The homebuying process

How to get a mortgage

Whether you are looking to get preapproved or have found your home, we can help you each step of the way.

Should I buy a home or rent?

The decision depends on many factors, including the time you expect to stay in your new home, rent and home appreciation rates, the rate you earn on savings, taxes and maintenance costs.

What home can I afford?

If you are looking for a new home but are not sure what you can afford or you want some guidance on what you should be thinking about when looking at homes, we can help you.

How much should I put down for a new home?

This tool helps you determine whether it is better to put a smaller or larger down payment on a home given other loan terms.

Finding the right mortgage

Fixed vs. adjustable loan

This tool calculates the monthly mortgage payment for a fixed- and adjustable-rate mortgage (ARM) loan, given their respective interest rates and other loan terms.

15 year vs. 30 year

This tool calculates total cost and monthly payments for two fixed rate mortgage loans of different terms and helps you determine which loan is better for you.

Get a quote

Take five minutes and we’ll create custom rate and payment options with side-by-side comparisons.

Gather documents

When you meet with your mortgage specialists, you’ll need a few documents. Browse our list to get ready.

Finding the right house

Homebuyer’s checklist

Track and compare home features and costs with this handy homebuyer’s checklist.

Home inspection

A home inspection is a professional evaluation of the structural and mechanical condition of the home you are about to purchase.

Connect with experts

Local loan officers are waiting to help you.

Refinancing a mortgage

Am I better off refinancing?

This tool calculates whether the decision to refinance your mortgage loan is a good one based on the terms you enter.

What will my refinancing costs be?

What could the cost of refinancing a home mortgage be?

Get a quote

Take five minutes and we’ll create custom rate and payment options with side-by-side comparisons.

Connect with a specialist

Loan officers may help you get answers to mortgage and homebuying questions.

Resolving other issues

Home mortgage guide

From tips on making an electronic payment to understanding your escrow account, this Home Mortgage Guide is just another way Huntington helps to make your mortgage easier.

Contact Us

We're here for you—online, by phone, or in a branch.

Speak with us

We're here to help.

Connect with a local lending professional

Our loan officers are ready to help you take the next step. Just select your location to find a specialist near you.

Find a branch

Find your nearest Huntington Bank branch.

Disclosures

Lending products are subject to credit application and approval.