Certificate of Deposit accounts with competitive rates

Plan with purpose. Save with certainty.

A certificate of deposit (CD) is a savings option that helps you plan ahead. You earn a fixed interest rate. And you know what to expect.

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Smart CD features, thoughtfully crafted

Earn predictable returns

Your rate stays the same for the entire term. It’s a steady way to grow your savings with clarity and control.

Stronger rates for long-term saving

Huntington CDs offer competitive interest rates. It’s a way to grow your savings with more intention, and more return.

Your money is protected

Funds in your Certificate of Deposit account are FDIC insured up to the applicable limits, giving you added peace of mind as you save.

Compare CD interest rates

We monitor the market daily to offer competitive rates, so your money keeps working as hard as you do.

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CD Savings Calculator

See how your savings could grow over time

Estimate the future value of your certificate of deposit. Just enter your deposit amount, term, interest rate, and compounding frequency to get started.

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Huntington’s CD IRA

A fixed-rate CD with IRA benefits

A CD IRA offers the stability of a certificate of deposit with the tax benefits of an IRA. Terms start at $1,000. Visit a branch to explore your options¹.

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Open new Accounts

Open a checking account online

Explore options. Apply in minutes.

Choose from four checking accounts, each with features to help you manage money your way. Open online or visit a branch to get started.

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Open a personal savings account

Saving should feel rewarding

Whether you're building an emergency fund or setting money aside for something meaningful, our savings and money market accounts are here to help.

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Related Resources

Understanding FDIC insurance

Curious what FDIC insurance is and why some bank accounts include it while others do not? We can help you understand FDIC insurance and how it can be reassuring if your money is protected by the FDIC.

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Compare savings account options

There are a variety of savings products that can help put your money to work for you. We have information and a comparison table to help you compare savings accounts.

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Certificates of Deposit FAQs

What is a CD account?

How does a CD work?

How do CD rates work?

When do CDs pay interest?

What is the penalty for early withdrawal of a CD?

Are CDs FDIC insured?

DISCLOSURES

¹ IRA CD. IRA CD provides guaranteed fixed rate for the term of the CD; $1,000 minimum to open; subject to early withdrawal penalty and IRS tax implications. Variety of short and longer terms are available.