Home Inspection Guide

This is a valuable tool for you as it is a professional evaluation of the structural and mechanical condition of the home you are about to purchase.

A home inspection is not the same as an appraisal. It's a professional evaluation of the structural and mechanical condition (not the market value) of the property. If possible, you should plan to accompany the inspector on his or her rounds. Every inspection should include an evaluation of at least the following:

  • Foundations
  • Doors and windows
  • Roof
  • Plumbing and electrical systems
  • Heating and air conditioning systems
  • Ceilings, walls, and floors
  • Insulation
  • Ventilation
  • Septic tanks, wells, or sewer lines
  • Common areas (in the case of a condominium or cooperative)

You can find an inspector through referrals, sites like the Better Business Bureau (BBB) and your real estate agent.

Disclosure

All lending products are subject to application and credit approval. Home equity loans and lines also subject to acceptable appraisal and title search.