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Building credit with no history?
Building credit is an important part of your financial journey. Learn how Standby Cash® could affect your credit score.

Debt is often part of life’s big moments. It can offer flexibility during uncertain times and make it possible to reach important milestones, like buying your first home, getting a car, or investing in a college degree. When managed thoughtfully, debt can also help you build your credit and earn rewards along the way. At Huntington, we’re here to help you understand your options, so you can move forward with confidence, whether you’re taking on debt or working toward paying it down.
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If you’re just getting started with credit or rebuilding your score, it helps to understand which borrowing options are designed for your situation.



Find the credit card benefits that work for your lifestyle. From establishing credit or saving money with lower rates, to earning 1.5% unlimited cashback or 3x rewards in a category of choice, we have the card that’s right for you.
Having good credit can be the key to obtaining a mortgage, financing a car, or even getting a job. Here are some tips on how to build good credit.
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The information provided in this document is intended solely for general informational purposes and is provided with the understanding that neither Huntington, its affiliates nor any other party is engaging in rendering financial, legal, technical or other professional advice or services, or endorsing any third-party product or service. Any use of this information should be done only in consultation with a qualified and licensed professional who can take into account all relevant factors and desired outcomes in the context of the facts surrounding your particular circumstances. The information in this document was developed with reasonable care and attention. However, it is possible that some of the information is incomplete, incorrect, or inapplicable to particular circumstances or conditions. NEITHER HUNTINGTON NOR ITS AFFILIATES SHALL HAVE LIABILITY FOR ANY DAMAGES, LOSSES, COSTS OR EXPENSES (DIRECT, CONSEQUENTIAL, SPECIAL, INDIRECT OR OTHERWISE) RESULTING FROM USING, RELYING ON OR ACTING UPON INFORMATION IN THIS DOCUMENT EVEN IF HUNTINGTON AND/OR ITS AFFILIATES HAVE BEEN ADVISED OF OR FORESEEN THE POSSIBILITY OF SUCH DAMAGES, LOSSES, COSTS OR EXPENSES.
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