$50 Safety Zone℠
We see you adapting to new challenges and still finding ways to look out for each other. And we want to do the same for you.As a Huntington customer, if you accidentally overdraw your account by $50 or less, you won’t be charged an overdraft fee thanks to our $50 Safety Zone†.
How it works.
Let’s say your utility bills get auto-paid a few days before your paycheck is direct-deposited. Then, wham—a fee just because of bad timing.
Now, you have a $50 Safety Zone, so you won’t be charged an overdraft fee if you accidentally overdraw your account by $50 or less.
And, if you overdraw by more than $50, 24-Hour Grace® gives you more time to fix it and avoid a fee.†
You deserve a bank that's doing things differently.
Grace Is Still our Standard
Overdraw by more than $50? With 24-Hour Grace®, you have more time to fix it and avoid an overdraft fee or return.†
No Hidden Cost to Use
As a loyal customer, $50 Safety Zone overdraft fee relief feature comes at no extra cost with all Huntington personal checking, savings, and money market deposit accounts.
We want to help you understand how overdrafts and returns happen, which can help you ditch the fees.
Speak with Us
Daily 7:00 a.m. to 7:00 p.m. ET
Ask us Online
You have a few ways to get help
Find a Branch
Find your nearest Huntington Branch
†Your account will be automatically closed if it remains negative in any amount for 60 days, including if your account is overdrawn within our $50 Safety Zone.
24-Hour Grace® is a federally registered service mark of Huntington Bancshares Incorporated. $50 Safety Zone℠ is a service mark of Huntington Bancshares Incorporated. The 24-Hour Grace system and method is patented. U.S. Pat no. 8,364,581, 8,781,955, 10,475,118, and others pending.