Certificates of Deposit

CDs are a great way to earn higher interest than a traditional savings account.

A satisfying and stable way to grow your savings.

Earn a competitive rate on a 14-month term CD. Guaranteed interest rate of 4.34% Annual Percentage Yield (APY) with a minimum opening balance of $1,000. Rates vary by region, so check out the rate table below for rates in your area.

Visit a branch to open a CD and start watching your savings grow today!

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Why consider certificates of deposit?

At Huntington, we look out for you at every step of your banking journey, because we believe everyone deserves a chance at financial success.

Security

Certificates of deposit are FDIC insured up to applicable limits, keeping your money safe.

Stability

Interest rates are fixed for the entire term of the CD. No need to worry about market shifts.

Competitive Interest

If you’re planning to save your money long term, CDs offer more attractive rates than traditional savings accounts.

Watch your savings grow

Huntington CD Savings Calculator

How much will my CD be worth at maturity?

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Did you know we also have a CD IRA?

A CD IRA combines a fixed-rate CD under the umbrella of IRA benefits. There are a variety of terms available with a $1,000 minimum to open. Visit a branch to learn more and get started1.

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Compare CD Interest Rates

Your rate is based on the 43215 ZIP code.

Fixed Rate CDs by Term (Less than $100,000)

Rates effective as of Friday, February 03, 2023.

Rate Table
$1,000.00 - $19,999.99 $20,000.00 - $99,999.99
Term (Months)
Interest Rate
APY*
Interest Rate
APY*
14
4.25%
4.34%
4.25%
4.34%

MEMBER FDIC. MINIMUM BALANCE TO OPEN AND OBTAIN ANNUAL PERCENTAGE YIELD (APY) FOR HUNTINGTON CERTIFICATE OF DEPOSIT IS $1,000. RATES AND APY'S ARE ACCURATE AS OF THE DATE REFERENCED AT THE TOP OF THIS DOCUMENT AND ARE SUBJECT TO CHANGE WITHOUT NOTICE. A PENALTY WILL BE IMPOSED FOR EARLY WITHDRAWAL. FOR ACCOUNTS LESS THAN $100,000 ONLY. NOT VALID WITH ANY OTHER OFFER. NO RATE EXCEPTIONS. NOT AVAILABLE FOR BROKERS/AGENTS/PUBLIC ENTITIES/FINANCIAL INSTITUTIONS.

Jumbo Fixed Rate CDs by Term ($100,000 or Greater)

Rates effective as of Friday, February 03, 2023.

Rate Table
$100,000.00 - $249,999.99 $250,000.00 - $1,999,999.99 $2,000,000.00 - $99,999,999.99
Term (Days)
Interest Rate
APY*
Interest Rate
APY*
Interest Rate
APY*
425
4.25%
4.34%
4.25%
4.34%
0.10%
0.10%

MINIMUM BALANCE TO OPEN AND OBTAIN ANNUAL PERCENTAGE YIELD (APY) FOR HUNTINGTON JUMBO CERTIFICATE OF DEPOSIT IS $100,000. RATES AND APY'S ARE ACCURATE AS OF THE DATE REFERENCED AT THE TOP OF THIS DOCUMENT AND ARE SUBJECT TO CHANGE WITHOUT NOTICE. A PENALTY WILL BE IMPOSED FOR EARLY WITHDRAWAL. WE RESERVE THE RIGHT TO LIMIT THE NUMBER OF ACCOUNTS PER CUSTOMER ABOVE $2 MILLION. NO RATE EXCEPTIONS. NOT AVAILABLE FOR BROKERS/AGENTS/PUBLIC FUNDS/FINANCIAL INSTITUTIONS. MEMBER FDIC.

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1 IRA CD provides guaranteed fixed rate for the term of the CD; $1,000 min to open; subject to early withdrawal penalty and IRS tax implications. Variety of short and longer terms are available.