Certificates of Deposit

Looking for a variety of secure savings products? Huntington offers a wide variety of certificates of deposit (CDs) in terms from just 30 days to several years. Enter your ZIP code below to compare CD rates in your area or visit a branch near you to open a CD account.

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The Benefits of CDs

Earn Competitive Interest Rates

On all balances.

Savings are FDIC insured

Up to customer's applicable limits.

A minimum opening balance of as little as $1,000

Compare CD Interest Rates

13-month Linked CD Rates

Rates effective as of Wednesday, July 26, 2017.

Rate Table
$1,000.00 - $99,999.99
Term (Months) Interest Rate/APY*
13 0.20% / 0.20%
Disclosure Link 1 of 1

MINIMUM OPENING DEPOSIT IS $1000.00. MINIMUM BALANCE TO EARN INTEREST IS $1.00 *ANNUAL PERCENTAGE YIELD (APY) ACCURATE AS OF EFFECTIVE DATE STATED ABOVE. INTEREST ONLY PAID TO HUNTINGTON "INTEREST RECEIVABLE ACCOUNT". MEMBER FDIC. HUNTINGTON(R) IS A FEDERALLY REGISTERED SERVICE MARK OF HUNTINGTON BANCSHARES INCORPORATED.

Easy Access CD Rates

Rates effective as of Wednesday, July 26, 2017.

Rate Table
$15,000.00 - $250,000.00
Term (Months) Interest Rate/APY*
12 0.10% / 0.10%
Disclosure Link 1 of 1

MINIMUM TO OPEN HUNTINGTON(R) EASY ACCESS CD (SM) IS $15000. *ANNUAL PERCENTAGE YIELD (APY) ACCURATE AS OF EFFECTIVE DATE STATED ABOVE. A PENALTY WILL BE IMPOSED FOR EARLY WITHDRAWAL DURING THE ORIGINAL TERM ON THE AMOUNT OF PRINCIPAL WITHDRAWN WITHIN THE FIRST 6 (SIX) DAYS AFTER THE DAY OF ACCOUNT OPENING. ANY WITHDRAWAL OF PRINCIPAL DURING THE ORIGINAL TERM OF THIS ACCOUNT MUST BE A WITHDRAWAL OF THE ENTIRE AMOUNT OF THE PRINCIPAL IN THE ACCOUNT. SEE ACCOUNT AGREEMENT AND DISCLOSURE OF ACCOUNT TERMS AND RULES AND REGULATIONS FOR COMPLETE DETAILS. MEMBER FDIC.

24-month Stepped CD Rates

Rates effective as of Wednesday, July 26, 2017.

Rate Table
24 Month Stepped Rate CD
Period Balance Interest Rate APY*
1st 6 months $1,000.00 to $99,999.99 0.05% 0.13%
Disclosure Link 1 of 4
2nd 6 months $1,000.00 to $99,999.99 0.10% 0.13%
Disclosure Link 2 of 4
3rd 6 months $1,000.00 to $99,999.99 0.15% 0.13%
Disclosure Link 3 of 4
4th 6 months $1,000.00 to $99,999.99 0.20% 0.13%
Disclosure Link 4 of 4

*ANNUAL PERCENTAGE YIELD (APY) ACCURATE AS OF EFFECTIVE DATE STATED ABOVE. A PENALTY WILL BE IMPOSED FOR EARLY WITHDRAWAL IN THE FIRST 12 MONTHS OF THE MATURITY TERM. MEMBER FDIC.

37-month Linked Rate CD

Rates effective as of Wednesday, July 26, 2017.

Rate Table
$1,000.00 - $99,999.99
Term (Months) Interest Rate/APY*
37 0.30% / 0.30%
Disclosure Link 1 of 1

MINIMUM OPENING DEPOSIT IS $1000.00. MINIMUM BALANCE TO EARN INTEREST IS $1.00 *ANNUAL PERCENTAGE YIELD (APY) ACCURATE AS OF EFFECTIVE DATE STATED ABOVE. INTEREST ONLY PAID TO HUNTINGTON "INTEREST RECEIVABLE ACCOUNT". A PENALTY WILL BE IMPOSED FOR EARLY WITHDRAWAL IN THE FIRST 12 MONTHS OF THE MATURITY TERM. MEMBER FDIC.

CD < $100K Term Stated in Months

Rates effective as of Wednesday, July 26, 2017.

Rate Table
$1,000.00 - $9,999.99 $10,000.00 - $49,999.99 $50,000.00 - $99,999.99
Term (Months) Interest Rate/APY* Interest Rate/APY* Interest Rate/APY*
1 0.01% / 0.01% 0.01% / 0.01% 0.01% / 0.01%
Disclosure Link 1 of 11
3 0.01% / 0.01% 0.01% / 0.01% 0.01% / 0.01%
Disclosure Link 2 of 11
6 0.10% / 0.10% 0.10% / 0.10% 0.10% / 0.10%
Disclosure Link 3 of 11
9 0.10% / 0.10% 0.10% / 0.10% 0.10% / 0.10%
Disclosure Link 4 of 11
12 0.10% / 0.10% 0.10% / 0.10% 0.10% / 0.10%
Disclosure Link 5 of 11
18 0.10% / 0.10% 0.10% / 0.10% 0.10% / 0.10%
Disclosure Link 6 of 11
24 0.15% / 0.15% 0.15% / 0.15% 0.15% / 0.15%
Disclosure Link 7 of 11
36 0.20% / 0.20% 0.20% / 0.20% 0.20% / 0.20%
Disclosure Link 8 of 11
48 0.35% / 0.35% 0.35% / 0.35% 0.35% / 0.35%
Disclosure Link 9 of 11
60 0.55% / 0.55% 0.55% / 0.55% 0.55% / 0.55%
Disclosure Link 10 of 11
72 0.55% / 0.55% 0.55% / 0.55% 0.55% / 0.55%
Disclosure Link 11 of 11

MINIMUM TO OPEN A STANDARD RATE CD IS $1000. *ANNUAL PERCENTAGE YIELD (APY) ACCURATE AS OF EFFECTIVE DATE STATED ABOVE. ON VARIABLE RATE ACCOUNTS, THE RATES MAY CHANGE AFTER THE ACCOUNT IS OPEN. A PENALTY WILL BE IMPOSED FOR EARLY WITHDRAWAL. MEMBER FDIC.

CD < $100K Term Stated in Days

Rates effective as of Wednesday, July 26, 2017.

Rate Table
$1,000.00 - $9,999.99 $10,000.00 - $49,999.99 $50,000.00 - $99,999.99
Term (Days) Interest Rate/APY* Interest Rate/APY* Interest Rate/APY*
14 0.01% / 0.01% 0.01% / 0.01% 0.01% / 0.01%
Disclosure Link 1 of 4
30 0.01% / 0.01% 0.01% / 0.01% 0.01% / 0.01%
Disclosure Link 2 of 4
91 0.01% / 0.01% 0.01% / 0.01% 0.01% / 0.01%
Disclosure Link 3 of 4
182 0.10% / 0.10% 0.10% / 0.10% 0.10% / 0.10%
Disclosure Link 4 of 4

MINIMUM TO OPEN A STANDARD RATE CD IS $1000. *ANNUAL PERCENTAGE YIELD (APY) ACCURATE AS OF EFFECTIVE DATE STATED ABOVE. ON VARIABLE RATE ACCOUNTS. THE RATES MAY CHANGE AFTER THE ACCOUNT IS OPEN. A PENALTY WILL BE IMPOSED FOR EARLY WITHDRAWAL. MEMBER FDIC.

Jumbo CD > $100K Term Stated in Days

Rates effective as of Wednesday, July 26, 2017.

Rate Table
$100,000.00 - $249,999.99 $250,000.00 - $99,999,999.99
Term (Days) Interest Rate/APY* Interest Rate/APY*
7 0.01% / 0.01% 0.01% / 0.01%
Disclosure Link 1 of 14
14 0.01% / 0.01% 0.01% / 0.01%
Disclosure Link 2 of 14
30 0.01% / 0.01% 0.01% / 0.01%
Disclosure Link 3 of 14
60 0.01% / 0.01% 0.01% / 0.01%
Disclosure Link 4 of 14
90 0.01% / 0.01% 0.01% / 0.01%
Disclosure Link 5 of 14
180 0.10% / 0.10% 0.10% / 0.10%
Disclosure Link 6 of 14
270 0.10% / 0.10% 0.10% / 0.10%
Disclosure Link 7 of 14
365 0.10% / 0.10% 0.10% / 0.10%
Disclosure Link 8 of 14
547 0.10% / 0.10% 0.10% / 0.10%
Disclosure Link 9 of 14
730 0.15% / 0.15% 0.15% / 0.15%
Disclosure Link 10 of 14
912 0.15% / 0.15% 0.15% / 0.15%
Disclosure Link 11 of 14
1095 0.20% / 0.20% 0.20% / 0.20%
Disclosure Link 12 of 14
1460 0.35% / 0.35% 0.35% / 0.35%
Disclosure Link 13 of 14
1825 0.55% / 0.55% 0.55% / 0.55%
Disclosure Link 14 of 14

MINIMUM BALANCE TO OPEN AND OBTAIN ANNUAL PERCENTAGE YIELD (APY) FOR HUNTINGTON JUMBO CERTIFICATE OF DEPOSIT IS $100,000. RATES AND APY'S ARE ACCURATE AS OF THE DATE REFERENCED AT THE TOP OF THIS DOCUMENT AND ARE SUBJECT TO CHANGE WITHOUT NOTICE. A PENALTY WILL BE IMPOSED FOR EARLY WITHDRAWAL. WE RESERVE THE RIGHT TO LIMIT THE NUMBER OF ACCOUNTS PER CUSTOMER ABOVE $2 MILLION. NO RATE EXCEPTIONS. NOT AVAILABLE FOR BROKERS/AGENTS/PUBLIC FUNDS/FINANCIAL INSTITUTIONS. MEMBER FDIC.

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