Construction & Home Financing Loans
Build and finance simply. With our one-time-closing construction loan, you get money to build your home and finance it. You'll use it to pay your builder after construction, then modify it for permanent financing.
Why choose a construction loan?
One Time Close
One closing for construction and permanent financing saves you time and money on closing costs.
Float Down Options
If interest rates improve during the lock period, you can exercise the "float down" option to take advantage of the lower rates.
ARM options include a variety of terms with interest only during construction. Plus, you can refinance to a fixed loan after completion.
Other Construction Loan Features
1Huntington is not acting on behalf of, or at the direction of, HUD/FHA or the federal government.
2There are standard limits for 1-unit, 2-unit, 3-unit and 4-unit properties.
All lending products are subject to application and credit approval. Home equity loans and lines also subject to acceptable appraisal and title search.
Connect With a Mortgage Loan Officer
Local loan officers are waiting to help you. Select your location to connect with lenders in your area.Find a Loan Officer Near You
Still Have Questions?
If you can’t find what you’re looking for, let us know. We’re ready to help in person, online or on the phone.
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Friday: 8:00 a.m. - 7:00 p.m. ET
Saturday: 9:00 a.m. - 3:00 p.m. ET