is eligible for our local business loan?

If you have questions about your eligibility or you're ready to get started, please reach out to your nearest Huntington Branch, or call us at (800) 480-2001.

Business trends and insights

Woman at floral shop

Optimizing accounts payable to strengthen cash flow

At Huntington, we’re here to help guide you through optimizing accounts payable to strengthen your business’ cash flow.  

Man looking at tablet in store

Aligning your capital structure with growing your business

Huntington helps small business owners examine their company’s capital structure to find a solution that is right for them.

Looking out for our communities

Contact a Loan Specialist

DISCLOSURES

1 SBA loans subject to SBA eligibility, credit application, and approval.

2We will begin waiving the $20 Monthly Account Service Fee on your Unlimited Business Checking Account in the month you close on your loan under our Community Plan. This fee waiver will continue for thirty-six months or as long as you have an outstanding loan balance, whichever comes first. Only the Account Monthly Service Fee is waived and all other account charges apply as outlined on the Business Account Charges Form.

3Your account will be closed if it is negative by any amount for 60 days, including if your account is overdrawn within our $50 Safety Zone®. Learn more at huntington.com/BusinessSafetyZone and huntington.com/BusinessGrace. The 24-Hour Grace system and method is patented: U.S. Pat No. 8,364,581, 8,781,955, 10,475,118, and others pending.