Certificates of Deposit

CDs are a great way to earn higher interest than our traditional savings accounts.
Visit a branch near you and speak with a banker to open a CD account.

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Earn a great rate on a new
7-month term CD.

Guaranteed fixed interest rate of 1.49% (1.50% APY)*. Minimum opening balance of $1,000+.

Rates may vary by region. Visit your local branch for best rates, and to open a CD.

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Promotional Fixed Rate CD Rates

Rates effective as of Tuesday, January, 07, 2020.
Rates may vary by region. Call or visit a branch for local rate information.

$1,000.00 - $1,999,999.99
Term (Months)
Interest Rate/APY*
1 of 2
7
1.49%/1.50%
2 of 2

+MINIMUM TO OPEN A STANDARD RATE CD IS $1000. FUNDS USED TO OPEN THE ACCOUNT CANNOT CURRENTLY BE IN A DEPOSIT ACCOUNT WITH THE HUNTINGTON NATIONAL BANK. *ANNUAL PERCENTAGE YIELD (APY) ACCURATE AS OF EFFECTIVE DATE STATED ABOVE. A PENALTY WILL BE IMPOSED FOR EARLY WITHDRAWAL. MEMBER FDIC.

The Benefits of CDs

Benefits of a CD
empty
Secure
Savings

Savings are FDIC-insured up to customer's applicable limits.

Competitive Interest Rates

CDs are a great way to earn higher interest than our traditional savings accounts.

empty
Fixed
Rates

Fixed interest rate for the term of the CD.

Huntington CD Savings Calculator
How much will my CD be worth at maturity?
Calculate Savings
Did you know we also have a CD IRA?
A CD IRA combines a fixed-rate CD under the umbrella of IRA benefits. There are a variety of terms available with a $1,000 minimum to open. Visit a branch to learn more and get started1.
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Compare CD Interest Rates

Your rate is based on the 43215 ZIP code.

Fixed Rate CDs by Term (Less than $100,000)

Rates effective as of Thursday, January 23, 2020.

Rate Table
$1,000.00 - $9,999.99 $10,000.00 - $49,999.99 $50,000.00 - $99,999.99
Term (Months)
Interest Rate
APY*
Interest Rate
APY*
Interest Rate
APY*
1
0.01%
0.01%
0.01%
0.01%
0.01%
0.01%
Disclosure Link 1 of 11
3
0.01%
0.01%
0.01%
0.01%
0.01%
0.01%
Disclosure Link 2 of 11
6
0.10%
0.10%
0.10%
0.10%
0.10%
0.10%
Disclosure Link 3 of 11
9
0.10%
0.10%
0.10%
0.10%
0.10%
0.10%
Disclosure Link 4 of 11
12
0.10%
0.10%
0.10%
0.10%
0.10%
0.10%
Disclosure Link 5 of 11
18
0.10%
0.10%
0.10%
0.10%
0.10%
0.10%
Disclosure Link 6 of 11
24
0.15%
0.15%
0.15%
0.15%
0.15%
0.15%
Disclosure Link 7 of 11
36
0.20%
0.20%
0.20%
0.20%
0.20%
0.20%
Disclosure Link 8 of 11
48
0.35%
0.35%
0.35%
0.35%
0.35%
0.35%
Disclosure Link 9 of 11
60
0.55%
0.55%
0.55%
0.55%
0.55%
0.55%
Disclosure Link 10 of 11
72
0.55%
0.55%
0.55%
0.55%
0.55%
0.55%
Disclosure Link 11 of 11

MINIMUM TO OPEN A STANDARD RATE CD IS $1000. *ANNUAL PERCENTAGE YIELD (APY) ACCURATE AS OF EFFECTIVE DATE STATED ABOVE. ON VARIABLE RATE ACCOUNTS, THE RATES MAY CHANGE AFTER THE ACCOUNT IS OPEN. A PENALTY WILL BE IMPOSED FOR EARLY WITHDRAWAL. MEMBER FDIC.

Jumbo Fixed Rate CDs by Term ($100,000 or Greater)

Rates effective as of Thursday, January 23, 2020.

Rate Table
$100,000.00 - $249,999.99 $250,000.00 - $99,999,999.99
Term (Days)
Interest Rate
APY*
Interest Rate
APY*
7
0.01%
0.01%
0.01%
0.01%
Disclosure Link 1 of 14
14
0.01%
0.01%
0.01%
0.01%
Disclosure Link 2 of 14
30
0.01%
0.01%
0.01%
0.01%
Disclosure Link 3 of 14
60
0.01%
0.01%
0.01%
0.01%
Disclosure Link 4 of 14
90
0.01%
0.01%
0.01%
0.01%
Disclosure Link 5 of 14
180
0.10%
0.10%
0.10%
0.10%
Disclosure Link 6 of 14
270
0.10%
0.10%
0.10%
0.10%
Disclosure Link 7 of 14
365
0.10%
0.10%
0.10%
0.10%
Disclosure Link 8 of 14
547
0.10%
0.10%
0.10%
0.10%
Disclosure Link 9 of 14
730
0.15%
0.15%
0.15%
0.15%
Disclosure Link 10 of 14
912
0.15%
0.15%
0.15%
0.15%
Disclosure Link 11 of 14
1095
0.20%
0.20%
0.20%
0.20%
Disclosure Link 12 of 14
1460
0.35%
0.35%
0.35%
0.35%
Disclosure Link 13 of 14
1825
0.55%
0.55%
0.55%
0.55%
Disclosure Link 14 of 14

MINIMUM BALANCE TO OPEN AND OBTAIN ANNUAL PERCENTAGE YIELD (APY) FOR HUNTINGTON JUMBO CERTIFICATE OF DEPOSIT IS $100,000. RATES AND APY'S ARE ACCURATE AS OF THE DATE REFERENCED AT THE TOP OF THIS DOCUMENT AND ARE SUBJECT TO CHANGE WITHOUT NOTICE. A PENALTY WILL BE IMPOSED FOR EARLY WITHDRAWAL. WE RESERVE THE RIGHT TO LIMIT THE NUMBER OF ACCOUNTS PER CUSTOMER ABOVE $2 MILLION. NO RATE EXCEPTIONS. NOT AVAILABLE FOR BROKERS/AGENTS/PUBLIC FUNDS/FINANCIAL INSTITUTIONS. MEMBER FDIC.

Find a branch, open a CD and start saving.

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1IRA CD provides guaranteed fixed rate for the term of the CD; $1,000 min to open; subject to early withdrawal penalty and IRS tax implications. Variety of short and longer terms are available.

Still Have Questions?

If you can’t find what you’re looking for, let us know. We’re ready to help in person, online or on the phone.

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