Relationship Money Market Account

Be rewarded with the best of our savings and money market account interest rates.

Features include:

  • No monthly maintenance fee when you also own a Huntington Perks Checking or Huntington Platinum Perks Checking Checking account; otherwise $25
  • Earn interest on all balances above $25,000
  • Access to relationship rates with a Perks Checking or Platinum Perks Checking account
  • FDIC insured up to customer's applicable limits

Apply Now    See all features & fee information

Innovations designed to help take care of your money.

All of our money market customers get access to products and tools built on automatic saving, forgiveness, and simple financial management.

piggy bank

Savings Goal Getter

Set financials goals, big or small—we'll show you how much you can save to get there and track your progress along the way.

24-Hour Grace®

We all make mistakes, but our 24-Hour Grace® feature is designed to give you more time to make a deposit in order to help avoid an Overdraft Fee##.

Overdraft Protection

With Deposit-to-Deposit Overdraft Protection, if your checking account overdraws, we can transfer funds from a linked account. For free. Some limitations apply§.

The Hub

The digital tools in The Hub make it easier to track and analyze your spending, view scheduled deposits and payments, and help you create and reach your financial goals.

Mobile Banking

Check your balance, transfer money, and even deposit checks for free from your phone, tablet or desktop computer.

Relationship Money Market Account Features

Earn Interest

On all balances above $25,000.

Relationship rate benefit

When you also have a Perks Checking or Platinum Perks Checking account.

No monthly maintenance fee

When you have either a Perks Checking or Platinum Perks Checking account or with an average daily balance of $25,000; otherwise $25.


Compare Relationship Money Market Account Interest Rates

Your rate is based on the 43215 ZIP code.

Rates effective as of Thursday, September 29, 2022.

Rate Table
Non-Relationship Rate With Huntington Perks Checking** With Huntington Platinum Perks Checking*** With Private Client Account****
Balance
Interest Rate for First 365 Days
Interest Rate After 365 Days
APY*
Interest Rate for First 365 Days
Interest Rate After 365 Days
APY*
Interest Rate for First 365 Days
Interest Rate After 365 Days
APY*
Interest Rate for First 365 Days
Interest Rate After 365 Days
APY*
$0.01 to
$24,999.99
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
$25,000.00 to
$99,999.99
1.40%
1.40%
1.41%
1.45%
1.45%
1.46%
1.50%
1.50%
1.51%
1.60%
1.60%
1.61%
$100,000.00 to
$249,999.99
1.40%
1.40%
1.41%
1.45%
1.45%
1.46%
1.50%
1.50%
1.51%
1.60%
1.60%
1.61%
$250,000.00 to
$499,999.99
1.40%
1.40%
1.41%
1.45%
1.45%
1.46%
1.50%
1.50%
1.51%
1.60%
1.60%
1.61%
$500,000.00 to
$999,999.99
1.40%
1.40%
1.41%
1.45%
1.45%
1.46%
1.50%
1.50%
1.51%
1.60%
1.60%
1.61%
$1,000,000.00 to
$2,000,000.99
1.40%
1.40%
1.41%
1.45%
1.45%
1.46%
1.50%
1.50%
1.51%
1.60%
1.60%
1.61%
$2,000,001.00 to
$99,999,999,999.99
0.25%
0.25%
0.25%
0.25%
0.25%
0.25%
0.25%
0.25%
0.25%
0.25%
0.25%
0.25%

MINIMUM BALANCE TO AVOID MONTHLY MAINTENANCE FEE WITHOUT A QUALIFYING CHECKING ACCOUNT IS $25,000.00. *ANNUAL PERCENTAGE YIELD (APY) IS ACCURATE AS OF THE DATE REFERENCED ABOVE. THE INTRODUCTORY INTEREST RATE FOR THE $25,000.00 TO $99,999.99; $100,000.00 TO $249,999.99; $250,000.00 TO $499,999.99; $500,000.00 TO $999,999.99; $1,000,000.00 TO $2,000,000.99; AND $2,000,001.00 TO $99,999,999,999.99 BALANCE TIERS APPEARS ABOVE IN THE INTRODUCTORY INTEREST RATE SECTION AND THE CORRESPONDING APY APPEARS IN THE ANNUAL PERCENTAGE YIELD SECTION FOR YOUR CHECKING ACCOUNT OR RELATIONSHIP TYPE. IF THE INTRODUCTORY RATE IS BASED ON HAVING A QUALIFYING HUNTINGTON CONSUMER CHECKING ACCOUNT, THE QUALIFYING ACCOUNT MUST BE MAINTAINED FOR THE INTRODUCTORY INTEREST RATE TERM. AFTER THAT TIME YOUR POST-INTRODUCTORY RATE MAY CHANGE, AS THE HUNTINGTON RELATIONSHIP MONEY MARKET ACCOUNT (HRMMA) IS A VARIABLE RATE ACCOUNT. ANY CHANGES TO QUALIFYING CONSUMER CHECKING ACCOUNTS AFTER THE INTRODUCTORY INTEREST RATE TERM ENDS WILL NOT RESULT IN A CHANGE TO THE POST-INTRODUCTORY INTEREST RATE. WHEN YOUR BALANCE FALLS INTO A PARTICULAR RATE TIER, YOUR ENTIRE BALANCE WILL EARN THE APY LISTED ABOVE FOR YOUR CHECKING ACCOUNT OR RELATIONSHIP TYPE. INITIAL MINIMUM OPENING DEPOSIT TO EARN INTEREST UNDER THE INTRODUCTORY RATE IS $25,000.00 AND MUST BE NEW MONEY TO HUNTINGTON. "NEW MONEY" IS DEFINED AS MONEY THAT IS NOT CURRENTLY ON DEPOSIT IN ANY HUNTINGTON ACCOUNT (EXCEPT MATURING CONSUMER CDS). **YOU QUALIFY FOR THESE INTEREST RATES AND APYS AS LONG AS YOU HAVE AN OPEN HUNTINGTON PERKS CHECKING ACCOUNT. ***YOU QUALIFY FOR THESE INTEREST RATES AND APYS AS LONG AS YOU HAVE AN OPEN HUNTINGTON PLATINUM PERKS CHECKING ACCOUNT. ****YOU QUALIFY FOR THESE INTEREST RATES AND APYS AS LONG AS YOU HAVE AN OPEN PRIVATE CLIENT ACCOUNT. CHECKING ACCOUNT CONDITIONS: DEPENDING ON YOUR TYPE OF CHECKING ACCOUNT, IT MAY OR MAY NOT BE INTEREST-BEARING WHICH MAY IMPACT THE OVERALL RETURN OF YOUR TOTAL FUNDS ON DEPOSIT. IF A CHECKING ACCOUNT IS NOT MAINTAINED, THE HRMMA WILL EARN THE LOWER, NON-RELATIONSHIP INTRODUCTORY INTEREST RATE LISTED ABOVE. THE POST-INTRODUCTORY RATE MAY CHANGE AS THE HUNTINGTON RELATIONSHIP MONEY MARKET ACCOUNT (HRMMA) IS A VARIABLE RATE ACCOUNT. APPLICABLE TO BOTH HUNTINGTON RELATIONSHIP MONEY MARKET ACCOUNT AND CHECKING ACCOUNTS: FEES MAY REDUCE EARNINGS ON THE ACCOUNT. WE RESERVE THE RIGHT TO LIMIT ACCEPTANCE OF DEPOSITS GREATER THAN $2,000,000.00. HUNTINGTON(R) IS A FEDERALLY REGISTERED SERVICE MARK OF HUNTINGTON BANCSHARES INCORPORATED. MEMBER FDIC.

Your interest rates and APY will be determined based on your zip code. Please note: If you are an existing Huntington customer with an address outside of our eleven-state footprint, your interest rates and APY will be determined based on a Columbus, OH, regional zip code.


What is a money market account?

Money market accounts, also referred to as MMAs, are a type of savings account that is FDIC insured up to applicable limits and earns interest. Your interest rates will vary based on your zip code and balance. With our best interest rates, a Huntington Relationship Money Market Account can help you reach your savings goals.

There are two main types of money market accounts: A regular MMA and an MMA IRA. A regular money market account is a great option if you’re looking for a savings account that earns a premium interest rate. If your goal is to save for retirement, an MMA IRA may be a better option. Money Market Accounts are also lower risk than stock market investment options and you'll have easier access to your money. Unlike other savings accounts, you can write checks from your MMA. You can also make up to six withdrawals a month through an ATM, electronic transfer, check, or teller-assisted transaction.


How to Open a Money Market Account Online

It takes about 10 minutes to open a money market account online. You can also open a one by visiting any of our branches.

To open a money market account, you must:

  • Be 18 or older
  • Be a U.S. citizen with a social security number
  • Be a resident in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia, or Wisconsin. Existing Huntington customers residing outside of these states are also eligible to open a new account.
  • Have a U.S. government or state-issued ID, like a drivers license or passport.
Choose the checking account that's right for you.

Three accounts that are uniquely different. Just like you.

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Three accounts all with interest that keeps your money working 24 hours a day.

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Huntington Savings Calculators
Check out the Huntington savings calculators to understand how to prepare for your future, or a rainy day.
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Did you know we also have an MMA IRA?
You can start saving with a Money Market IRA with just $1. It offers competitive interest rates and no monthly maintenance fee. Perfect for those new to IRAs. Contact a branch to learn more.
Learn More

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Minimum balance to avoid monthly maintenance fee without a qualifying checking account is $25,000.00.

The interest rate on your Relationship Money Market or Relationship Savings Account will be better when you also own a Huntington Perks CheckingSM Account or Huntington Platinum Perks CheckingSM Account. Ask a banker to see a rate sheet for details.

§Money can be automatically transferred (if you have enough money in your linked account) to cover overdrafts and returns in increments of $100. The transfer fee is $0.

Your account will be automatically closed if it remains negative in any amount for 60 days, including if your account is overdrawn within our $50 Safety ZoneSM. Learn more at huntington.com/SafetyZone and huntington.com/Grace.

24-Hour Grace® and Money Scout® are federally registered service marks of Huntington Bancshares Incorporated. Huntington Perks Checking℠, Huntington Platinum Perks Checking℠, and Savings Goal Getter℠ are service marks of Huntington Bancshares Incorporated. The 24-Hour Grace® system and method is patented. U.S. Pat No. 8,364,581, 8,781,955, 10,475,118, and others pending.