Understanding Credit, Debt, & Loan Management
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How to Build Credit
Having good credit can be the key to obtaining a mortgage, financing a car, or even getting a job. Here are some tips on how to help build good credit.
How to Check Your Credit Score
Getting a copy of your credit report is not the same as viewing your credit score. You can check your credit score a number of different ways.
How to Payoff Credit Card Debts
Sometimes it can feel like you pay against your debt every month but don’t see the balance dropping as fast as you might expect. We’re here to help you with some tips about how you can pay off credit card debts.
What is a Short-Term Loan?
When it’s time to consider applying for a loan, it can be overwhelming and confusing to navigate your options. We’re here to help you better understand how short-term loans work and if they may be a good option for you.
Building Credit With No History: Does Standby Cash℠ Affect Credit?
Building credit is an important part of your financial journey. Learn how Standby Cash℠ can affect your credit score.
Five Steps to Help You Cut Debt Stress
Back taxes, credit card debt, child support—the list of financial burdens can be long and can sometimes seem hopeless. The feeling that debt is out of your control makes everything worse. Learn more about how you can cut your debt and gain back control. Here are some steps.
What's In A Credit Report?
Credit reports typically detail your credit history of on-time payments, credit card utilization, average age of credit, and more. Learn more about what lenders report to consumer credit bureaus and how knowing what's in your credit report can be important if you ever plan to borrow money from a financial lender.
What's an APR?
APR, the annual percentage rate, is a term that’s used when discussing credit products like credit cards, automobile loans, or mortgages, but what does that really mean? In short, the APR determines the cost of credit for a year.
Understanding Debt Terms
Debt can feel overwhelming and impossible to escape. Not to mention the language involved can sound like jargon. Knowing a few key terms and taking small steps can help you prevent a future bankruptcy or other long-term financial difficulty.
Debt Resources to Help You Relieve Stress
You don’t have to tackle your debt alone. If you feel overwhelmed in debt, don't despair: there are plenty of resources to help you get started.
Using Technology To Help You Manage Debt
There are apps to help you understand your debt picture, and budget your way out of it. Once you choose an approach that’s right for you, digital apps and tools can show you how paying a certain amount each month can help reduce your debts faster.