With a fixed-rate mortgage from Huntington, your monthly principal and interest stay the same. Choose a term that fits your life, from 10 to 30 years. Whether you're settling in or planning ahead, we’ll help you craft a loan that supports your goals.
From how to make a payment online to understanding your escrow account, our Home Mortgage Guide is here to help. It’s just one more way Huntington looks out for you—making homeownership feel a little more manageable, every step of the way.
A fixed-rate mortgage is a home loan with an interest rate that stays the same for the entire term of the loan. This means your monthly principal and interest payments remain consistent, making it easier to budget over time.
Fixed-rate mortgages offer stability and predictability. You won’t be affected by rising interest rates, and your payments won’t change—ideal for long-term homeowners or those who prefer financial consistency.
Huntington offers terms ranging from 10 to 30 years. Shorter terms typically have lower interest rates but higher monthly payments, while longer terms offer lower monthly payments with more interest paid over time.
Yes, you can refinance your fixed-rate mortgage with Huntington.
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