What is a high-yield savings account?
Open a High-Yield Relationship Savings Account online
A high-yield savings account that recognizes your relationship
If you have an eligible Huntington checking account and a qualifying savings account, you may earn a higher interest rate. Maintain an average daily balance of $5,000 and you can earn an even better interest rate. It’s a simple way to help your money grow—without changing how you bank.
Great features, thoughtfully crafted
Grow your savings from day one
No monthly maintenance fee
Your money is protected
Earn more with a linked account
Compare Relationship Savings interest rates
We monitor the market daily to offer competitive, relationship-based rates—so your money keeps working as hard as you do.
Interest Rate Comparison Calculator
See how your rate shapes your results
Even a small difference in interest can impact your savings over time. Use this calculator to compare rates and see how your money could grow.
Reduced Spending Calculator
Small changes. Big potential.
Cutting back on everyday expenses can help you save more than you think. Use this tool to estimate how much you could set aside by spending less.
Savings Growth Calculator
Plan ahead with purpose
Whether you're saving for something specific or just building a cushion, this calculator helps you estimate how much you could save over time.
Open a checking account online
Explore options. Apply in minutes.
Choose from four checking accounts, each with features to help you manage money your way. Open online or visit a branch to get started.
Open a personal savings account
Saving should feel rewarding
Whether you're building an emergency fund or setting money aside for something meaningful, our savings and money market accounts are here to help.
Related Resources
Savings accounts with compound interest explained
What's the difference between checking and savings accounts?
Relationship Savings Account FAQs
How does a high-yield savings account work?
How is savings account interest calculated?
What do I need to open a Relationship Savings account?
Can I open a Relationship Savings account online?
Are savings accounts FDIC-insured?
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DISCLOSURES
1 Minimum Balance. Average daily balance to avoid the monthly maintenance fee without a qualifying account is $300. Minimum balance to earn interest is $0.01.
2 Relationship Rate Benefit. The interest rate on your Relationship Money Market or Relationship Savings Account will be better when you also own a Huntington Perks Checking account or Huntington Platinum Perks Checking account. Ask a banker to see a rate sheet for details.
3 Money Scout. Money Scout automatically schedules transfers from your selected checking account and credits your selected savings account. A money market account (MMA) cannot be a selected savings account for use with Money Scout. A scheduled transfer may be canceled before midnight ET on the day it is scheduled. Transfer amounts and frequency may vary and will reduce the money available in your account to cover other transactions. You are responsible for ensuring your account has sufficient funds. You may be charged overdraft fees if your account falls below -$50. Subject to eligibility, terms and conditions, and other account agreements.
4 $50 Safety Zone and 24-Hour Grace. Your account will be automatically closed if it remains negative in any amount for 60 days, including if your account is overdrawn within our $50 Safety Zone®. Learn more at huntington.com/SafetyZone and huntington.com/Grace.
5 Alerts Message and data rates may apply.
6 Overdraft Protection. Increments of $100 can be transferred from available funds in a savings or money market account, and the transfer fee is $0. See additional information in the Huntington Consumer Deposit Account Agreement.
Increments of $100 can be transferred from a personal credit line, up to the available credit limit and subject to the applicable personal credit line APR. Transfers can be made from a Voice Credit Card® up to 10% of the available credit limit and subject to the applicable cash advance APR. Terms and conditions for funding account still apply, such as paying interest on the credit lines. Not subject to grace periods.