Mortgage Refinancing

Refinancing your home mortgage may put your family in a better financial position. Our loans can help reduce your total payments or provide cash out. Plus, our First Mortgage Equity Loans have low costs, no application fee and no need to purchase private mortgage insurance. And we’ll provide guidance every step of the way at a branch, or 24/7 online and by phone.

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First Mortgage Equity Loans | Huntington

Why choose a First Mortgage Equity Loan?

Competitive Rates

Huntington's interest rates may help lower monthly payments and put more money in your pocket.

Savings & Discounts

Save with a first equity mortgage loan by paying less in upfront cost and application fees.

Features & Benefits

Easy online account management, and online financial tools.

First Mortgage Equity Loan Features & Benefits

Flexible Payment Options Make fixed monthly payments on a day that fits your needs best.
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Online Account Management Online account access lets you save time, view your loan balance, monitor transaction history and make payments with free Huntington Bill Pay.
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Lower Your Monthly Bills Use our consolidation calculator to see how you could save.
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Access to over 700 Branches No matter where you choose to make your payments, Huntington gives you options.
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Mortgage Refinancing Rates by Term

Your rate is based on the 43215 ZIP code.

Rates effective as of Sunday, May 28, 2017.

Rate Table
Payment Amount
Term Rates as low as APR as low as (per $1000 borrowed)
120 months 4.26% 4.30% $10.22
180 months 4.46% 4.49% $7.61
240 months 4.86% 4.88% $6.50
300 months 6.56% 6.58% $6.76

APR AND PAYMENT WILL VARY DEPENDING ON CUSTOMER'S LOAN CHARACTERISTICS, SUCH AS LOAN AMOUNT, CREDIT SCORE, LTV, LOAN TERM AND OTHER FACTORS. ALL LOANS ARE SUBJECT TO CREDIT APPLICATION AND APPROVAL, TITLE SEARCH AND RECEIPT OF PROPERTY APPRAISAL DEMONSTRATING SUFFICIENT LOAN VALUE. ANNUAL PERCENTAGE RATES SHOWN ARE BASED ON A $150,000.00 LOAN AMOUNT INCLUDING A $389 LOAN FEE, PROPERTY BEING OWNER-OCCUPIED AND LOAN-TO-VALUE (LTV) WITH A MAXIMUM OF 80%. A 0.25% DISCOUNT IS AVAILABLE FOR "NEW MONEY" FIRST MORTGAGE EQUITY LOAN CUSTOMERS. "NEW MONEY" IS DEFINED AS MONEY NOT USED TO REFINANCE ANY CURRENT HUNTINGTON DEBTS. PAYMENT AMOUNTS DO NOT INCLUDE AMOUNT OF PROPERTY TAXES AND HOMEOWNER'S INSURANCE PREMIUMS WHICH WILL MEAN A HIGHER ACTUAL MONTHLY PAYMENT. INSURANCE MUST BE CARRIED ON REAL PROPERTY SECURING THE LOAN, AND FLOOD INSURANCE IS REQUIRED ON BUILDINGS LOCATED IN A SPECIAL FLOOD HAZARD AREA. OTHER CONDITIONS AND RESTRICTIONS MAY APPLY. PROGRAM AND CONDITIONS SUBJECT TO CHANGE AT ANY TIME. THERE IS NO PREPAYMENT CHARGE IF YOU PAY OFF THIS LOAN IN FULL OR IN PART EARLY. PARTIAL PREPAYMENTS WILL NOT AFFECT YOUR OBLIGATION TO PAY THE REGULAR MONTHLY PAYMENT AMOUNT ON THE PAYMENT DUE DATES FOLLOWING PARTIAL PREPAYMENT (AS LONG AS AMOUNTS OWED) UNLESS WE AGREE DIFFERENTLY IN WRITING.

All lending products are subject to application and credit approval. Home equity loans and lines also subject to acceptable appraisal and title search.

Still Have Questions?

If you can’t find what you’re looking for, let us know. We’re ready to help in person, online or on the phone.

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(800) 480-2265