Disclosures
1To qualify loan must have an application date between November 1, 2025 through November 30, 2025. VA loans require a VA certificate of eligibility. Huntington is not acting on behalf of, or at the direction of, the VA, USDA or Federal Government.
2 Subject to any loan program minimum borrower contribution requirements and/or maximum cashback allowances, and to origination, processing and administrative fees charged in connection with certain government loan programs, borrowers will pay for certain Huntington-required closing costs. Huntington will waive up to $5,500 in certain Huntington-required closing costs. If the total Huntington closing costs exceed $5,500, the borrower will be responsible for the remaining amount. The closing cost discount/waiver will not apply to prepaid interest, borrower-elected discount points, hazard and/or flood insurance premiums, mortgage insurance premiums, initial escrow account payments, escrow waiver fees, construction-related fees, or to other closing costs for items not required by Huntington, including but not limited to those for owner’s title insurance, homebuyer education, government fees such as property taxes, transfer taxes, and revenue stamps, government loan program funding and guarantee fees, and real estate closing fees, such as brokerage fees, homeowner’s or condominium association and/or certification fees, and inspection fees. Seller’s credits to pay specified fees and other promotional credits will be applied first before the closing cost waiver is applied. Huntington’s closing cost discount is only available for the purchase and refinance of homes located in the following states: Colorado, Florida (Collier County only) Illinois, Indiana, Kentucky, Michigan, Minnesota, New Jersey, North Carolina, Ohio, Pennsylvania, South Carolina, Texas, West Virginia, Wisconsin.
All loans are subject to application and credit approval, satisfactory appraisal and title insurance.
Terms, conditions and loan programs are subject to change without notice. Other terms, conditions and restrictions may apply.
3 SBA loans subject to SBA eligibility. Huntington is #1 in the nation in number of SBA 7(a) loans from October 1, 2017 to September 30, 2024. Huntington was the #1 SBA 7(a) lender in the region made up of Illinois, Indiana, Kentucky, Ohio, Michigan, West Virginia, and Western Pennsylvania from October 1, 2008 to September 30, 2021 and the region made up of Illinois, Indiana, Kentucky, Ohio, Michigan, West Virginia, Pennsylvania, Minnesota, Colorado and Wisconsin from October 1, 2021 to September 30, 2024. Source: U.S. Small Business Administration (SBA).
4 With the Huntington Honors℠ program, your monthly maintenance fee will be waived on your Huntington Perks Checking® account. Huntington customers are eligible for the Huntington Honors program if they are a current service member or veteran of the United States Armed Forces or if they are working or retired as an Educator at the high school or lower level, in Law Enforcement, as a First Responder or a Nurse. Documentation of employment or military status may be required to establish eligibility.