SBA Lending

Fuel your business ambitions

Huntington brings expertise to SBA lending, helping entrepreneurs open, grow or transform their businesses. As the #1 SBA lender in the region for the last 16 years and #1 in the nation for the last seven years1, our SBA-guaranteed loans are designed to kickstart opportunities. Explore our programs and take the next step today.

Contact an SBA specialist

SBA Loan Benefits

Be well-suited for your next step

From startup financing, to expansion or acquisition, loans from the Small Business Administration can be a smart way to approach your aspirations. These government-backed loans offer advantageous benefits over conventional business lending:

  • Longer terms to increase cash flow
  • No balloon payments
  • Down payments as low as 10%
  • No loan covenants or monitoring requirements
  • Maximum loan amounts of $5 million

Huntington SBA loan programs

    Why choose Huntington for SBA lending?

    As an SBA Preferred Lender, Huntington can simplify your financing process with fast decisions on most SBA loans. Our team of specialists works closely with you through the process with expertise tailored to your business needs. For construction projects, we even provide a dedicated draw team to ensure everything aligns smoothly.

    Growing Opportunity

    Lift Local Business®

    We crafted this program to create more opportunities for women-, veteran- and racially and ethnically diverse-owned business, because we believe that more opportunity generates more possibilities in every community.

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    How do I apply for an SBA loan?

    Applying for an SBA loan with Huntington is simple. Fill out our form to connect with an SBA specialist who will guide you through the process, answer your questions, and keep things moving smoothly. Whether you’re nearby or far away, our team delivers the same exceptional service every time, making every conversation feel personal and helpful.

    Business trends and insights

    Woman at floral shop

    Optimizing accounts payable to strengthen cash flow

    At Huntington, we’re here to help guide you through optimizing accounts payable to strengthen your business’ cash flow.  

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    Aligning your capital structure with growing your business

    Huntington helps small business owners examine their company’s capital structure to find a solution that is right for them.

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    SBA Lending FAQs

    Disclosures

    1 SBA loans subject to SBA eligibility. Huntington is #1 in the nation in number of SBA 7(a) loans from October 1, 2017 to September 30, 2024. Huntington was the #1 SBA 7(a) lender in the region made up of Illinois, Indiana, Kentucky, Ohio, Michigan, West Virginia, and Western Pennsylvania from October 1, 2008 to September 30, 2021 and the region made up of Illinois, Indiana, Kentucky, Ohio, Michigan, West Virginia, Pennsylvania, Minnesota, Colorado and Wisconsin from October 1, 2021 to September 30, 2024. Source: U.S. Small Business Administration (SBA).

    Loans subject to credit application and approval.