$50 Safety Zone

We see you adapting to new challenges and still finding ways to look out for each other. And we want to do the same for you.

As a Huntington customer, if you accidentally overdraw your account by $50 or less, you won’t be charged an overdraft fee thanks to our $50 Safety Zone.

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How it works.

Let’s say your utility bills get auto-paid two days before your paycheck is direct-deposited. Then, wham—an overdraft just because of bad timing.

Now, you have a $50 Safety Zone, so you won’t be charged an overdraft fee if you accidentally overdraw your account by $50 or less.

And, if you overdraw by more than $50, you have more time to fix it and avoid an overdraft fee with 24-Hour Grace®.

You deserve a bank that's doing things differently.

No Extended Overdraft Fee, No... Really

With $50 Safety Zone, if your balance is negative up to $50 for five consecutive days or longer, you won't get an extended overdraft fee.

Grace Is Still Our Standard

Overdraw by more than $50? With 24-Hour Grace®, you have more time to fix an overdraft and avoid an overdraft fee.

No Hidden Cost to Use

As a loyal customer, $50 Safety Zone overdraft fee relief feature comes at no extra cost with a Huntington personal checking, savings, and money market deposit accounts.

$50 Safety ZoneSM and 24-Hour Grace® do not apply to returned items and their associated fees. Your account will be automatically closed if it remains negative in any amount for 60 days.

We want to help you understand how overdrafts happen, which will help you ditch the fees.

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$50 Safety Zone and 24-Hour Grace® do not apply to returned items and their associated fees. Your account will be automatically closed if it remains negative in any amount for 60 days.

24-Hour Grace® is a federally registered service mark of Huntington Bancshares Incorporated. $50 Safety Zone℠ and All Day Deposit℠ are service marks of Huntington Bancshares Incorporated. The 24-Hour Grace system and method is patented. U.S. Pat no. 8,364,581, 8,781,955, 10,475,118, and others pending.