Certificates of Deposit
Contact your local branch to speak with a banker about opening a CD account.
The Benefits of CDs

Savings
Savings are FDIC-insured up to customer's applicable limits.

CDs are a great way to earn higher interest than our traditional savings accounts.

Rates
Fixed interest rate for the term of the CD.
Did you know we also have a CD IRA?
Compare CD Interest Rates
Your rate is based on the 43215 ZIP code.
Fixed Rate CDs by Term (Less than $100,000)
Rates effective as of Friday, February 26, 2021.
$1,000.00 - $9,999.99 | $10,000.00 - $49,999.99 | $50,000.00 - $99,999.99 | |||||
---|---|---|---|---|---|---|---|
Term (Months)
|
Interest Rate
|
APY*
|
Interest Rate
|
APY*
|
Interest Rate
|
APY*
|
|
1
|
0.01%
|
0.01%
|
0.01%
|
0.01%
|
0.01%
|
0.01%
|
|
3
|
0.01%
|
0.01%
|
0.01%
|
0.01%
|
0.01%
|
0.01%
|
|
6
|
0.05%
|
0.05%
|
0.05%
|
0.05%
|
0.05%
|
0.05%
|
|
9
|
0.05%
|
0.05%
|
0.05%
|
0.05%
|
0.05%
|
0.05%
|
|
12
|
0.05%
|
0.05%
|
0.05%
|
0.05%
|
0.05%
|
0.05%
|
|
18
|
0.05%
|
0.05%
|
0.05%
|
0.05%
|
0.05%
|
0.05%
|
|
24
|
0.10%
|
0.10%
|
0.10%
|
0.10%
|
0.10%
|
0.10%
|
|
36
|
0.10%
|
0.10%
|
0.10%
|
0.10%
|
0.10%
|
0.10%
|
|
48
|
0.10%
|
0.10%
|
0.10%
|
0.10%
|
0.10%
|
0.10%
|
|
60
|
0.10%
|
0.10%
|
0.10%
|
0.10%
|
0.10%
|
0.10%
|
|
72
|
0.10%
|
0.10%
|
0.10%
|
0.10%
|
0.10%
|
0.10%
|
MINIMUM TO OPEN A STANDARD RATE CD IS $1000. *ANNUAL PERCENTAGE YIELD (APY) ACCURATE AS OF EFFECTIVE DATE STATED ABOVE. ON VARIABLE RATE ACCOUNTS, THE RATES MAY CHANGE AFTER THE ACCOUNT IS OPEN. A PENALTY WILL BE IMPOSED FOR EARLY WITHDRAWAL. MEMBER FDIC.
Jumbo Fixed Rate CDs by Term ($100,000 or Greater)
Rates effective as of Friday, February 26, 2021.
$100,000.00 - $249,999.99 | $250,000.00 - $99,999,999.99 | ||||
---|---|---|---|---|---|
Term (Days)
|
Interest Rate
|
APY*
|
Interest Rate
|
APY*
|
|
7
|
0.01%
|
0.01%
|
0.01%
|
0.01%
|
|
14
|
0.01%
|
0.01%
|
0.01%
|
0.01%
|
|
30
|
0.01%
|
0.01%
|
0.01%
|
0.01%
|
|
60
|
0.01%
|
0.01%
|
0.01%
|
0.01%
|
|
90
|
0.01%
|
0.01%
|
0.01%
|
0.01%
|
|
180
|
0.05%
|
0.05%
|
0.05%
|
0.05%
|
|
270
|
0.05%
|
0.05%
|
0.05%
|
0.05%
|
|
365
|
0.05%
|
0.05%
|
0.05%
|
0.05%
|
|
547
|
0.05%
|
0.05%
|
0.05%
|
0.05%
|
|
730
|
0.10%
|
0.10%
|
0.10%
|
0.10%
|
|
912
|
0.10%
|
0.10%
|
0.10%
|
0.10%
|
|
1095
|
0.10%
|
0.10%
|
0.10%
|
0.10%
|
|
1460
|
0.10%
|
0.10%
|
0.10%
|
0.10%
|
|
1825
|
0.10%
|
0.10%
|
0.10%
|
0.10%
|
MINIMUM BALANCE TO OPEN AND OBTAIN ANNUAL PERCENTAGE YIELD (APY) FOR HUNTINGTON JUMBO CERTIFICATE OF DEPOSIT IS $100,000. RATES AND APY'S ARE ACCURATE AS OF THE DATE REFERENCED AT THE TOP OF THIS DOCUMENT AND ARE SUBJECT TO CHANGE WITHOUT NOTICE. A PENALTY WILL BE IMPOSED FOR EARLY WITHDRAWAL. WE RESERVE THE RIGHT TO LIMIT THE NUMBER OF ACCOUNTS PER CUSTOMER ABOVE $2 MILLION. NO RATE EXCEPTIONS. NOT AVAILABLE FOR BROKERS/AGENTS/PUBLIC FUNDS/FINANCIAL INSTITUTIONS. MEMBER FDIC.
Find a branch, open a CD and start saving.

1IRA CD provides guaranteed fixed rate for the term of the CD; $1,000 min to open; subject to early withdrawal penalty and IRS tax implications. Variety of short and longer terms are available.
We are here to help.
If you can’t find what you’re looking for, let us know. We’re ready to help in person, online or on the phone.
Call Us
To speak to a customer service representative, call (800) 480-2265, daily 7:00 a.m. to 7:00 p.m. ET.