Introducing our no overdraft fee
$50 SAFETY ZONE


Because when budgets get tight, overdrafts may happen. We get it. And we’ve got you.


If you accidentally overdraw your account by $50 or less, you won’t be charged an overdraft fee thanks to our $50 Safety Zone.

Because we see you adapting to new challenges and still finding ways to look out for each other. And we want to do the same for you.




How it works:

 

Dollars

Let’s say your utility bills get auto-paid two days before your paycheck is direct-deposited. Then, wham—an overdraft just because of bad timing.

 

Now, you have a $50 Safety Zone, so you won’t be charged an overdraft fee if you accidentally overdraw your account by $50 or less.

 

And, if you overdraw by more than $50, you have more time to fix it and avoid an overdraft fee with 24-Hour Grace®.




No extended overdraft fee

With $50 Safety Zone, if your balance is negative up to $50 for five consecutive days or longer, you won't get an extended overdraft fee.

No extra cost

$50 Safety Zone overdraft fee relief feature comes at no extra cost with all Huntington personal checking, savings, and money market deposit accounts.
We want you to avoid overdraft fees. Having a clearer understanding of overdrafts is a good place to start.
Learn More About Overdrafts
Interested in a Huntington checking account?
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The no overdraft fee $50 Safety Zone is one more way we’re looking out for you.


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$50 Safety Zone and 24-Hour Grace® do not apply to returned items and their associated fees. Your account will be automatically closed if it remains negative for 60 days.
§The transfer fee is $0, however, regulations limit the number of transfers that can be made on savings and money market accounts during a calendar month or statement cycle. See additional information in the Huntington Consumer Deposit Account Agreement.
# Message and data rates apply.

24-Hour Grace® is a federally registered service mark of Huntington Bancshares Incorporated. $50 Safety Zone and All Day Deposit is a service mark of Huntington Bancshares Incorporated. The 24-Hour Grace system and method is patented. U.S. Pat no. 8,364,581, 8,781,955, 10,475,118, and others pending.