Business Analyzed Checking

Designed for larger companies whose business and transactions are growing with more complex banking needs. Business Analyzed Checking offers earnings credit on your account balances that can offset transaction fees.

Account Features

Offset Transaction and Cash Deposit Fees Transaction and Cash deposit fees apply but can be offset by Earnings Credit, based on your collected monthly average balance.
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Offset Service Fees

Waive the $25 monthly service fee on this account by maintaining a Personal Account Relationship benefit# or use your earnings credit¥ to offset the monthly service fee plus additional transaction fees.

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Free Paperless Statements Online Account Analysis statements detail your account transactions and service charges.
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Optional Treasury Management Services

Select from a wide range of Treasury Management Services that help improve how you do business and manage your cash flow. Check out all that Huntington Bank has to offer.

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Overdraft Protection Money can be automatically transferred to your business checking from a linked business savings account, business money market account, business line of credit, or Voice Business Credit Card to cover overdrafts and returns.§
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Account Alerts Our automated email and text Alerts can provide daily updates on your money. Learn more about Alerts.
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Free Huntington Debit Mastercard® BusinessCard® Make everyday purchases anywhere Mastercard® is accepted and use Huntington ATMs with no withdrawal fees. Learn more.
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24-Hour Grace® for Business Our 24-Hour Grace feature is designed to give you more time to make a deposit in order to avoid an overdraft or return fee. Learn more.
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A transaction is not limited to checks paid, deposit tickets, deposited checks (except those you process through a remote deposit scanner), incoming ACH debits and credits, debit card purchases, and bill payment transactions made through Huntington’s Online Bill Pay service.

Branch/ATM Cash Deposits include up to $25,000 each month, and then $0.30 for each $100 in branch/atm cash deposits in excess of $25,000.

#The business can avoid the monthly checking maintenance fee for any statement period on this checking account when a business owner maintains a personal Huntington Platinum Perks Checking Account, Private Client Checking Account, or a SmartInvest Checking Account through that same statement period. To remove the benefit of a personal relationship, the owner of the personal checking account will need to contact (800) 480-2001.

¥Some account service fees and charges for other services added to the account can be offset by earnings credit allowance based on the average collected balance in the account and the Earnings Credit Rate. Overdraft and Return Fees cannot be offset by earnings credit. Talk to a Huntington Banker for more information.

§Increments of $100 can be transferred from available funds in a business savings or business money market account, and the transfer fee is $0. See additional information in the Huntington Business Deposit Account Agreement.

Increments of $100 can be transferred from a business line of credit, up to the available credit limit. Remember that the terms and conditions for funding still apply, such as interest and transaction limitations.

Transfers in the exact amount of the overdraft or return can be made automatically from a Voice Business Credit Card®, up to 10% of the available credit limit and subject to the applicable cash advance APR. Terms and conditions for funding account still apply, such as paying interest on the credit lines. Not subject to grace periods.

Message and data rates may apply.

Your account will be automatically closed if it remains negative in any amount for 60 days, including if your account is overdrawn within our $50 Safety Zone. Learn more at

Mastercard and Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.

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Weekdays 8:00 a.m. to 7:00 p.m. ET
and Saturday 8:00 a.m. to 2:00 p.m. ET
(800) 480-2001