Introducing our no overdraft fee
$50 SAFETY ZONE℠


Because when budgets get tight, overdrafts may happen. We get it. And we’ve got you.


If you accidentally overdraw your account by $50 or less, you won’t be charged an overdraft fee thanks to our $50 Safety Zone†.

Because we see you adapting to new challenges and still finding ways to look out for each other. And we want to do the same for you.



How it works:

 

Dollars

Let’s say your utility bills get auto-paid two days before your paycheck is direct-deposited. Then, wham—an overdraft just because of bad timing.

 

Now, you have a $50 Safety Zone, so you won’t be charged an overdraft fee if you accidentally overdraw your account by $50 or less.

 

And, if you overdraw by more than $50, you have more time to fix it and avoid an overdraft fee with 24-Hour Grace®†.



No extended overdraft fee

With $50 Safety Zone, if your balance is negative up to $50 for five consecutive days or longer, you won't get an extended overdraft fee†.

No extra cost

$50 Safety Zone overdraft fee relief feature comes at no extra cost with all Huntington personal checking, savings, and money market deposit accounts.
We want you to avoid overdraft fees. Having a clearer understanding of overdrafts is a good place to start.
Learn More About Overdrafts

Avoid overdraft fees with these tools and services.

Free Overdraft Protection Transfers

Sign up for Deposit-to-Deposit Overdraft Protection and if your checking account overdraws, we can transfer funds from a linked account§.

24-Hour Grace® Overdraft Fee Relief

We believe grace should be the standard. So when your account is overdrawn, 24-Hour Grace gives you more time to fix it and avoid a fee†.

All Day Deposit℠

We give you up until midnight when depositing through ATMs or our mobile app, so you don’t have to worry about earlier cut-off times.

Mobile App with Quick Balance

Not only does the Huntington Mobile app let you deposit checks, pay bills and transfer funds — the Quick Balance feature displays your balances with just one tap.

The Hub: Digital Banking Reinvented

The Hub makes it simple to track and analyze your spending, find areas for potential savings, and help you create and reach your financial goals.

Huntington Heads Up®

You get alerts# for news, weather, and sports. But how about your money? Huntington Heads Up lets you know exactly where your money is going and provides real-time insights to help you make more informed decisions.

Interested in a Huntington checking account?
Explore Checking Accounts

The no overdraft fee $50 Safety Zone is one more way we’re looking out for you.


Contact Us

We're here for you — by phone, online, or in a branch.

Speak with Us

Daily 7:00 a.m. to 7:00 p.m. ET

800-480-2265

Ask us Online

You have a few ways to get help

Get Answers Quick

Find a Branch

Find your nearest Huntington Branch

† $50 Safety Zone℠ and 24-Hour Grace® do not apply to returned items and their associated fees. Your account will be automatically closed if it remains negative for 60 days.
§The transfer fee is $0, however, regulations limit the number of transfers that can be made on savings and money market accounts during a calendar month or statement cycle. See additional information in the Huntington Consumer Deposit Account Agreement.
# Message and data rates apply.

24-Hour Grace® is a federally registered service mark of Huntington Bancshares Incorporated. $50 Safety Zone℠ and All Day Deposit℠ is a service mark of Huntington Bancshares Incorporated. The 24-Hour Grace system and method is patented. U.S. Pat no. 8,364,581, 8,781,955, 10,475,118, and others pending.