Overdraft Fee Protection

$50 Safety Zone®

We see you showing up for your family, your community, and yourself. And we’re here to show up for you. That’s why, as a Huntington Bank customer, you won’t be charged an overdraft fee if you accidentally overdraw your account by $50 or less. It’s all part of our $50 Safety Zone1, giving a little breathing room when you need it most.

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How $50 Safety Zone® works

Let’s say your utility bills are auto-paid a few days before your paycheck hits. Suddenly, you’re overdrawn, not because you spent too much, but because of timing.

That’s where our $50 Safety Zone comes in. If your account is overdrawn by $50 or less, you won’t be charged an overdraft fee.

And if you go over $50? 24-Hour Grace® gives you more time to bring your balance back and avoid a fee1. We know life happens, and we're here to help you stay on track.

You deserve a bank that looks out for you

Grace is still our standard

If you overdraw your account by more than $50, 24-Hour Grace® gives you time to bring your balance back and avoid an overdraft fee or return1.

No hidden costs. Just built-in care.

$50 Safety Zone1 is included with all Huntington personal checking, savings and money market accounts. No extra fees, no fine print, just one more way we help you stay on track.

Understand overdrafts. Help avoid fees.

We’re here to help you feel more confident about your money. That starts with understanding how overdrafts and returns happen and how to avoid them. Because when you know more, you can do more.

Learn more about overdrafts and returns

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DISCLOSURE

1Your account will be automatically closed if it remains negative in any amount for 60 days, including if your account is overdrawn within our $50 Safety Zone.

24-Hour Grace® and $50 Safety Zone® are federally registered service marks of Huntington Bancshares Incorporated. The 24-Hour Grace system and method is patented. U.S. Pat no. 8,364,581, 8,781,955, 10,475,118, and others pending.