Certificates of Deposit

CDs are a great way to earn higher interest than our traditional savings accounts.
Contact your local branch to speak with a banker about opening a CD account.

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The Benefits of CDs

Benefits of a CD
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Secure
Savings

Savings are FDIC-insured up to customer's applicable limits.

Competitive Interest Rates

CDs are a great way to earn higher interest than our traditional savings accounts.

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Fixed
Rates

Fixed interest rate for the term of the CD.

Huntington CD Savings Calculator
How much will my CD be worth at maturity?
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Did you know we also have a CD IRA?
A CD IRA combines a fixed-rate CD under the umbrella of IRA benefits. There are a variety of terms available with a $1,000 minimum to open. Visit a branch to learn more and get started1.
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Compare CD Interest Rates

Your rate is based on the 43215 ZIP code.

Fixed Rate CDs by Term (Less than $100,000)

Rates effective as of Wednesday, July 28, 2021.

Rate Table
$1,000.00 - $9,999.99 $10,000.00 - $49,999.99 $50,000.00 - $99,999.99
Term (Months)
Interest Rate
APY*
Interest Rate
APY*
Interest Rate
APY*
1
0.01%
0.01%
0.01%
0.01%
0.01%
0.01%
Disclosure Link 1 of 11
3
0.01%
0.01%
0.01%
0.01%
0.01%
0.01%
Disclosure Link 2 of 11
6
0.05%
0.05%
0.05%
0.05%
0.05%
0.05%
Disclosure Link 3 of 11
9
0.05%
0.05%
0.05%
0.05%
0.05%
0.05%
Disclosure Link 4 of 11
12
0.05%
0.05%
0.05%
0.05%
0.05%
0.05%
Disclosure Link 5 of 11
18
0.05%
0.05%
0.05%
0.05%
0.05%
0.05%
Disclosure Link 6 of 11
24
0.10%
0.10%
0.10%
0.10%
0.10%
0.10%
Disclosure Link 7 of 11
36
0.10%
0.10%
0.10%
0.10%
0.10%
0.10%
Disclosure Link 8 of 11
48
0.10%
0.10%
0.10%
0.10%
0.10%
0.10%
Disclosure Link 9 of 11
60
0.10%
0.10%
0.10%
0.10%
0.10%
0.10%
Disclosure Link 10 of 11
72
0.10%
0.10%
0.10%
0.10%
0.10%
0.10%
Disclosure Link 11 of 11

MINIMUM TO OPEN A STANDARD RATE CD IS $1000. *ANNUAL PERCENTAGE YIELD (APY) ACCURATE AS OF EFFECTIVE DATE STATED ABOVE. ON VARIABLE RATE ACCOUNTS, THE RATES MAY CHANGE AFTER THE ACCOUNT IS OPEN. A PENALTY WILL BE IMPOSED FOR EARLY WITHDRAWAL. MEMBER FDIC.

Jumbo Fixed Rate CDs by Term ($100,000 or Greater)

Rates effective as of Wednesday, July 28, 2021.

Rate Table
$100,000.00 - $249,999.99 $250,000.00 - $99,999,999.99
Term (Days)
Interest Rate
APY*
Interest Rate
APY*
7
0.01%
0.01%
0.01%
0.01%
Disclosure Link 1 of 14
14
0.01%
0.01%
0.01%
0.01%
Disclosure Link 2 of 14
30
0.01%
0.01%
0.01%
0.01%
Disclosure Link 3 of 14
60
0.01%
0.01%
0.01%
0.01%
Disclosure Link 4 of 14
90
0.01%
0.01%
0.01%
0.01%
Disclosure Link 5 of 14
180
0.05%
0.05%
0.05%
0.05%
Disclosure Link 6 of 14
270
0.05%
0.05%
0.05%
0.05%
Disclosure Link 7 of 14
365
0.05%
0.05%
0.05%
0.05%
Disclosure Link 8 of 14
547
0.05%
0.05%
0.05%
0.05%
Disclosure Link 9 of 14
730
0.10%
0.10%
0.10%
0.10%
Disclosure Link 10 of 14
912
0.10%
0.10%
0.10%
0.10%
Disclosure Link 11 of 14
1095
0.10%
0.10%
0.10%
0.10%
Disclosure Link 12 of 14
1460
0.10%
0.10%
0.10%
0.10%
Disclosure Link 13 of 14
1825
0.10%
0.10%
0.10%
0.10%
Disclosure Link 14 of 14

MINIMUM BALANCE TO OPEN AND OBTAIN ANNUAL PERCENTAGE YIELD (APY) FOR HUNTINGTON JUMBO CERTIFICATE OF DEPOSIT IS $100,000. RATES AND APY'S ARE ACCURATE AS OF THE DATE REFERENCED AT THE TOP OF THIS DOCUMENT AND ARE SUBJECT TO CHANGE WITHOUT NOTICE. A PENALTY WILL BE IMPOSED FOR EARLY WITHDRAWAL. WE RESERVE THE RIGHT TO LIMIT THE NUMBER OF ACCOUNTS PER CUSTOMER ABOVE $2 MILLION. NO RATE EXCEPTIONS. NOT AVAILABLE FOR BROKERS/AGENTS/PUBLIC FUNDS/FINANCIAL INSTITUTIONS. MEMBER FDIC.

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1IRA CD provides guaranteed fixed rate for the term of the CD; $1,000 min to open; subject to early withdrawal penalty and IRS tax implications. Variety of short and longer terms are available.

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