Relationship Money Market Account

Be rewarded with the best of our savings and money market account interest rates. Read on to compare different accounts or click the link to open a Relationship Money Market Account online.
Money Scout is not currently available for use with money market accounts.
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What is a money market account?

Money market accounts, also referred to as MMAs, are a type of savings account that is FDIC insured¥ and earns interest. Your interest rates will vary based on your zip code and balance. With our best interest rates, a Huntington Relationship Money Market Account can help you reach your savings goals.

There are two main types of money market accounts: A regular MMA and an MMA IRA. A regular money market account is a great option if you’re looking for a savings account that earns a premium interest rate. If your goal is to save for retirement, an MMA IRA may be a better option.

Benefits of a Money Market Account

Earn Interest

On all balances above $25,000.

Relationship rate benefit

When you also have a Huntington 5® or Huntington 25 Checking® account.



No monthly maintenance fee

With average daily balance of $25,000 or when you also have either a Huntington 5 or Huntington 25 Checking account; otherwise $25.

Money market accounts are deposit accounts that are FDIC insured¥ and earn interest based on their current interest rate. They are also lower risk than stock market investment options and you’ll have easier access to your money. Unlike other savings accounts, you can write checks from your MMA. You can also make up to six withdrawals a month# through an ATM, electronic transfer, check, or a teller-assisted transaction.

These benefits come standard
24-Hour Grace®

We all make mistakes, but our 24-Hour Grace® feature is designed to give you more time to make a deposit in order to avoid an Overdraft Fee. Learn more.

All Day DepositSM

Our deposit day for ATMs and the Huntington Mobile app is up to midnight, so you don't have to rush to beat an early cut-off time. Learn more.

Email & Text Alerts

Our free Alerts provide real-time updates on your accounts. Carrier's message and data charges may apply. Learn more.

Mobile Banking

Check your balance, transfer money, and even deposit checks for free from your phone, tablet or desktop computer. Learn more.

Online Bill Pay

Pay your bills with just a few clicks. Just tell us the payment amount and where to send it, and we'll take care of the rest. For free. Learn More

Overdraft Protection

With Deposit-to-Deposit Overdraft Protections, if your checking account overdraws, we can transfer funds from a linked account. For free. Some limitations apply. Learn more.

How to Open a Money Market Account

It takes about 10 minutes to open a money market account online. You can also open a one by visiting any of our branches.

Here’s what you need to open a money market account:

  • Be 18 years of age or older
  • Be a US citizen
  • Be a resident in Ohio, Pennsylvania, West Virginia, Kentucky, Illinois, Indiana or Michigan. Existing Huntington customers residing outside of these states are also eligible to open a new account.
  • Have government issued ID
  • Know your Social security number

Ready to start paying your future self?

Apply for a Huntington Relationship MMA today 

Saving just got easier with Savings Goal GetterSM

It's easier to save money when your're saving for something specific, like a new car or a family vacation. Create up to 10 goals plus an Emergency Fund for each of your Huntington savings and money market accounts.

Learn more

Huntington Savings Calculators
Check out the Huntington savings calculators to understand how to prepare for your future, or that rainy day.
Find a Calculator
Did you know we also have an MMA IRA?
You can start saving with a Money Market IRA with just $1. It offers competitive interest rates and no monthly maintenance fee. Perfect for those new to IRAs. Contact a branch to learn more§.
Learn More

Compare Relationship Money Market Account Interest Rates

Your rate is based on the 43215 ZIP code.

Your interest rates and APY will be determined based on your zip code. Please note: If you are an existing Huntington customer with an address outside of our seven-state footprint, your interest rates and APY will be determined based on a Columbus, Ohio, regional zip code.

Rates effective as of Wednesday, October 21, 2020.

Rate Table
Non-Relationship Rate With Huntington 5 Checking** With Huntington 25 Checking*** With Private Client Account****
Balance
Interest Rate for First 90 Days
Interest Rate After 90 Days
APY*
Interest Rate for First 90 Days
Interest Rate After 90 Days
APY*
Interest Rate for First 90 Days
Interest Rate After 90 Days
APY*
Interest Rate for First 90 Days
Interest Rate After 90 Days
APY*
$0.01 to
$24,999.99
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
$25,000.00 to
$99,999.99
0.15%
0.05%
0.07%
0.15%
0.05%
0.07%
0.15%
0.05%
0.07%
0.20%
0.10%
0.12%
$100,000.00 to
$249,999.99
0.15%
0.05%
0.07%
0.15%
0.05%
0.07%
0.15%
0.05%
0.07%
0.20%
0.10%
0.12%
$250,000.00 to
$499,999.99
0.15%
0.05%
0.07%
0.15%
0.05%
0.07%
0.15%
0.05%
0.07%
0.20%
0.10%
0.12%
$500,000.00 to
$999,999.99
0.15%
0.05%
0.07%
0.15%
0.05%
0.07%
0.15%
0.05%
0.07%
0.20%
0.10%
0.12%
$1,000,000.00 to
$2,000,000.99
0.15%
0.05%
0.07%
0.15%
0.05%
0.07%
0.15%
0.05%
0.07%
0.20%
0.10%
0.12%
$2,000,001.00 to
$99,999,999,999.99
0.05%
0.05%
0.05%
0.05%
0.05%
0.05%
0.05%
0.05%
0.05%
0.10%
0.10%
0.10%

MINIMUM BALANCE TO AVOID MONTHLY MAINTENANCE FEE WITHOUT A QUALIFYING CHECKING ACCOUNT IS $25,000.00. *ANNUAL PERCENTAGE YIELD (APY) IS ACCURATE AS OF THE DATE REFERENCED ABOVE. THE INTRODUCTORY INTEREST RATE FOR THE $25,000.00 TO $99,999.99; $100,000.00 TO $249,999.99; $250,000.00 TO $499,999.99; $500,000.00 TO $999,999.99; $1,000,000.00 TO $2,000,000.99; AND $2,000,001.00 TO $99,999,999,999.99 BALANCE TIERS APPEARS ABOVE IN THE INTRODUCTORY INTEREST RATE SECTION AND THE CORRESPONDING APY APPEARS IN THE ANNUAL PERCENTAGE YIELD SECTION FOR YOUR CHECKING ACCOUNT OR RELATIONSHIP TYPE. IF THE INTRODUCTORY RATE IS BASED ON HAVING A QUALIFYING HUNTINGTON CONSUMER CHECKING ACCOUNT, THE QUALIFYING ACCOUNT MUST BE MAINTAINED FOR THE INTRODUCTORY INTEREST RATE TERM. AFTER THAT TIME YOUR POST-INTRODUCTORY RATE MAY CHANGE, AS THE HUNTINGTON RELATIONSHIP MONEY MARKET ACCOUNT (HRMMA) IS A VARIABLE RATE ACCOUNT. ANY CHANGES TO QUALIFYING CONSUMER CHECKING ACCOUNTS AFTER THE INTRODUCTORY INTEREST RATE TERM ENDS WILL NOT RESULT IN A CHANGE TO THE POST-INTRODUCTORY INTEREST RATE. WHEN YOUR BALANCE FALLS INTO A PARTICULAR RATE TIER, YOUR ENTIRE BALANCE WILL EARN THE APY LISTED ABOVE FOR YOUR CHECKING ACCOUNT OR RELATIONSHIP TYPE. INITIAL MINIMUM OPENING DEPOSIT TO EARN INTEREST UNDER THE INTRODUCTORY RATE IS $25,000.00 AND MUST BE NEW MONEY TO HUNTINGTON. "NEW MONEY" IS DEFINED AS MONEY THAT IS NOT CURRENTLY ON DEPOSIT IN ANY HUNTINGTON ACCOUNT (EXCEPT MATURING CONSUMER CDS). **YOU QUALIFY FOR THESE INTEREST RATES AND APYS AS LONG AS YOU HAVE AN OPEN HUNTINGTON 5 INTEREST CHECKING ACCOUNT. ***YOU QUALIFY FOR THESE INTEREST RATES AND APYS AS LONG AS YOU HAVE AN OPEN HUNTINGTON 25 INTEREST CHECKING ACCOUNT. ****YOU QUALIFY FOR THESE INTEREST RATES AND APYS AS LONG AS YOU HAVE AN OPEN PRIVATE CLIENT ACCOUNT. CHECKING ACCOUNT CONDITIONS: DEPENDING ON YOUR TYPE OF CHECKING ACCOUNT, IT MAY OR MAY NOT BE INTEREST-BEARING WHICH MAY IMPACT THE OVERALL RETURN OF YOUR TOTAL FUNDS ON DEPOSIT. IF A CHECKING ACCOUNT IS NOT MAINTAINED, THE HRMMA WILL EARN THE LOWER, NON-RELATIONSHIP INTRODUCTORY INTEREST RATE LISTED ABOVE. THE POST-INTRODUCTORY RATE MAY CHANGE AS THE HUNTINGTON RELATIONSHIP MONEY MARKET ACCOUNT (HRMMA) IS A VARIABLE RATE ACCOUNT. APPLICABLE TO BOTH HUNTINGTON RELATIONSHIP MONEY MARKET ACCOUNT AND CHECKING ACCOUNTS: FEES MAY REDUCE EARNINGS ON THE ACCOUNT. WE RESERVE THE RIGHT TO LIMIT ACCEPTANCE OF DEPOSITS GREATER THAN $2,000,000.00. HUNTINGTON(R) IS A FEDERALLY REGISTERED SERVICE MARK OF HUNTINGTON BANCSHARES INCORPORATED. MEMBER FDIC.

It's like applying in a branch. Without having to leave home.


¥FDIC insured up to customer's applicable limits.

The interest rate on your Relationship Money Market or Relationship Savings Account will be better when you also own a Huntington 5 or Huntington 25 Checking Account. Ask a banker to see a rate sheet for details.

For overdraft protection, we'll waive our daily transfer fee if you sign up for our deposit-to-deposit overdraft plan. Regulations limit the number of transfers that can be made on savings and money market accounts.

#Regulations limit the number of transfers that can be made on savings and on money market accounts during the calendar month or statement cycle. See additional information in the Account Documents.

§Cash IRA provides flexible access to funds, no monthly maintenance fee, $1 min to open and earn interest, competitive variable rates. Gives ability to start saving with small contributions each month, subject to annual IRS guidelines.

Huntington 5 Checking®, Huntington 25 Checking®, 24-Hour Grace® and ® are federally registered service marks of Huntington Bancshares Incorporated. All Day DepositSM and and Savings Goal GetterSM are service marks of Huntington Bancshares Incorporated. The 24-Hour Grace® system and method is patented. U.S. Pat. No. 8,364,581.

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If you can’t find what you’re looking for, let us know. We’re ready to help in person, online or on the phone.

Call Us

To speak to a customer service representative, call (800) 480-2265, daily 7:00 a.m. to 7:00 p.m. ET.