Mortgage & Home Loans Education Tools

Make the home mortgage process less of a process and know what to expect when buying a home. Whether you're looking to purchase a new home or refinance the one you have, our education tools and planners will help you shop confidently. Want quick answers? Browse common questions and learn about mortgages and home refinancing below.

The Homebuying Process

How to get a mortgage
Whether you are looking to get pre-approved or have found your home, we can help you each step of the way.

Learn more about the home buying loan process
Should I buy a home or rent?

The decision depends on many factors, including the time you expect to stay in your new home, rent and home appreciation rates, the rate you earn on savings, taxes, and maintenance costs.

Calculate if renting may be better for you

What home could I afford?

If you are looking for a new home but are not sure what you can afford or you want some guidance on what you should be thinking about when looking at homes, we can help you.

Calculate what price range may be best for you
How much should I put down for a new home?

This tool helps you determine whether it is better to put a smaller or larger down payment on a home given other loan terms.

Try our down payment for a new home calculator

Finding the right Mortgage

Mortgages

Fixed vs. Adjustable Loan

This tool calculates the monthly mortgage payment for a fixed- and adjustable-rate mortgage (ARM) loan, given their respective interest rates and other loan terms.

Use Calculator
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15 year vs. 30 year

This tool calculates total cost and monthly payments for two fixed rate mortgage loans of different terms and helps you determine which loan is better for you.

Use Calculator
Mortgages

Get a Quote

Take five minutes and we'll create custom rate and payment options with side-by-side comparisons.

Get a Quote
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Gather Documents

When you meet with your mortgage specialists, you'll need a few documents. Browse our list to get ready.

View the List

Finding the Right House

REO Listing
Huntington wants to help you find the home that is right for you.

Search our current property list
Home Buyer's Checklist

Track and compare home features and costs with this handy home buyer's checklist.

View the checklist

Home Inspection

A home inspection  is a professional evaluation of the structural and mechanical condition of the home you are about to purchase. 

Learn more about what home inspections should include

Refinancing a Mortgage

Am I better off refinancing? This tool calculates whether the decision to refinance your mortgage loan is a good one based on the terms you enter. Use the refinancing mortgage calculator.
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What will my refinancing costs be?

What could the cost of refinancing a home mortgage be? Use this calculator to find out.

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Get a Quote

Get a rate and payment comparisons of some of the borrowing options you may qualify for. Learn how to receive your comparison.

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Connect with Specialists

Loan officers may help you get answers to mortgage and home buying questions. Find a mortgage loan officer.

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Resolving Other Issues

Online Mortgage Services This tool calculates whether the decision to refinance your mortgage loan is a good one based on the terms you enter. Use the refinancing calculator.
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Get Payment Help

We can possibly help find solutions to your loan repayment issues. Learn more about our homeowner payment help solutions.

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MLO Licenses

Search Huntington employees to view his or her registration with the Nationwide Mortgage Licensing System.

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Customer Portal User Guide Read the Lending Application Web Portal user guide (PDF).
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Home Mortgage Guide

From tips on making an electronic payment to understanding your escrow account, this Home Mortgage Guide is just another way Huntington helps to make your mortgage easier.

Download the Home Mortgage Guide (PDF)

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Connect with a Specialist

Local loan officers are waiting to help you. Select your location to connect with lenders in your area.

Find a Loan Officer

Still Have Questions?

If you can’t find what you’re looking for, let us know. We’re ready to help in person, online or on the phone.

Call Us

24 hours a day, 7 days a week.
(800) 480-2265