Introducing our no overdraft fee
$50 SAFETY ZONE℠
Because when budgets get tight, overdrafts may happen. We get it. And we’ve got you.
How it works:
Let’s say your utility bills get auto-paid two days before your paycheck is direct-deposited. Then, wham—an overdraft just because of bad timing.
Now, you have a $50 Safety Zone, so you won’t be charged an overdraft fee if you accidentally overdraw your account by $50 or less.
And, if you overdraw by more than $50, you have more time to fix it and avoid an overdraft fee with 24-Hour Grace®†.
No extended overdraft fee
No extra cost
We want you to avoid overdraft fees. Having a clearer understanding of overdrafts is a good place to start.Learn More About Overdrafts
Avoid overdraft fees with these tools and services.
Free Overdraft Protection Transfers
Sign up for Deposit-to-Deposit Overdraft Protection and if your checking account overdraws, we can transfer funds from a linked account§.
24-Hour Grace® Overdraft Fee Relief
We believe grace should be the standard. So when your account is overdrawn, 24-Hour Grace gives you more time to fix it and avoid a fee†.
All Day Deposit℠
We give you up until midnight when depositing through ATMs or our mobile app, so you don’t have to worry about earlier cut-off times.
Mobile App with Quick Balance
Not only does the Huntington Mobile app let you deposit checks, pay bills and transfer funds — the Quick Balance feature displays your balances with just one tap.
The Hub: Digital Banking Reinvented
The Hub makes it simple to track and analyze your spending, find areas for potential savings, and help you create and reach your financial goals.
Interested in a Huntington checking account?
The no overdraft fee $50 Safety Zone is one more way we’re looking out for you.
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† $50 Safety Zone℠ and 24-Hour Grace® do not apply to returned items and their associated fees. Your account will be automatically closed if it remains negative for 60 days.
§The transfer fee is $0, however, regulations limit the number of transfers that can be made on savings and money market accounts during a calendar month or statement cycle. See additional information in the Huntington Consumer Deposit Account Agreement.
# Message and data rates apply.
24-Hour Grace® is a federally registered service mark of Huntington Bancshares Incorporated. $50 Safety Zone℠ and All Day Deposit℠ is a service mark of Huntington Bancshares Incorporated. The 24-Hour Grace system and method is patented. U.S. Pat no. 8,364,581, 8,781,955, 10,475,118, and others pending.