Huntington's Lift Local Business Program

Build Up Your Community

Banking on potential is what Huntington does, because we welcome all challenges, all situations, and all people. Everyone deserves a shot at financial success, that’s why we have an exclusive program designed specifically to create more opportunity for underserved businesses.

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Looking Out for Local, Diverse Businesses

Huntington now provides a new loan option with with longer-terms, overdraft fee relief, and waived fees so that all business owners from all walks of life, backgrounds, ethnicities, and experiences can succeed in their industry.

Huntington is well-versed in the unique challenges faced by woman-, veteran-, and racially and ethnically diverse-owned businesses. So, if you're a business owner looking to start or hoping to improve your business, we’re offering a complete business package to help.


Here are the features you can access.
No unnecessary extras—just a streamlined plan aimed at growth
  • Qualify for loan amounts from $1,000 – $150,000
  • Access to capital at a low cost to your business
  • Zero origination fees
  • Huntington pays your SBA fees
  • Lower credit score requirements
  • Free financial education courses ($1,500 value) powered by Operation Hope
  • No monthly service fee checking account with 24–Hour Grace®†† Overdraft Fee Relief
  • Longer repayment terms to help avoid high payments in uncertain times
Who is eligible?

Participants of Huntington's Lift Local Business program include women, veterans, and racially and ethnically diverse business owners.

Ready to get started?

Please reach out to your nearest Huntington Branch, or call (800) 480-2001.

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People are at the heart of what we do.

Huntington is helping advance equity throughout the communities we serve by being more than just a bank, but a force of good when and where people need it most.

Learn more about our $20 billion Community Plan.

Huntington Community Pillars

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Lending products are subject to credit application and approval.

SBA loans subject to SBA eligibility. Huntington is the #1 SBA 7(a) lender in the region made up of Illinois, Indiana, Kentucky, Ohio, Michigan, West Virginia, and Western Pennsylvania from October 1, 2008 to September 30, 2019. Source: U.S. Small Business Administration (SBA).

Lift Local Business is a service mark of Huntington Bancshares Incorporated. ©2020 Huntington Bancshares Incorporated.

We will begin waiving the $20 Monthly Account Service Fee on your Unlimited Business Checking Account in the month you close on your loan under our Community Plan. This fee waiver will continue for thirty-six months or as long as you have an outstanding loan balance, whichever comes first. Only the Account Monthly Service Fee is waived and all other account charges apply as outlined on the Business Account Charges Form.

††24-Hour Grace® does not apply to return items and their associated fees. The 24-Hour Grace system and method is patented: U.S. Pat No. 8,364,581, 8,781,955, 10,475,118, and others pending.