Understanding Credit, Debt, & Loan Management

Although debt can feel overwhelming at times, it can also provide financial relief in moments of uncertainty and stress, or help you purchase your first home, buy a car, or even finance your college degree. If you're able to understand and manage debt effectively, it can be a resourceful tool to help you build your credit score as well as earn reward points. At Huntington, we can help you navigate your options, so you can feel better about taking on debt or paying it off.

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How to Build Credit

Having good credit can be the key to obtaining a mortgage, financing a car, or even getting a job. Here are some tips on how to help build good credit.

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How to Check Your Credit Score

Getting a copy of your credit report is not the same as viewing your credit score. You can check your credit score a number of different ways.

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How to Payoff Credit Card Debts

Sometimes it can feel like you pay against your debt every month but don’t see the balance dropping as fast as you might expect. We’re here to help you with some tips about how you can pay off credit card debts.

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What's In A Credit Report?

Credit reports typically detail your credit history of on-time payments, credit card utilization, average age of credit, and more. Learn more about what lenders report to consumer credit bureaus and how knowing what's in your credit report can be important if you ever plan to borrow money from a financial lender.

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What's an APR?

APR, the annual percentage rate, is a term that’s used when discussing credit products like credit cards, automobile loans, or mortgages, but what does that really mean? In short, the APR determines the cost of credit for a year.

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Understanding Debt Terms

Debt can feel overwhelming and impossible to escape. Not to mention the language involved can sound like jargon. Knowing a few key terms and taking small steps can help you prevent a future bankruptcy or other long-term financial difficulty.

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Debt Resources to Help You Relieve Stress

You don’t have to tackle your debt alone. If you feel overwhelmed in debt, don't despair: there are plenty of resources to help you get started.

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Five Steps to Help You Cut Debt Stress

Back taxes, credit card debt, child support—the list of financial burdens can be long and can sometimes seem hopeless. The feeling that debt is out of your control makes everything worse. Learn more about how you can cut your debt and gain back control. Here are some steps.

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Using Technology To Help You Manage Debt

There are apps to help you understand your debt picture, and budget your way out of it. Once you choose an approach that’s right for you, digital apps and tools can show you how paying a certain amount each month can help reduce your debts faster.

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Apply for Huntington's Voice℠ Credit Card

Get a credit card and rewards from the bank that listens. The Voice Credit Card® from Huntington is a different kind of card. It lets you choose if you want a card with rewards or a lower rate. There's no annual fee and no catch either.*

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Apply for Huntington's Personal Loan

We offer a variety of personal loans designed to meet your individual needs. We'll tailor your loan to finance just about anything, medical bills, a large purchase, or debt consolidation. Get competitive loan rates that can help you pay for large purchases, whether it was expected or unexpected.

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Voice℠ is a service mark of Huntington Bancshares Incorporated.