Fixed Rate Mortgages: 15 & 30 Year Terms
Get the security of a monthly principal and interest payment that never increases. We give you the flexibility to lock in your rate for any term between 8 and 30 years, whichever works best for you. See the benefits of a fixed rate loan listed below.
Why choose a Fixed Rate Loan?
Lock in your rate for the entire term of your loan, no matter what else happens in the market.
Pay the same monthly principal payment in year one that you pay at the end of your mortgage.
Down Payment Assistance
You may be able to reduce your down payment. With the help of state bond programs, you may need to put less money down.
Other Fixed Rate Mortgage Features
These fixed rate mortgage tools will help with your decision
Fixed Mortgage Rates
The rates below are based on the Columbus, Ohio, 43015 ZIP code and can vary by market (or region).
Rates effective as of Thursday, September 21, 2017.
|Term||Interest Rate||Discount Points||APR||Payment Stream||Rate Effective Date|
|Conv 30 Yr Fixed||3.750%||0.250||3.953%||359 payments of $555.74
1 payment of $554.95
|09/20/17 12:00:00 AM|
*The interest rate requires 1% origination fee, plus any additional points, if any, as listed above.
The Annual Percentage Rates (APRs) disclosed above are based on a $120,000 loan amount, at least a 20% down payment, points disclosed, the payment of certain customary fees at loan closing, credit score of at least 740, a rate lock period of 60 days and assumes a purchase of an owner-occupied one unit dwelling with no secondary financing for a property located in Franklin County, Ohio. Click here to find a loan officer near you or give us a call at 1-800-LOAN US-1 (1-800-562-6871) for terms available in your area. Mortgage Insurance may be required for loans that have less than a 20% down payment which will increase the APR and result in a higher loan payment. Interest rates and fees are subject to change without notice. Huntington's mortgage division offers many different mortgage products; your APR may vary depending on the product for which you apply.
All loans are subject to credit approval and receipt of a property appraisal demonstrating sufficient value.
All lending products are subject to application and credit approval. Home equity loans and lines also subject to acceptable appraisal and title search.
Home Mortgage Guide
From tips on making an electronic payment to understanding your escrow account, this Home Mortgage Guide is just another way Huntington helps to make your mortgage easier.
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