Certificates of Deposit

CDs are a great way to save if you don’t need access to your money right away. Add them to your savings mix as a way to earn higher interest than our traditional savings accounts. Talk to a banker to find the term and rate that fit your financial situation, or visit a branch near you to open a CD account.

15-month CD
1.01%
Annual Percentage Yield

Earn 1.01% APY on a 15-month CD

  • Guaranteed fixed interest rate of 1.00%/1.01% APY*.
  • Minimum opening balance of $1,000+.
  • Visit a branch to learn more.
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The Benefits of CDs

Earn Competitive Interest Rates

On all balances. Lock in higher CD rates on longer terms on most CDs.

Secure Savings

Savings are FDIC insured up to customer's applicable limits.

$1,000

Minimum opening balances available.

Find the right CD for you

Fixed Rate
CD
Offers a guaranteed rate1 available in a variety of terms ranging from 30-days to 10-years. A smart savings choice for individuals seeking higher returns without risking their principal.

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1 of 4
Easy Access
CD
Allows customers easy access to their money after the first 6 days of funding the account, without penalty.

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2 of 4
Linked Rate
CD
Allows customers to automatically point interest payments to a linked Huntington checking, savings or money market account.

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3 of 4
Step Rate
CD
A CD with an interest rate that increases every six months during its term. The rate for each six-month period is disclosed when the account is opened.

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Compare CD Interest Rates

Your rate is based on the 43215 ZIP code.

15-month CD Rates

Rates effective as of Wednesday, November 01, 2017.

$1,000.00 - $99,999.99
Term (Months) Interest Rate/APY*
1 of 2
15 1.00%/1.01%
2 of 2

+MINIMUM TO OPEN A STANDARD RATE CD IS $1000. *ANNUAL PERCENTAGE YIELD (APY) ACCURATE AS OF EFFECTIVE DATE STATED ABOVE. ON VARIABLE RATE ACCOUNTS, THE RATES MAY CHANGE AFTER THE ACCOUNT IS OPEN. A PENALTY WILL BE IMPOSED FOR EARLY WITHDRAWAL. MEMBER FDIC.

Fixed Rate CDs by Term (Less than $100,000)

Rates effective as of Friday, November 24, 2017.

Rate Table
$1,000.00 - $9,999.99 $10,000.00 - $49,999.99 $50,000.00 - $99,999.99
Term (Months) Interest Rate/APY* Interest Rate/APY* Interest Rate/APY*
1 0.01% / 0.01% 0.01% / 0.01% 0.01% / 0.01%
Disclosure Link 1 of 11
3 0.01% / 0.01% 0.01% / 0.01% 0.01% / 0.01%
Disclosure Link 2 of 11
6 0.10% / 0.10% 0.10% / 0.10% 0.10% / 0.10%
Disclosure Link 3 of 11
9 0.10% / 0.10% 0.10% / 0.10% 0.10% / 0.10%
Disclosure Link 4 of 11
12 0.10% / 0.10% 0.10% / 0.10% 0.10% / 0.10%
Disclosure Link 5 of 11
18 0.10% / 0.10% 0.10% / 0.10% 0.10% / 0.10%
Disclosure Link 6 of 11
24 0.15% / 0.15% 0.15% / 0.15% 0.15% / 0.15%
Disclosure Link 7 of 11
36 0.20% / 0.20% 0.20% / 0.20% 0.20% / 0.20%
Disclosure Link 8 of 11
48 0.35% / 0.35% 0.35% / 0.35% 0.35% / 0.35%
Disclosure Link 9 of 11
60 0.55% / 0.55% 0.55% / 0.55% 0.55% / 0.55%
Disclosure Link 10 of 11
72 0.55% / 0.55% 0.55% / 0.55% 0.55% / 0.55%
Disclosure Link 11 of 11

MINIMUM TO OPEN A STANDARD RATE CD IS $1000. *ANNUAL PERCENTAGE YIELD (APY) ACCURATE AS OF EFFECTIVE DATE STATED ABOVE. ON VARIABLE RATE ACCOUNTS, THE RATES MAY CHANGE AFTER THE ACCOUNT IS OPEN. A PENALTY WILL BE IMPOSED FOR EARLY WITHDRAWAL. MEMBER FDIC.

Jumbo Fixed Rate CDs by Term (Greater than $100,000)

Rates effective as of Friday, November 24, 2017.

Rate Table
$100,000.00 - $249,999.99 $250,000.00 - $99,999,999.99
Term (Days) Interest Rate/APY* Interest Rate/APY*
7 0.01% / 0.01% 0.01% / 0.01%
Disclosure Link 1 of 14
14 0.01% / 0.01% 0.01% / 0.01%
Disclosure Link 2 of 14
30 0.01% / 0.01% 0.01% / 0.01%
Disclosure Link 3 of 14
60 0.01% / 0.01% 0.01% / 0.01%
Disclosure Link 4 of 14
90 0.01% / 0.01% 0.01% / 0.01%
Disclosure Link 5 of 14
180 0.10% / 0.10% 0.10% / 0.10%
Disclosure Link 6 of 14
270 0.10% / 0.10% 0.10% / 0.10%
Disclosure Link 7 of 14
365 0.10% / 0.10% 0.10% / 0.10%
Disclosure Link 8 of 14
547 0.10% / 0.10% 0.10% / 0.10%
Disclosure Link 9 of 14
730 0.15% / 0.15% 0.15% / 0.15%
Disclosure Link 10 of 14
912 0.15% / 0.15% 0.15% / 0.15%
Disclosure Link 11 of 14
1095 0.20% / 0.20% 0.20% / 0.20%
Disclosure Link 12 of 14
1460 0.35% / 0.35% 0.35% / 0.35%
Disclosure Link 13 of 14
1825 0.55% / 0.55% 0.55% / 0.55%
Disclosure Link 14 of 14

MINIMUM BALANCE TO OPEN AND OBTAIN ANNUAL PERCENTAGE YIELD (APY) FOR HUNTINGTON JUMBO CERTIFICATE OF DEPOSIT IS $100,000. RATES AND APY'S ARE ACCURATE AS OF THE DATE REFERENCED AT THE TOP OF THIS DOCUMENT AND ARE SUBJECT TO CHANGE WITHOUT NOTICE. A PENALTY WILL BE IMPOSED FOR EARLY WITHDRAWAL. WE RESERVE THE RIGHT TO LIMIT THE NUMBER OF ACCOUNTS PER CUSTOMER ABOVE $2 MILLION. NO RATE EXCEPTIONS. NOT AVAILABLE FOR BROKERS/AGENTS/PUBLIC FUNDS/FINANCIAL INSTITUTIONS. MEMBER FDIC.


Easy Access CD Rates

Rates effective as of Friday, November 24, 2017.

Rate Table
$15,000.00 - $250,000.00
Term (Months) Interest Rate/APY*
12 0.10% / 0.10%

MINIMUM TO OPEN HUNTINGTON(R) EASY ACCESS CD (SM) IS $15000. *ANNUAL PERCENTAGE YIELD (APY) ACCURATE AS OF EFFECTIVE DATE STATED ABOVE. A PENALTY WILL BE IMPOSED FOR EARLY WITHDRAWAL DURING THE ORIGINAL TERM ON THE AMOUNT OF PRINCIPAL WITHDRAWN WITHIN THE FIRST 6 (SIX) DAYS AFTER THE DAY OF ACCOUNT OPENING. ANY WITHDRAWAL OF PRINCIPAL DURING THE ORIGINAL TERM OF THIS ACCOUNT MUST BE A WITHDRAWAL OF THE ENTIRE AMOUNT OF THE PRINCIPAL IN THE ACCOUNT. SEE ACCOUNT AGREEMENT AND DISCLOSURE OF ACCOUNT TERMS AND RULES AND REGULATIONS FOR COMPLETE DETAILS. MEMBER FDIC.


Linked Rate CD Rates by Term

Rates effective as of Friday, November 24, 2017.

Rate Table
$1,000.00 - $99,999.99
Term (Months) Interest Rate/APY*
13 0.20% / 0.20%

MINIMUM OPENING DEPOSIT IS $1000.00. MINIMUM BALANCE TO EARN INTEREST IS $1.00 *ANNUAL PERCENTAGE YIELD (APY) ACCURATE AS OF EFFECTIVE DATE STATED ABOVE. INTEREST ONLY PAID TO HUNTINGTON "INTEREST RECEIVABLE ACCOUNT". MEMBER FDIC. HUNTINGTON(R) IS A FEDERALLY REGISTERED SERVICE MARK OF HUNTINGTON BANCSHARES INCORPORATED.

Rates effective as of Friday, November 24, 2017.

Rate Table
$1,000.00 - $99,999.99
Term (Months) Interest Rate/APY*
37 0.30% / 0.30%

MINIMUM OPENING DEPOSIT IS $1000.00. MINIMUM BALANCE TO EARN INTEREST IS $1.00 *ANNUAL PERCENTAGE YIELD (APY) ACCURATE AS OF EFFECTIVE DATE STATED ABOVE. INTEREST ONLY PAID TO HUNTINGTON "INTEREST RECEIVABLE ACCOUNT". A PENALTY WILL BE IMPOSED FOR EARLY WITHDRAWAL IN THE FIRST 12 MONTHS OF THE MATURITY TERM. MEMBER FDIC.


Stepped CD Rates (24-month)

Rates effective as of Friday, November 24, 2017.

Rate Table
24 Month Stepped Rate CD
Period Balance Interest Rate APY*
1st 6 months $1,000.00 to $99,999.99 0.05% 0.13%
2nd 6 months $1,000.00 to $99,999.99 0.10% 0.13%
3rd 6 months $1,000.00 to $99,999.99 0.15% 0.13%
4th 6 months $1,000.00 to $99,999.99 0.20% 0.13%

*ANNUAL PERCENTAGE YIELD (APY) ACCURATE AS OF EFFECTIVE DATE STATED ABOVE. A PENALTY WILL BE IMPOSED FOR EARLY WITHDRAWAL IN THE FIRST 12 MONTHS OF THE MATURITY TERM. MEMBER FDIC.


Visit a branch near you to open a CD.


1 Guaranteed rate with FDIC insurance up to the maximum permitted by law.

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