Introducing our no overdraft fee

Because when budgets get tight, overdrafts may happen. We get it. And we’ve got you.

If you accidentally overdraw your account by $50 or less, you won’t be charged an overdraft fee thanks to our $50 Safety Zone.

Because we see you adapting to new challenges and still finding ways to look out for each other. And we want to do the same for you.

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How it works:



Let’s say your utility bills get auto-paid two days before your paycheck is direct-deposited. Then, wham—an overdraft just because of bad timing.


Now, you have a $50 Safety Zone, so you won’t be charged an overdraft fee if you accidentally overdraw your account by $50 or less.


And, if you overdraw by more than $50, you have more time to fix it and avoid an overdraft fee with 24-Hour Grace®.

No extended overdraft fee

With $50 Safety Zone, if your balance is negative up to $50 for five consecutive days or longer, you won't get an extended overdraft fee.

No extra cost

$50 Safety Zone overdraft fee relief feature comes at no extra cost with all Huntington personal checking, savings, and money market deposit accounts.
We want you to avoid overdraft fees. Having a clearer understanding of overdrafts is a good place to start.
Learn More About Overdrafts
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The no overdraft fee $50 Safety Zone is one more way we’re looking out for you.

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$50 Safety Zone and 24-Hour Grace® do not apply to returned items and their associated fees. Your account will be automatically closed if it remains negative for 60 days.
§The transfer fee is $0, however, regulations limit the number of transfers that can be made on savings and money market accounts during a calendar month or statement cycle. See additional information in the Huntington Consumer Deposit Account Agreement.
# Message and data rates apply.

24-Hour Grace® is a federally registered service mark of Huntington Bancshares Incorporated. $50 Safety Zone and All Day Deposit is a service mark of Huntington Bancshares Incorporated. The 24-Hour Grace system and method is patented. U.S. Pat no. 8,364,581, 8,781,955, 10,475,118, and others pending.