High Interest Rate Relationship Money Market Account

A money market account should do more than hold your money. It should help shape your future. Huntington’s Relationship Money Market Account is built for people who want to grow with purpose — earning more, staying flexible, and feeling supported every step of the way.

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Relationship Money Market Account features

Grow with intention

Start earning interest when your balance reaches $25,000. The more you save, the more you can earn.

Loyalty earns more

If you already have a Huntington Perks Checking® or Huntington Platinum Perks Checking® account, you’ll qualify for relationship rates1. It’s our way of recognizing your trust and helping your money grow even faster.

No monthly maintenance fee 

Keep an average daily balance of $25,000 or own a Perks Checking or Platinum Perks Checking account to waive the $25 monthly maintenance fee2. Simple and straightforward.

Your money, always within reach

This account gives you the flexibility to access your funds when you need them. Make unlimited withdrawals at Huntington ATMs and branches.

Confidence comes standard

Your deposits are FDIC insured up to applicable limits. That means your savings are protected, so you can focus on what matters most.

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Better together: checking + savings

When you pair your Relationship Money Market Account with a Huntington Perks Checking or Huntington Platinum Perks Checking account, you can qualify for a higher interest rate and waive the monthly maintenance fee1,2.


It’s a simple way to get more from your money without giving up access or flexibility.

Relationship Money Market Account Tools

    How to open a money market account online

    Opening a Relationship Money Market Account online takes about 10 minutes. You can also visit a Huntington branch if you prefer in-person support.

    To open an account, you’ll need to:

    • Be 18 or older
    • Be a U.S. citizen with a Social Security number
    • Live in CO, IL, IN, KY, MI, MN, OH, PA, WV, NC, SC, or WI (Existing Huntington customers in other states may also be eligible)
    • Have a U.S. government-issued ID (like a driver’s license or passport)
    • Be ready to deposit at least $25,000, the minimum balance required to open an account

    Huntington Savings Calculators

    See how your savings can add up. Use our calculators to plan for what’s next — whether it’s a rainy day or a big goal.

    Try our savings calculators

    Certificate of Deposit

    A certificate of deposit (CD) is a savings option that helps you plan ahead. You earn a fixed interest rate. And you know what to expect. Visit a Huntington branch and see if it's right for you.

    Find a BranchLearn More

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    Benefits of a Money Market Account

    Looking for a flexible way to grow your savings? A money market account lets you earn interest while keeping your funds accessible.

    Learn More

    How to save for multiple financial goals

    It’s not always easy to know where to start. We’ll help you organize your goals and build a savings plan that fits your life.

    Learn More

    Relationship Money Market Account FAQs

    Money market accounts, also referred to as MMAs, are a type of savings account that is FDIC insured up to applicable limits and earns interest. Your interest rates will vary based on your zip code and balance. With our best interest rates, a Huntington Relationship Money Market Account can help you reach your savings goals.

    There are two main types of money market accounts: A regular MMA and an MMA IRA. A regular money market account is a great option if you’re looking for a savings account that earns a premium interest rate. If your goal is to save for retirement, an MMA IRA may be a better option. Money market accounts are also lower risk than stock market investment options and you'll have easier access to your money. Unlike other savings accounts, you can write checks from your MMA. You can also make withdrawals through an ATM, electronic transfer, or teller-assisted transaction.

    A money market account is a type of savings account that earns interest, is FDIC insured up to applicable customer limits, and allows the account owner to have access to the funds. At Huntington, our money market account is a relationship money market account, meaning you're eligible for a better interest rate when you also have a Perks Checking or Platinum Perks Checking account1.

    Money market accounts are FDIC-insured, offer higher interest rates compared to savings accounts, and are highly liquid, meaning they could be converted to cash easily. You can usually access the cash in a money market account through ATMs, in-branch teller services, and check-writing privileges. Money market accounts could be a great option to help reach specific savings goals, like building an emergency fund, saving for college, or saving for a down payment on a home or car.

    Money market accounts are considered low-risk investments, and your funds are insured up to applicable FDIC limits.

    Huntington is an FDIC insured bank, which means the money in your savings account is safe up to applicable limits ($250,000 per depositor, per ownership category).

    Yes. With the Relationship Money Market account, we offer unlimited Huntington ATM cash withdrawals and transfers.

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    DISCLOSURES

    1 Relationship Rate Benefit. The interest rate on your Relationship Money Market or Relationship Savings Account will be better when you also own a Huntington Perks Checking account or Huntington Platinum Perks Checking account. Ask a banker to see a rate sheet for details.

    2 Minimum Balance. Minimum balance to avoid monthly maintenance fee without a qualifying checking account is $25,000.00.

    3 24-Hour Grace. Your account will be automatically closed if it remains negative in any amount for 60 days, including if your account is overdrawn within our $50 Safety Zone®. Learn more at huntington.com/SafetyZone and huntington.com/Grace.

    4 Overdraft Protection. Increments of $100 can be transferred from available funds in a savings or money market account, and the transfer fee is $0. See additional information in the Huntington Consumer Deposit Account Agreement.

    Increments of $100 can be transferred from a personal credit line, up to the available credit limit and subject to the applicable personal credit line APR. Transfers can be made from a Voice Credit Card® up to 10% of the available credit limit and subject to the applicable cash advance APR. Terms and conditions for funding account still apply, such as paying interest on the credit lines. Not subject to grace periods.

    5 Alerts Message and data rates may apply.