Personal Loans

With a personal loan from Huntington, you'll receive competitive rates, customizable terms, and fast access to your money, so you can start to turn your goals into reality. We'll tailor your loan to finance almost anything — a home renovation, a wedding, another major expense, or you can use a personal loan to consolidate high-interest debt. Learn more or apply online today.

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Personal loans are only available for Ohio, Illinois, Indiana, Kentucky, Michigan, Pennsylvania, West Virginia, Wisconsin, Minnesota, South Dakota, and Colorado residents.

Personal Loan Interest Rates

Huntington offers competitive interest rates on personal loans. Find personal loan rates for Ohio, Illinois, Indiana, Kentucky, Michigan, Pennsylvania, West Virginia, Wisconsin, Minnesota, South Dakota, and Colorado residents.

Unsecured Personal Loan Interest Rate Range

10.73%-25.00% APR

Deposit Secured Personal Loan Interest Rate Range

8.51%-25.00% APR

Disclosed rates are as of February 5, 2024 and are subject to change.

Huntington's Personal Loan Options

At Huntington, we offer both unsecured and secured personal loans. Unsecured personal loans allow you to obtain a loan primarily based on your credit report and secured personal loans are based partially on the value of your personal assets, so you can choose the type of loan that best fits your financial needs.

When applying for an unsecured personal loan, we look at factors like your credit report and income, rather than securing a loan through collateral.

With our Deposit Secured Personal Loan, a type of secured loan, we'll examine things like your credit report, income, and use your savings account, certificate of deposit, or money market account to help you obtain the dollars you need.

Unsecured Personal Loan

An unsecured personal loan can help you make home repairs, cover medical expenses, pay down debt, and more. Plus, it could lower your monthly payment and save you money over the life of your loan.

We'll look at your credit score, debt-to-income ratio, and other financial factors to determine your qualification.

You can borrow up to $50,000, depending on qualifying factors, with a fixed rate and flexible payment options.

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Deposit Secured Personal Loan

A secured loan is backed by collateral and usually provides a lower rate. Finance your personal expenses, qualify for a lower interest rate, maintain your savings goals, and build your credit with consolidated monthly payments.

We'll use your Huntington Certificate of Deposit (CD), Huntington Savings Account, or Huntington Money Market Account to secure your loan.

With our Deposit Secured Loan, you could borrow up to the value of your deposit as high as $500,000 along with consolidated monthly payments.

Find a Branch      Or call us at (800) 628-7076 and press 1

Why choose a personal loan from Huntington?

We want to see you achieve financial success, whatever that means for you. Our loan process is fast and secure, and our loan specialists work with you to customize the loan features to fit your goals and budget.

Competitive Personal Loan Rates

We offer competitive, fixed interest rates for qualified customers.

Flexible Payment Options

Choose the date of your first payment up to 60 days after closing your loan.

Flexible Terms

We'll help you choose a loan term with payments that work with your budget.

Online Account Management

Save time with online account access that lets you view your personal loan balance, monitor the transaction history, and make your payments online.

Apply for a Huntington Personal Loan

Apply for a personal loan today to start to turn your goals to reality.

Fill out an online application, visit your nearest Huntington branch, or call our lending center at (800) 628-7076 and press 1.

From there, a lending specialist will help you determine what loan and terms work best for your circumstances and assist you with the personal loan application.

Apply Now

Personal loans are only available for Ohio, Illinois, Indiana, Kentucky, Michigan,
Pennsylvania, West Virginia, Wisconsin, Minnesota, South Dakota, and Colorado residents.

Personal Loan FAQs

Answer: A personal loan is a type of loan that allows you to borrow a certain amount of money from a lender, like Huntington, to fund a major personal expense, like medical bills, a home renovation, an emergency expense, and more. It can also be used to consolidate high-interest debt in an effort to lower the interest rate and reduce the time to pay off debt. Personal loans offer fixed interest rates and monthly payments that are repaid over a set term.

Answer: An unsecured personal loan doesn't require any type of collateral to secure the loan. Rather than relying on assets as collateral, we look at information from your credit report along with income to determine loan qualifications.

A secured personal loan is backed by collateral - like your savings account, certificates of deposit, money market account, or another asset.

Answer: While it's good to start thinking about the documents you'll need to apply for a personal loan, we recommend calling our lending center at (800) 628-7076 or reaching out to your local branch to understand what you'll need for your specific application.

To start, you'll likely need:

  • Social Security or Taxpayer Identification Number
  • Personal identification
  • Income information
  • Employment history

Answer: If you're approved for a personal loan, you'll receive a lump sum payment, and you'll pay back the loan over time in fixed payments with a fixed interest rate.

Terms and loan type may be different between applicants, so we recommend reaching out to your lending specialist directly or calling our lending center at (800) 628-7076 for more information on your specific loan.

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Lending products subject to credit application and approval. Your loan amount options will be determined through a review of your Ability to Repay, which includes a review of your income, and your debt, including the debt listed on your credit report.